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Connie Umbarger and Tony Flores

VA Approved Homes San Diego - info

VA Buyers San Diego (edit/delete)

VA buyer's visit our website at http://www.VAApprovedHomes.com for information on VA loans and homes


•Full 30 year fixed loan

•No mortgage insurance because of the guarantee from the federal government to the bank

•Zero down payment for loans in San Diego County up to 437,500

•Loan amounts up to 1,500,000 with a down payment

•The seller or lender can pay all the closing cost

•The VA will allow liberal qualifying ratios to 55% of your income

•No pre-payment

•Liberal credit requirements with a minimum Fico credit score of only 600

If you were declined due to having too much debt - CONTACT US

INTEREST RATES are at historically low rates! CONTACT US

The First Step of the Process

Before looking at homes we recommend that you get prequalified for your home purchase, with this process you will know what your total monthly payment will be and how much the bank will lend you. The lender will pull a credit report for you and ask for two current, pay stubs two years W2s, two months of bank statements and if you currently not in the military you are DD214.

We can sell any home in San Diego County listed by any broker.

PLEASE VISIT OUR WEBSITE for information about Real Estate and to search the MLS http://www.HomeShopperSanDiego.com

WE ALWAYS HAVE TIME FOR YOU, YOUR FAMILY & FRIENDS!

CONNIE UMBARGER SFR, D-REO (6619) 933-9594 license 01335770

TONY FLORES SFR, D-REO (619) 813-7751 license 01307791

REO and Short Sale Certified

Real Estate Team

Century 21 Award

Connie.Tony@yahoo.com

Specializing in Jamul, El Cajon, Rancho San Diego, Spring Valley, Lemon Grove, Lakeside, Alpine, Ramona, La Mesa, Santee, San Carlos, Del Cerro, Mission Valley, Bonita, Chula Vista, San Diego County, Connie and Tony, San Diego Foreclosures, San Diego Short Sales, Century 21 Award
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Short Sale Information - San Diego County

Are you or someone you know affected by Financial Hardship?

Short Sale info - http://www.shortsalesandiego.us/

Are you facing FORECLOSURE? Do you think you are out of OPTIONS?

Do you owe more than your home is worth?
Do you have little or no equity in your home?
Do you have an adjustable rate mortgage now or coming due?
Are you relocating due to a job transfer?
Are you behind on your mortgage payments?
Are you behind on your mortgage payments due to health issues or loss of job?
Is the foreclosure date approaching?
A Short Sale May Be Your Solution

We are Short Sale Certified Contact Us Today

VISIT OUR WEBSITE anytime at http://www.HomeShopperSanDiego.com

Short Sale info - http://www.shortsalesandiego.us/

WE ALWAYS HAVE TIME FOR YOU, YOUR FAMILY & FRIENDS!

CONNIE UMBARGER SFR, D-REO (619) 933-9594 license 01335770
TONY FLORES SFR, D-REO (619) 813-7751 license 01307791
Short Sale and REO Certified
Real Estate Team
Connie.Tony@yahoo.com
Century 21 Award


Specializing in Jamul, El Cajon, Rancho San Diego, Spring Valley, Lemon Grove, Lakeside, Alpine, Ramona, La Mesa, Santee, San Carlos, Del Cerro, Mission Valley, Bonita, Chula Vista, San Diego County Real Estate, Connie and Tony, San Diego REO's, Century 21 Award, Va Buyers
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IMPORTANT NOTICE

Century 21 Award is not associated with the government and our service is not approved by the government or your lender. Even if you accept the offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage you could lose your home and damage your credit rating.

VA Buyers San Diego

VA buyer's visit our website at http://www.VAApprovedHomes.com for information on VA loans and homes


•Full 30 year fixed loan

•No mortgage insurance because of the guarantee from the federal government to the bank

•Zero down payment for loans in San Diego County up to 437,500

•Loan amounts up to 1,500,000 with a down payment

•The seller or lender can pay all the closing cost

•The VA will allow liberal qualifying ratios to 55% of your income

•No pre-payment

•Liberal credit requirements with a minimum Fico credit score of only 600

If you were declined due to having too much debt - CONTACT US

INTEREST RATES are at historically low rates! CONTACT US

The First Step of the Process

Before looking at homes we recommend that you get prequalified for your home purchase, with this process you will know what your total monthly payment will be and how much the bank will lend you. The lender will pull a credit report for you and ask for two current, pay stubs two years W2s, two months of bank statements and if you currently not in the military you are DD214.

