How do I know if I am eligible?
You may be eligible if you:
•Are the owner occupant of a one to four unit home.
•The loan on your home is owned or controlled by Fannie Mae or Freddie Mac (Don't know? See below),
•You are current on your mortgage payments (current means that you haven't been more than 30-days late on your mortgage payment in the last 12 months
•You believe that the amount you owe on your first mortgage is about the same or slightly less than the current value of your house, and
•You have a stable income sufficient to support the new mortgage payments.
Can I get cash out to pay other debts?
No. Only transaction costs, such as the cost of an appraisal or title report may be included in the refinanced amount
How low can my interest rate go?
Treasury is providing incentives to your investor to write the interest down as low as 2%, if necessary to get to a payment that you can afford based on your income.
Hello Middle Tennessee, today is a good day to install new flooring. We have stimulus pricing on all of our products. Designer products such as Quick Step Laminate flooring, installed for as low as $4.25 a square foot. If Laminate flooring is not your thing, we understand. That's why we are installing Pre-Finished Hardwood for as low as $5.50 a square foot. Sometimes a nice combination of flooring make a Home look/feel special. Carpet installed for as low as $9.99 a yard. If you looking to upgrade your standard of living, but on a budget. Please feel free to contact Vanleers Flooring today.
Ronell Moore
615-482-1498
Hello Middle Tennessee, today is a good day to install new flooring. We have stimulus pricing on all of our products. Designer products such as Quick Step Laminate flooring, installed for as low as $4.25 a square foot. If Laminate flooring is not your thing, we understand. That's why we are installing Pre-Finished Hardwood for as low as $5.50 a square foot. Sometimes a nice combination of flooring make a Home look/feel special. Carpet installed for as low as $9.99 a yard. If you looking to upgrade your standard of living, but on a budget. Please feel free to contact Vanleers Flooring today.
Ronell Moore
615-860-2491
I have Lenders that will purchase or securitize mortgages made to aliens who are lawful permanent or nonpermanent
residents of the United States. We do not specify the precise documentation that a lender must obtain to verify
that a permanent or nonpermanent resident alien borrower is a legal resident of the United States, rather, a lender
should make a determination of the alien's residency status based on the circumstances of the individual case,
using whatever documentation it deems appropriate. Some products may limit LTV and occupancy based on
residency.
Alien cards are not required providing the following are met:
• Two year verified work history in the United States, including a 2 year history of receipt of social security card
regardless of documentation type
• Employment must have a likelihood of continuance
• Two year residency in the United States
• Two year credit history in the United States
• Credit score requirements must be met
| FHA Mortgage Limits List - FHA Forward |
Message: MORTGAGE LIMITS SUCCESSFULLY COMPLETED | MSA Name | MSA Code | Division | County Name | County Code |
State | One-Family | Two-Family | Three-Family | Four-Family | Last Revised | Limit Year |
| KNOXVILLE, TN (MSA) | 28940 | ANDERSON | 001 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| SHELBYVILLE, TN (MICRO) | 43180 | BEDFORD | 003 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | BENTON | 005 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | BLEDSOE | 007 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| KNOXVILLE, TN (MSA) | 28940 | BLOUNT | 009 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| CLEVELAND, TN (MSA) | 17420 | BRADLEY | 011 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| LA FOLLETTE, TN (MICRO) | 29220 | CAMPBELL | 013 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN (MSA) | 34980 | CANNON | 015 | TN | $393,300 | $503,500 | $608,600 | $756,350 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | CARROLL | 017 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| JOHNSON CITY, TN (MSA) | 27740 | CARTER | 019 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN (MSA) | 34980 | CHEATHAM | 021 | TN | $393,300 | $503,500 | $608,600 | $756,350 | 01/01/2009 | CY2009 | |
| JACKSON, TN (MSA) | 27180 | CHESTER | 023 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | CLAIBORNE | 025 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | CLAY | 027 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NEWPORT, TN (MICRO) | 35460 | COCKE | 029 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| TULLAHOMA, TN (MICRO) | 46100 | COFFEE | 031 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | CROCKETT | 033 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| CROSSVILLE, TN (MICRO) | 18900 | CUMBERLAND | 035 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN (MSA) | 34980 | DAVIDSON | 037 | TN | $393,300 | $503,500 | $608,600 | $756,350 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | DECATUR | 039 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | DEKALB | 041 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN (MSA) | 34980 | DICKSON | 043 | TN | $393,300 | $503,500 | $608,600 | $756,350 | 01/01/2009 | CY2009 | |
