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Amy Lee Fooladi, Navarre Real Estate Agent 850.376.3959 Pictures of Navarre Beach:
Florida Chief Financial Officer Alex Sink announced that more than 365,000 Florida homeowners have signed up for free wind inspections through the My Safe Florida Home (MSFH) program, only 35,000 inspections shy of the Florida Legislature’s goal of 400,000 free wind inspections by June 2009. The first-come, first-serve program will continue accepting applications online and over the phone until it meets the 400,000 application goal.
Participating homeowners receive a free wind inspection report, which suggests ways homeowners can harden their homes against storm damage and informs homeowners if they are eligible to save money on their wind insurance premiums. To date, 60 percent of homeowners who have received a free wind inspection are eligible for discounts on their wind insurance premiums averaging $220 statewide, according to Sink.
In 2007, the Florida Legislature directed the MSFH program to provide inspections for at least 400,000 site-built, single-family, residential properties and provide grants to at least 35,000 applicants before June 30, 2009. Last month, CFO Sink announced that the program had exceeded its grant goals and would transition to inspections only. To date, the MSFH program, including local government and non-profits, has approved approximately 38,889 homeowners for mitigation grants and has paid 18,465 grants totaling more than $62.9 million.
Any Floridian who lives in a single-family, site-built home is
eligible for a free wind inspection through the MSFH program.
Floridians can apply online at
www.MySafeFloridaHome.com or by calling the program toll-free
at (866) 513-6734. Homeowners who receive free wind inspections
through the MSFH program receive a detailed inspection report,
complete with additional information on estimated insurance premium
discounts, if the homeowner is eligible.
For more information visit: www.amyleesellsproperty.com
Surviving and thriving in the real estate market these days means following a whole new set of rules:
1. Gaming the market doesn't work. There's a chance that the home you buy today will be worth less next year. So instead of trying to time the market, drive a hard bargain for a home you really love.
2. Real winners get the lowest mortgage rate. Financing is getting more expensive. Celia Chen of Moody's Economy.com predicts rates will hit 7 percent in mid 2009.
3. Jumbos are a big bargain. A new law temporarily allows Freddie Mac and Fannie Mae to buy mortgages as big as $729,750, which is keeping the jumbo rates down. The deal disappears at year-end.
4. Good schools count. Neighborhoods with highly rated schools are holding their value better than most, according to a recent study by real estate site Trulia.com.
There are several complexities in real estate. Knowing current laws, contracts and the intricacies of closing the transaction.
Contact me if I can be of any assistance or visit www.amyleesellsproperty.com for more information.
I am glad to call Florida home! I work with the best real estate and marketing firm on the Gulf Coast and have marketing methods that set me apart from the average real estate professional.
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