Well if you were like me sitting in my house watching the Presidential debates last night you were probably surprised (ok I thought I would fall out of my seat) to hear John McCain drop a bomb...a substantial new program for homeowners. 
I was sitting there wondering:
I heard New's pundits say the plan would cost $300 Billion dollars (Does anyone else remember when that was considered A LOT like of money?
Is anyone else getting numb and having a hard time keeping up with all the blank checks being written...$700 Billion here, oh I mean $850 Billion after pork...now $300 Billion more ).
Part of me thought, "I've gotta get a money printing machine like the Government has - if only our personal budgets worked that way". Now I'd definitely love to see our Pinellas Real Estate home prices stabilize, however, I seriously worry about the "unintended consequences" when the government start "managing our real estate market". This plan is targeted at home sellers facing foreclosure and those who own homes that are now worth less than they owe, hence the negative equity position. If you're not sure what your neighborhood values are doing - Get today's Pinellas Real Estate Market Report , a FREE service that gives you real time results based on the Pinellas Suncoast MLS today and see graphs and info for YOUR actually Pinellas County neighborhood.
McCain's says the plan's goal is to keep families in their homes, avoid foreclosures, save failing neighborhoods, stabilize the housing market and attack the roots of our financial crisis. (We'd all like to see the housing market stablized)
America’s families are bearing a heavy burden from falling housing prices, mortgage delinquencies, foreclosures, and a weak economy. (The assumption is because the had the wrong mortgage)
The McCain resurgence plan would be available to mortgage holders that:
Their believe is that this plan could be implemented quickly as a result of the authorities provided in the stabilization bill, the recent housing bill, and the U.S. government's conservatorship of Fannie Mae and Freddie Mac. It may be necessary for Congress to raise the overall borrowing limit of FHA loans.
So I'm curious - do you think this plan is a good thing or a bad thing?
Palm Harbor Florida - Recently my family along with some friends took our kids to Wall Springs Park for the day. It's a great place to hike, bike, fish, bird watch, relax and just have a great time. This is one of Pinellas County's best kept secrets just of Alt 19 before you get to Tarpon Springs. It extends out to the coast through the thick mangroves that offer a real look at Natural Florida.
The Park is also located along the Pinellas Trail. I took quite a few pictures to give you a sneek peak at this special place - however there's nothing like seeing it in person. Pinellas County acquired Wall Springs in 1988 with the initial purchase of 63 acres which included the Spring and surrounding area - Here's an up-close look at Wall Springs Park.
In 1927 the Wall family sold it to the Davis family that changed the name from Wall Springs to Health Springs - where they marketed and extolled the health benefits of these waters. Mr. Harry Davis also spread the myth that Spanish explorer Ponce De Leon discovered this spring.
Mr. Davis eventually sold the property to the Cullen family of Palm Harbor in 1949. The Cullen family changed the name back to Wall Springs and operated it as a commercial recreational facility. They added many amenities like horseshoes, volleyball, hiking paths, picnic shelters and more.
Back in the 1950's this Spring was the site of a freshwater beach where tourists enjoyed lounging and bathing in these pristine waters. 
Eventually in 1966 the Cullen family closed the facility due to high insurance premiums and liabilities. which left the door open for Pinellas County to acquire Wall Springs in 1988.
August 20, 2005 the park was officially opened to the public through the use of Penny for Pinellas taxes - after developing fishing piers, observation decks, playground and restrooms for visitors to enjoy this piece of Pinellas Paradise.
If you are looking for information on buying Pinellas County Real Estate give me a call at (727) 710-8035 - It's a great place to live with lots of green space and great things to do.
2008 Copyright All rights reserved by Cyndee Haydon, Clearwater Real Estate Agent specializing in Pinellas County Waterfront Homes and Condos for Sale
Clearwater FLorida - One of the great parts about living in Pinellas County and the Clearwater area for 18 years is you really get to know a lot of business people and service providers in both a personal and professional way. I have personally unfortunately been in more than one Clearwater car accident in the last few years (none my fault in case you were wondering) and unfortunately there are lots of things I didn't know until I was (1) injured in an auto accident and (2) hand bad auto accident care and advice! However whether you're in a car crash, truck accident or suffer from a motorcycle injury - you need this info because I can tell you that if you or a loved one is in injured in one of these kinds of traffic accidents it's not overreacting in my humble opinion to contact a caring, experienced Clearwater Auto Accident Attorney to be YOUR advocate!! Like most crisis - it's always helpful if you've done your research and have a plan BEFORE you have to ask, "Who's the best Pinellas County Auto Injury Attorney?" when you're still in shock!