| DYERSBURG, TN (MICRO) | 20540 | DYER | 045 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| MEMPHIS, TN-MS-AR (MSA) | 32820 | FAYETTE | 047 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | FENTRESS | 049 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| TULLAHOMA, TN (MICRO) | 46100 | FRANKLIN | 051 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| HUMBOLDT, TN (MICRO) | 26480 | GIBSON | 053 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | GILES | 055 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| MORRISTOWN, TN (MSA) | 34100 | GRAINGER | 057 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| GREENEVILLE, TN (MICRO) | 24620 | GREENE | 059 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | GRUNDY | 061 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| MORRISTOWN, TN (MSA) | 34100 | HAMBLEN | 063 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| CHATTANOOGA, TN-GA (MSA) | 16860 | HAMILTON | 065 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | HANCOCK | 067 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | HARDEMAN | 069 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | HARDIN | 071 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA (MSA) | 28700 | HAWKINS | 073 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| BROWNSVILLE, TN (MICRO) | 15140 | HAYWOOD | 075 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | HENDERSON | 077 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| PARIS, TN (MICRO) | 37540 | HENRY | 079 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN (MSA) | 34980 | HICKMAN | 081 | TN | $393,300 | $503,500 | $608,600 | $756,350 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | HOUSTON | 083 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | HUMPHREYS | 085 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| COOKEVILLE, TN (MICRO) | 18260 | JACKSON | 087 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| MORRISTOWN, TN (MSA) | 34100 | JEFFERSON | 089 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | JOHNSON | 091 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| KNOXVILLE, TN (MSA) | 28940 | KNOX | 093 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | LAKE | 095 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | LAUDERDALE | 097 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| LAWRENCEBURG, TN (MICRO) | 29980 | LAWRENCE | 099 | TN | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 |
| Sorted by: | County |
| State: | TN |
| County: | |
| County Code: | |
| MSA Name: | |
| MSA Code: | |
| Limit Type: | FHA Forward |
| Last Revised: |
| The CY2009 basic standard mortgage limits for FHA insured loans are: | ||||||||||
| One-family | Two-family | Three-family | Four-family | |||||||
| FHA Forward | $271,050.00 | $347,000.00 | $419,425.00 | $521,250.00 | ||||||
| HECM | $417,000.00 | |||||||||
| HOPE for Homeowners | $550,440.00 | |||||||||
| Fannie/Freddie | $417,000.00 | $533,850.00 | $645,300.00 | $801,950.00 |
| High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits The ceilings for CY2009 are: |
||||||||||
| One-family | Two-family | Three-family | Four-family | |||||||
| FHA Forward | $625,500.00 | $800,775.00 | $967,950.00 | $1,202,925.00 | ||||||
| HECM | $417,000.00 | |||||||||
| Fannie/Freddie | $625,500.00 | $800,775.00 | $967,950.00 | $1,202,925.00 |
| Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2009 ceilings for these areas of: | ||||||||||
| One-family | Two-family | Three-family | Four-family | |||||||
| FHA Forward | $938,250.00 | $1,201,162.00 | $1,451,925.00 | $1,804,387.00 | ||||||
| Fannie/Freddie | $938,250.00 | $1,201,162.00 | $1,451,925.00 | $1,804,387.00 |
I am a Commercial Mortgage Broker providing funding for all commercial property types. I still write residential mortgages. Providing all loan types including FHA, VA, and Conventional Loans.
We Fund deals we say we can close. All Commercial deals will be reviewed.
Residential Loans, with several different programs. Including but not limited to FHA, VA, Home Possible, Conventional, Home Equity Lines of Credit, Investment Properties, etc.
We specialize in: Apartment/Multifamily Units, Automobile Dealerships, Car Wash, Casino, Church & Religious Financing, Day Care Centers, Health Care Facilities, Hotels/Motels, Industries Buildings & Parks, Manufacturing Facilities, Malls, Medical Buildings, Mixed Use Properties, Movie Theatres, Owner Occupied Buildings, Office Buildings, Raw Land, Retail Shopping Centers, Truck Stops, Shopping Centers, Strip Centers, Storage buildings, Warehouses, and much more...... Purchase, Refinance, Cash Out, we can Close in as little as 5 days!!
Commercial Property & Loan Types
615-424-7598
To Whom It May Concern:
I am writing this letter on behalf of Ronell Moore. Mr. Moore recently managed a refinancing for me. I was very impressed by Mr. Moore's professionalism. When I could not get to him he came to me, which was a lifesaver in itself. He was also very thorough in his explainations and up front about where I stood and what program would be best for my situation. What touched me the most was that he would not settle for anything. He put great effort into getting the best rate and terms for me. This was the first time I actually felt good about signing at closing. I can truly say I am very happy with this loan. I am very satisfied with Mr. Moore's talents and efforts. His knowledge and skill has aided in lifting a tremendous weight off my shoulders. I will refer him to everyone I know and use him myself in the future as well.
Sincerely, Dawn Wallace
Mr Moore refinances my gas station when everybody else told me no. Thanks TM Holdings Group. John Kawinzi
Your turn time is great, and you reall came thru. I could not have opened my barbershop, or resturant with out you. Andre
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