Crystal Kilpatrick

"Gratitude unlocks the fullness of life. It turns what we have into enough, and more. It turns denial into acceptance, chaos into order, confusion into clarity. It turns problems into gifts, failures into success, the unexpected into perfect timing, and mistakes into important events. Gratitude makes sense of our past, brings peace for today and creates a vision for tomorrow."

Melodie Beattie
Writer

"Focus more on your desire than on your doubt, and the dream will take care of itself. You may be surprised at how easily this happens. Your doubts are not as powerful as your desires, unless you make them so."

Marcia Wieder
Author and Speaker

For Austin Real Estate

Crystal Kilpatrick

Realty Austin

www.CrystalKilpatrick.com

512,680,5835

Record Low Mortgage Loan Rates

Mortgage loan interest rates are one of the key drivers in the real
estate industry. In today's economy, Freddie Mac is reporting 30-year fixed rates at historic lows.

What does this mean to you? 1.) If you're thinking about selling,
now is a great time because buyers will be able to afford more home
at a lower monthly payment. 2.) If you want to sell and move up, a low
interest rate will help you get more home for the monthly payment you pay.
3.) You might want to refinance your existing mortgage loan.

Call me or email me if you'd like more information. I am happy to
answer any questions you might have. Contact me now. When it
comes to mortgage loan interest rates, timing is everything.

Crystal Kilpatrick

Realtor Homes ATX

www.CrystalKilpatrick.com

512-680-5835
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After discovering some "lost" assets, I've been on a mission to find all the places we leave valuable stuff and forget about it. An old 401(k) from a past job, a savings bond from graduation, a checking account from college - it really adds up.

So here's what's really interesting - I had everyone in my office consult the official unclaimed property website for Texas. I had always thought the site was just for lost state assets, but my assumption was incorrect. In minutes we found the following forgotten assets:

• $209.22 from a bank account left behind after moving cities
• $310.50 from dividends & interest from a universal insurance policy
• $1,100 from an old 401(k)
• $1,400 in an old saving accounts
• $2,571.56 in accounts -- forgotten for years

So I want to start a movement... how many more "lost" assets can we find? The site I used was

http://www.window.state.tx.us/up/

but there are sites like this for every state. Then ask your friends and office colleagues to do the same. And here is my challenge - can you beat the $5,591.28 we found?

For Austin Real Estate:

CrystalKilpatrick.com

Crystal Kilpatrick

Homes ATX

512-680-5835

Legislative Alert

July 1, 2010

The House and Senate have passed H.R. 5623, the "Homebuyer Assistance and Improvement Act," extending the first-time homebuyer tax credit to October 1, 2010 for any borrowers who've entered a binding contract by April 30, 2010.

Also, the Senate approved House passed H.R. 5569, the "National Flood Insurance Program Extension Act," extending the NFIP through September 30, 2010 and reauthorizing the program retroactive to May 31, 2010. NAMB applauds members for participating in the Call-to-Action by submitting letters to Congress urging them to extend the NFIP.

President Obama is expected to sign both pieces of legislation into law today.