I have found that St Peterburg - Clearwater personal injury attorney David Neville, who has been helping people injured, often through no fault of their own, in Pinellas County for years makes a bad experience have the best possible outcome. In my experience, he does a great job and really cares about each client and their family (which is first and foremost for us). I was actually in a Clearwater car accident a few years ago and David was my attorney and when friends and neighbors I know are in a car crash I immediately recommended Clearwater Auto Injury attorney, David Neville to them.
Well while anyone who's been through a car accident knows, recovery is often a long process and you're dealing with the emotional recovery, as well as, your physical injuries (some of which we will live with forever) need to be taken care of. My friends still thanks me for recommending an experienced skilled auto injury lawyer to them after being in Pinellas County car accidents. David was able to negotiate a favorable settlement for me and othes and while money doesn't heal all - it definitely helps you get the care you need and get back on your feet after you go through something I wouldn't wish on anyone.
Most of us don't have reasons to see any kind of lawyers or attorneys very often and I have to admit I always feel a little intimidated (like being called into the principals office even if it's not your fault). While it's normal to feel a little nervous - I know if you're like me, you'll appreciate David Neville's warm smile and his relaxed style as he works to listen and understand your personal situation which really puts me at ease (while being a pitbull when working FOR me). Being comfortable really talking to my attorney...who is my advocate was really important in my experience. There can be "no dumb questions" and I always want a skilled personal injury attorney who listens to me and my needs and my desires.
When I was in my first car crash several years ago (a car ran a red light and side swiped me in an intersection where I did a 180 degree turn and totaled my car I actually was able by some blessing to walk away - many people aren't so lucky) I thought it was no big deal physically - even though I knew my car was totalled.
Luckily I did know enough to see a doctor immediately for a check up regardless of how I felt. I come from a family that believes if you aren't bleeding or throwing up you're fine (Can anyone else relate?) - well based on that criteria I was fine...only I wasn't. Unfortunately I went to my primary care physician for a check up and he refered me to what I would say is the "puppy mills" for people who have been personally injured in a car accident.
I did some things right - I had seen a doctor and followed his advice on the next step - however I made the mistake of not getting an experienced Pinellas County personal injury attorney working as my advocate and looking out for me from the beginning. Thankfully a friend referred me to one of the best accident injury lawyers in Clearwater - St Petersburg while I was still having appointments in the "puppy mill" process.
I think I was like most people in car accidents, I'm not someone looking to sue anyone and I also didn't want to spend money talking to a lawyer - even if I did want to get their opinion. I didn't know that they get paid like I get paid as a realtor - ultimately if we can achieve a successful outcome we get paid. I'm so glad I know a better now.
The result - the experience that followed was like night and day. I was ultimately able to get the care and injury rehabilitation that I needed. I have to say that I also learned Clearwater's best chiropractor makes all the difference (but that's a story for another post)
While I am not an attorney or lawyer and am not giving legal advice here just sharing my personal experiences (Please call David Neville, Attorney in Law at or your own personal injury attorney if you have questions) here's what I've learned from mine along the way ...
So while I hope you, your family or friends never needs this information - if you do at least you'll know where to turn for the help you need.
If you want more info or to get a FREE consultation call David Neville, Attorney on his cell phone at 727-481-3072 - he's available when you need him!
His office is located at: 6251 Park Boulevard Suite 9 Pinellas Park, FL 33781
P.S. Tell him Cyndee told you to call - 
Tampa Bay Florida - Today I was reading one of my favorite Tampa Bay blogs and was reminded that this year's Super Bowl is only 149 days away and will be held right here in Tampa Bay. Our community has hosted the Super Bowl before and boy does this town enjoy the festivities. If you want to find out more about this year's Super Bowl or opportunities to volunteer or get involved then visit the Tampa Bay Superbowl website.
It's amazing what local homes, beach condos and vacation rentals of all kinds will go for during that weekend. If you are planning to be here don't put off making your reservations. While Jack and I don't handle rentals you can call Patty Belloise at 727-410-1936 who does (just in case you're looking for a great local contact).