We can sell any home in San Diego County listed by any broker.

PLEASE VISIT OUR WEBSITE for information about Real Estate and to search the MLS http://www.HomeShopperSanDiego.com

WE ALWAYS HAVE TIME FOR YOU, YOUR FAMILY & FRIENDS!

CONNIE UMBARGER SFR, D-REO (6619) 933-9594 license 01335770

TONY FLORES SFR, D-REO (619) 813-7751 license 01307791

REO and Short Sale Certified

Real Estate Team

Century 21 Award

Connie.Tony@yahoo.com

Specializing in Jamul, El Cajon, Rancho San Diego, Spring Valley, Lemon Grove, Lakeside, Alpine, Ramona, La Mesa, Santee, San Carlos, Del Cerro, Mission Valley, Bonita, Chula Vista, San Diego County, Connie and Tony, San Diego Foreclosures, San Diego Short Sales, Century 21 Award
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Easy Exit Agreement

Easy Exit Listing Agreement

What's your biggest fear when you list your home with a real estate agent? It's simple. You worry about being locked into a lengthy listing agreement with a less than competent real estate agent, costing your home valuable time and exposure on the market. Well, worry no more. Tony Flores & Connie Umbarger take the risk and fear out of listing your home with a real estate agent. How? Through our
Easy Exit Listing Agreement.
 You can cancel your listing at any time.
 You can relax, knowing that you will not be locked into a lengthy contract.
 Enjoy the caliber of service confident enough to make this offer.
We are native San Diegans and love the area!

Buyer's - We can sell any home in San Diego County listed by any brokers.
Please visit our website to search the MLS - http://www.HomeShopperSanDiego.com
Postlets - http://tonyflores.postlets.com/

We are REO and Short Sale Certified Realtors. We work with both Buyers and Sellers. We have received numerous prestigious awards over the years, including Rookie of the Year, Listing Executives of the year 2009,Top Sales in Units Sold 2010, Top Sales Executives in Dollar Volume 2010, and multiple monthy awards.
Thank you,
Connie and Tony
We always have time for you, your family and friends.
Connie Umbarger SFR, D-REO (619) 933-9594 License 01335770
Tony Flores SFR, D-REO (619) 813-7751 License 01307791
Real Estate Team
Short Sale and REO Certified
Century 21 Award
Fax (619) 593-6202
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Connie and Tony, Century 21 Award, Rancho San Diego, San Diego

We are native San Diegans and love the area!

Buyer's - We can sell any home in San Diego County listed by any brokers.

Please visit our website to search the MLS - http://www.HomeShopperSanDiego.com

VA Buyer's - VISIT http://www.VAApprovedHomes.com



We are REO and Short Sale Certified Realtors. We work with both Buyers and Sellers. We have received numerous prestigious awards over the years, including Rookie of the Year, Listing Executives of the year 2009, Top Sales in Units Sold 2010, Top Sales Executives in Dollar Volume 2010, June 2011 Top Sales Achiever, Top Sales by Volume, 4 Sales in June, July 2011 Top Sales by Volume, 5 Sales in June and multiple other monthly awards.

Your satisfaction is our number one concern. If you are not happy with our service, you can cancel your listing with us.

As your Realtors we will guide you through the entire process!

WE ALWAYS HAVE TIME FOR YOU, YOUR FAMILY & FRIENDS!

CONNIE UMBARGER SFR, D-REO (619) 933-9594
license 01335770
TONY FLORES SFR, D-REO (619) 813-7751
license 01307791
Short Sale and REO Certified
Real Estate Team
Century 21 Award
Connie.Tony@yahoo.com

Websites

http://www.HomeShopperSanDiego.com

http://www.VAApprovedHomes.com

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