Carmen Isais

The 2011 Picnic in the Park Season begins March 16 and continues through October 26, 2011. Every Wednesday, from 4:30 to 8:30 pm, shop the farmers market, enjoy live music from local bands, buy dinner from our vendors at the International Food Faire, and purchase beer or wine from Davis Soroptomists. Plenty of entertainment for the whole family, including bounce houses, pony rides by Pony Ranch Parties, clowns, face painting, Rocknasium's rock climbing wall and more.

Market Hours :

• Saturdays : 8:00 am to 1:00 pm (Year Round)
• Wednesdays "Picnic in the Park" (March 16 through October 26, 2011): 4:30 pm to 8:30 pm.
• Wednesdays Winter Market (November 4, 2009 through March 10, 2010): 2:00 to 6:00 pm
• Wednesdays "East Quad Farmers Market":  10:00 am to 2:30pm (Fall & Spring Quarters)

To learn more visit the Davis Farmer's Market website.

The college town of Davis, California is located between the major cities of Sacramento and San Francisco. Within easy driving  distance to Berkley, Napa wine country, Lake Tahoe and the nearby American River, there is never a shortage of nearby day trips.

Within the small town itself, Davis is home to UC DAVIS, The Mondavi Center, a great Downtown and retro movie house-- just to name a few local hot spots.

If you are new to town I invite you to contact me, Carmen Isais, Davis Realtor for your personal tour of this outstanding community.

 

There is a new buzzword being used in today’s real estate market, that term is Short Pay Refinance.

Most of you have not heard about this. It is a new approach were a new lender negotiates on your behalf with your current lender to pay less than the full amount for the pay off of the existing loan. This is not a loan re-modification. This is a new loan with new terms and lower balance.

This is an amazing concept, basically you get to buy your home again at the current market value.

It is not for everyone-- that is to say, there are specific criteria needed to qualify for this type program. Possibilities-- not promises. But don't you owe it to yourself to find out?

For more information call Carmen Isais at Keller William’s Realty in Davis : 530.601.1003 or email: carmen@focusondavis.com

If you are actively looking to buy a home in the city of Davis, we've probably met. I'm out there, holding Open Homes almost every weekend and I get to meet a lot of great people, including First Time Home Buyers. Many of the first time homebuyers I speak with are still unaware of how important your credit score plays in the loan and home buying process. Some comments I hear are that credit is not important if you bring home a big paycheck, credit is less important than earning potential, or that certainly their credit is good because they have so much of it. All of these statements, are flat out wrong. The best thing I can do as a Realtor (read: I am not a credit and loan specialist), is set the record straight where I can, and send them to trusted Mortage and Loan experts. I also like to share good resources when I find them... The Ad Council in cooperation with the Civil Rights Education Fund and others have put together a no-nonsense website explaining how credit works, how to damage it, and how to fix your credit too. It has a clever little name too, Credit Fairy.org. Take a look and send me feedback. But, if you have a specific question, feel free to ASK ME, Carmen Isais. I have answers or know how to get them.

As a Realtor, the number one question I hear is, "How much is my home worth?"

Now, while there are many pieces of information that factor into the ultimate value of a home, one tool I use, and one that I can easily share with you today, is that of Recent Home Sales.

Recent home sales are a good indicator of what your home might go value at in the current market. And thanks to the internet, this information is easy to share with you, instantly.