Now if you are someone who has decided that "now is the time to buy" Tampa Bay real estate - we CAN help you with this. :)
Regardless of what your plans are here are some pictures of our Bucs Stadium, which I had the privledge of touring with Leadership Pinellas last year - I'll give you a sneak peek into our stadium.
Call us Today at (727) 710-8036 to hear more about how we can help you!
Copyright © 2008 Jack and Cyndee Haydon, Clearwater REALTORS
and your Clearwater Real Estate Consultants specializing in Tampa Bay Real Estate and may not be copied, reproduced, distributed, transmitted, displayed or published.
Tampa Bay Real Estate News - Well all Tampa Bay property owners and investors got some bad news to followup on the Tampa bay property tax news we received on August 15th when a Leon County Circuit Court removed Amendment 5 (aimed at lowering Florida property taxes) from the November ballot.
The wait is over here's the Tampa Bay real estate news: Florida's Supreme Court decided by a 7-0 ruling on September 3rd that Amendment 5 - the Property Tax reducing Amendment will not be on the November ballot and their decision is final.
This Supreme Courts' ruling ends an intense fight to help provide property tax relief to Tampa Bay real estate owners as well as all Florida Property onwers. The court's ruled to uphold the Circuit Court's decision to remove Amendment 5 from this fall's ballot because of the language in the property tax amendment which said "education funding would be held harmless". The issue for them was the "language" and the fact that Amendment 5 funding would only be held harmless for the 1st year and then education funding would be determined by the Florida State legislature.
We will continue to keep you posted on what's happening with Tampa Bay real estate issues that effect you so stay tuned.
The Florida Association of Realtors, which supported the amendment, decried Cooper's ruling saying "Homeownership is a fundamental right, and Floridians deserve a say on how their property is taxed," said Chuck Bonfiglio, president of the Florida Association of Realtors, in a prepared statement. "We are shocked that the court decided to deny property owners' the ability to dramatically lower their property tax rates."
We as Tampa Bay Realtors and home owners were excited about voting YES for Amendment 5 Property taxes. We believe it would have helped Tampa Bay Real Estate buyers, residents and renters because everyone should have experience savings. We also believe it would have helped home sellers since by making Pinellas County homes more affordable and more appealing to buyers who do not currently qualify for homestead exemptions. Remember: Florida property taxes have doubled over last 6 years!
Amendment 5 had projected savings for Tampa Bay property owners
Amendment 5 Property Tax Details
Now we'll have to wait and see what happens in the future. Here are the details for the Amendment 5 proposal at Give Me 5 Florida and the actual Amendment 5 property tax proposal. Benefits: Amendment 5 would have provided much-needed tax relief to Florida's seniors, many of whom fear losing their homes because of an inability to pay higher property taxes on a fixed income.
Other articles of interest
Call us Today at (727) 710-8036 to hear more about how we can help you sell your home or buy a new one!
Copyright © 2008 Jack and Cyndee Haydon, Clearwater REALTORS and your Clearwater Real Estate Consultants specializing in Tampa Bay Real Estate and may not be copied, reproduced, distributed, transmitted, displayed or published.
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Serving Clearwater FL | Tampa Bay | All Beach Communities | Waterfront Luxury Homes | Waterfront Condos | Pool Homes | Military Relocations | at 727-710-8035| http://www.SandbarsToSunsets.com/clients
Living in Clearwater Beach Florida | Tampa Bay Florida
For Beach Homes and Oceanfront Condos we're YOUR Clearwater Beach | Island Estates | Sand Key Real Estate Experts - We've lived in a beachfront Clearwater Beach FL Condo, a Clearwater Beach Home with intercoastal waterviews and our Real Estate Office is conveniently located on Clearwater Beach to easily help our clients looking to buy or invest in any of the Clearwater Beach | Sand Key | Island Estates waterfront Homes or beach Condos currently for sale. We know Clearwater Beach Real Estate....
We're YOUR Clearwater Beach Real Estate Team, Jack & Cyndee Haydon. We are a dedicated, effective husband & wife Real Estate Consulting team focused on delivering Amazing Results & First Class Service for those buying homes or selling homes in the Clearwater Beach | Island Estates | Sand Key area including all 12 beachfront communities of Pinellas County.
Serving Clearwater Beach, Belleair Shore, Indian Shores, Indian Rocks Beach, North Redington Beach, Redington Shores, Madeira Beach, Treasure Island, St Pete Beach, Tierra Verde Dunedin, Tarpon Springs Florida and the surrounding Tampa Bay real estate market who value our Innovative, Client Focused approach to Real Estate and helping people buy a Gulf beach home of their dreams.
Tampa Bay Military Relocations - We'd love to be your local military relocation resource, since we have the Clearwater Coast Guard Air Station, the largest and busiest air station, Tampa's MacDill Air Force Base Air Base, and Central Command right in our backyard and are experienced in helping other military families and individuals who've moved here and we'd love to help you to!
Click to request our FREE Military Relocation Guide.
Looking for Tampa Florida Real Estate (Tampa Bay Area Includes the Greater Clearwater | St Petersburg | Tampa Beaches area) Give us a Call today at (727) 710-8035 or Email me at Cyndee@SandbarsToSunsets.com.
Areas Your CARE Team Services (CARE ~ Clearwater Area Real Estate):
We help those looking to buy condos or homes is All Pinellas County Cities: including Clearwater, Largo, St Petersburg, Dunedin, St Petersburg, Pinellas Park, Safety Harbor, Belleair, Seminole, Oldsmar, Tarpon Springs and all the beach cities of Belleair Beach, Beleair Shore, Indian Rocks Beach, Indian Shores, Redington Shores, North Redington Shores, Madeira Beach, Treasure Island, Tierra Verde and St.Pete Beach and over to Tampa including the USF area, South Tampa, New Tampa and out to Brandon and Valrico.
We also help Buyers looking to buy waterfront homes or waterfront condos and those who want to sell their waterfront home or waterfront condo in south west Pasco county up to Hudson & New Port Richey which has some of the most affordable waterfront homes for boaters and being only 30 minutes from Clearwater many buyers find the value worth the commute.
25 miles of continuous white sandy beaches starting in St Pete Beach, FL ends in Clearwater Beach FL~ there is a total of 35 miles of Pinellas County Gulf Beach Communities: We specialize in "helping people find the perfect beach lifestyle". Having personally lived on the beach in a townhome in Indian Shores, a Clearwater Beach Condo and a Clearwater Beach home for over 12 years Cyndee and I have both professional real estate experience and personal waterfront condo & beach home owner expertise regarding our Clearwater area beaches and the various Clearwater beach waterfront homes and waterfront condos available . We can help you from Clearwater Beach at mile marker "25" down to St Pete Beach's southern most point at mile marker "0".
Our purpose is not only to help you buy or sell your Clearwater or Clearwater Beach / Island Estates / Sand Key home or condo, but to build strong, lifetime relationships one person at a time...starting with YOU! You might be interested to know what we believe in...
We believe:
Because Cyndee & I work primarily by referral, we stay focused on what's important to you, because, what's important to you is really important to us. This allows us more time and energy to devote to our clients, like you. This includes every aspect of the home buying and home selling process, before, during and after the sale of your home.
Clearwater Beach Real Estate Agents Explain we're NOT your typical Realtors.
Our vision is for you to trust and appreciate our real estate advice and actions so much that we'll earn your referrals for those you know planning to buy or sell a home in the Clearwater Beach / Island Estates / Sand Key /Gulf Beaches area, again and again - not out of obligation, but because you truly believe your family, friends, co-workers and neighbors will benefit greatly by working with us.
Our philosophy is not typical in our industry, but it enables us to treat you like we treat our own family, friends and neighbors and how we wish to be treated ourselves. It's just a great way to do business.
We are active members of our community. Cyndee is a Native of Florida and we've been Indian Shores & Clearwater Beach residents for over 13 years. We've lived in Pinellas County,Florida over 16 year and have raised our family here. We love living and working in Clearwater and Clearwater Beach and would love the opportunity to show you why....
If you are thinking about Buying a home or you are ready to sell a home in the Tampa Bay area, we can help!
MILITARY RELOCATIONS We also serve the military personnel relocating to the Tampa Bay as part of a military relocation to MacDill Air Force Base or any of our Coast Guard Stations.
We are unique in that we Guarantee our Real Estate Services in writing to You - Our Client, because we believe in Building Customers For Life and not just Selling Houses!
What do we do? Last week we helped a young couple get their first home, a 2/1 completely remodeled home - they love their new home but they love the fact that they started with almost 20% instant equity and the seller paid all their closing costs ~ the buyers even got money back at the closing - we'd love to tell you more about why our negotiating skills make a real difference for you, especially in today's market!
How do we do it? By focusing on you and YOUR best interests! It's important you know that Jack & I, unlike traditional agents, spend the majority of our time helping Buyers. Experience shows this is unique in our industry. You'll appreciate our specialized approach. We'd love the opportunity to share our Unique Buyer Single Agent Success Program with you. In 2006, we saved Our Buyers 8.93% on average - 2007 has been an even better time for our buyers to purchase property.
What do we do? We help families like the Jones, who are relocating sell their home in 15 days and enjoy the time before they move while we handle all the details and also sell it for top dollar!
How do we do it? - We have a unique 7 step plan for SUCCESS, we'd love to share with you.
In 2006, we brought 100% of the buyers to the Single Family homes we listed and sold and our Average Days on Market was 27.
How do we measure our Real Estate SUCCESS? -By what our Real Estate clients say and do! This IS the most important measure of our success ~ what you and our past clients say!
We'd be happy to make a list of outrageously happy home, condo and property buyers and sellers we've served in and around Clearwater, available to you - we've include a few of these home buyers and home sellers in our Real Estate Results Testimonial section.
FREE HOME & CONDO NEIGHBORHOOD RESOURCE & INFO
Email us to request any of our FREE Clearwater Area Home Buyer Guides:
*********** TURN ON YOUR SOUND & CLICK ON PHOTOS BELOW TO SEE CLIENT VIDEO TESTIMONIALS ***********
Buyers tell us that selecting their Tampa Bay Waterfront Real Estate Expert, especially online or from a distance, can be a challenge.
Our past clients kindly agreed to share their experiences and tell you why they think you should work with us, Jack & Cyndee Haydon, Clearwater Beach Realtors.
Click on the photos below and meet some of our clients and now friends...we'd love to be YOUR choice too!
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SOLD Clearwater Condo Fast for Top Dollar:
We would like thank you both for making the sale of our Clearwater condo so fast and successful - we sold in 16 days for over 3.5% more than anyone had ever sold a condo for in our Bay Oaks complex in a "slow market". ...you held firm with the buyers to get us 98.1% of the asking price even though it was a new complex high. Many agents would have asked us to reduce our price when the appraisal came back lower than the agreed to purchase price. You worked diligently with everyone involved get us the agreed to purchase price - it made a big difference to us.... (Read More..) The Doles, Clearwater, Fl
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Negotiated Seller Paid Closing Costs - Saved Tampa Home Buyer from Costly Errors: ...being a VIP Buyer and knowing that you were sending me ALL the properties that met my criteria as soon as they came on the market or had any price changes. I really appreciate your willingness to show me any house I wanted to see (even For Sale By Owners) and always accommodating my schedule. I knew you were never trying to just "selling me a house" but you were committed to helping me find the perfect home - no matter how long it took! I'm so glad I had you guys as my Buyers Agent - you saved me lots of money and headaches throughout the whole process! ...You saved me even more money when you negotiated for the Seller to pay all my closing costs and allowable prepaid expenses up to 3% of the purchase price which allowed me to get into the house I wanted and keep my money in my pocket. In addition, you were always available for inspections, meeting with contractors for estimates, etc. so I didn't have to take off work to be there. If I wasn't working with you and Jack, who specialize in being Buyer's Agent that are focused on ONLY my best interests I would have made an offer on the house and lost almost $1200-$1700 out of my pocket ($350-$400 for inspections, $350+ for appraisal then $350 for another appraisal, $300-$700 for Survey and more) just to find out that the house wouldn't appraise and I couldn't get a loan. Not only would it have been a big disappointment, but it would have put me behind my scheduled plans to relocate...(Read More)You were always available for any questions or concerns I had and all I had to do was call and you would get my concerns taken care of. Having experienced, caring professionals on my side gave me such piece of mind throughout this whole process and the best part was that all your services were FREE to me! Anyone buying a home needs to call you guys to be their Buyer's Agents. Thanks for everything you did for me! - Jennifer O in Tampa, Florida****************************************************************************************************** Out of Town Real Estate Investor Raves - Saved 16.9% on Home & More As a Clearwater Real Estate Investor, I have worked with several realtors before you and I was pleasantly surprised at the high level of personal service you give and the way you are always working for my best interests and not the sale of any one house. I also appreciate all the detailed research and analysis you put into helping me find and choose investment properties. You understand that this is a business for me and you've proven yourself to be a valuable, trustworthy, member of my team......your strong, professional, negotiating skills that allowed me to save 16.3% off the purchase price of my property. I'm glad you were able to get my house sold for a good price in just over a month - especially when only 1 out of every 10 homes on the market is selling right now. I know you and Cyndee are working with hundreds buyers at any one time and it makes a big difference...(Read More) - You did everything you promised and more! Thank you!! - G. Bourget, Clearwater, Florida******************************************************************************************************
Experienced Realtor chooses The Haydons to sell his Home - SOLD in 30 days for cash with multiple offers ...When I told you I needed to sell my home in 30 days for cash - you made it happen and I even had 4 offers to choose from. Having been Realtor of the Year back in the late 70's myself I know lots of local realtors and you guys are the ones I choose to work with- because you're the best! You guys are honest - you really know the market and your Pin-Point-Pricing Analysis let me know where to price my house in todays market, you know your stuff, you never pressure people and you make sure all the details are handled for smooth transactions. You guys truly approach your business as Consultants and not traditional "salespeople" - I highly recommend you guys whenever someone is buying or selling! The added bonus is you still stay in touch long after the sale.- Rick G., Largo, Florida*****************************************************************************************************
St Petersburg Home Seller Happily Sells Home Quickly with Jack and Cyndee Haydon: .... I have to say, you guys made the whole process fast and easy. You really took time to educate me on the whole process as well as on current property values including giving me a realistic price range for my home both with and without needed repairs so I could plan accordingly.I always felt comfortable with both of you. You were always patient, caring and honest - and I really appreciated the fact that you wanted to know my specific goals and tailored a plan to help me achieve them. I have to admit, I was a bit skeptical when you explained that you guys are working with over 200+ qualified homebuyers at any one time but it definitely made a big difference for me! Results speak for themselves: you my house sold quickly, at the price I wanted without my having to make any needed improvements to the property. After we analyzed the cost of repairs, we realized that it would place my house at the top of the market's value. I'm glad we decided to price the house so the new owner could make repairs and this met my schedule and budget. I also really benefited from your VIP Seller Program which allowed me to keep more money from the sale of my house to put towards the purchase of my new home. You get amazing results, provide full service and all at an unbelieveable value!!!...(Read More)- J. O'Rorke, St Petersburg Florida****************************************************************************************************** Cyndee and Jack, You guys are my Clearwater Fl Real Estate experts - I appreciate that you handle all referral with such care. I am always comfortable knowing my Albuquerque NM Home Buyers are in great hands." - Ashley Drake Gephart, Albuquerque NM Real Estate Agent ****************************************************************************************************** Proudly selling Homes and Condos in these Pinellas Florida Gulf Beach Communities: Clearwater Beach | Sand Key | Belleair Beach | Belleair Shore | Indian Rocks Beach | Indian Shores | Redington Shores | North Redington Beach | Madeira Beach | Treasure Island | St Pete Beach | St Petersburg Beach |Tierra Verde | Dunedin | Tarpon Springs | Ozona | Crystal Beach
* Information provided by the Suncoast MLS for Pinellas County, Florida - all information is deemed to be accurate but not guaranteed.
Want more info, click to Search the complete tampa bay listings -See all homes, condos townshomes, villas and condo hotels for sale!
Looking for Real Estate in Tampa Bay Florida, Golf Course Condos | Homes to Clearwater Beach Condos - Give us a Call today at (727) 710-8035Click to Subscribe to Sandbars to Sunsets and get the Daily Digest by Email The above information and images are Copyright © 2007 Jack and Cyndee Haydon, REALTORS and your Clearwater Beach Real Estate Consultants and may not be copied, reproduced, distributed, transmitted, displayed or published. All rights reserved. Plagiarism will be detected and is punishable by law.
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