Welcome to Localism

ON THE MOVE

On The Move

Here's a handy checklist of whom to notify when you move:

Post Office
Internal Revenue Service
State Vehicle Registration
Banks/Credit Unions
Credit Card Issuers
Store Charge Accounts
Insurance Companies (including Health, Life, Car, Home)
Newspaper
Magazine Subscriptions
Utilities (Electric, Gas, Water Service)
Phone Company (Local and Long Distance carriers)
Cable Television
Physicians and Dentists
Attorney
Schools
Places of Worship
Maid Service
Grocery Delivery Service
Other

For more helpful ideas on moving, read our FREE report, SHIPPING: Should You Send It, Carry It Or Leave It Behind?. It's our gift to you.

Lon Reed
800-693-9811
San Antonio, Texas 78258
www.PreForeclosureSolutions.com
www.PreForeclosure.pro
www.LonReed.com

DECEMBER e-NEWSLETTER

Hi ActiveRain Friends,

December 2008

Here is a link to our December e-Newsletter

Don't miss this month's cover story: "How To Get A Great Deal On A Foreclosed Property In 2009".

Visit our December E-Newsletter online now by clicking the URL above. Then turn to Pages 2, 3, and 4 for more timely articles of interest to today's sellers, buyers and homeowners.

This Month's Articles

"The Process Of Foreclosure"
"Steer Clear Of Common REO Mistakes"
"REO Properties To Avoid"
"Holiday Season Opportunity For Today's Sellers"
"Target Your Sale To First-Time Buyers"

Tap Our Expertise
Even if you're not ready to buy or sell a home right now, we would be happy to keep you up-to-date on developments in the real estate industry, mortgage financing and our local market. Simply reply to this e-mail or give us a call!

We hope you enjoy this monthly electronic newsletter. Please forward the link above to a friend who would also appreciate the information. If you have any comments, please e-mail them to us. Or, if you would like answers to your specific real estate questions, we'd be happy to help!

Best regards,

Lon Reed
800-693-9811
San Antonio, Texas 78258
www.LonReed.com
www.PreForeclosureSolutions.com
www.PreForeclosure.pro

FOUR WORDS WORTH KNOWING

Learn The Four Words Worth Knowing Before You Buy

First-time home buyers are often confused by an array of unfamiliar terms used in the buying and selling process. Even the greenest buyers, however, can save thousands of dollars in financing by mastering just four words: Chalkboard

Interest
Principal
Amortization
Equity

Interest, of course, is the cost of borrowing the money to buy the property. During the first years, the monthly payments are largely interest. A smaller portion of the payment is credited to the loan itself, or the principal. The process of reducing the principal is called amortization. As the loan is gradually paid off, the homeowner's actual ownership - or equity - is increased.

Confused by the many details involved in buying, selling, and financing? We've helped others through the maze, and we can help you. Call or e-mail us today for clear-headed and professional assistance with your real estate needs.

For a look at other creative sources of down payment cash, see our FREE e-Report, Shelter: Six Little-Known Ways To Help Relatives Finance a Home.

Lon Reed
800-693-9811
San Antonio, Texas 78258

www.PreForeclosureSolutions.com
www.LonReed.com
www.PreForeclosure.pro

LISTING AGREEMENT

What is a "listing agreement?"

A listing agreement is a contract to hire a real estate broker to sell your home. The document contains: Pad of Paper

A description of your property.
Your asking price.
Any available seller financing.
Conveyance of any specific personal property.
A specific length of time for the agreement and an agreed commission to the broker.

By listing your home, you grant the broker the exclusive right to sell the property during a determined period. This means that if another cooperating broker provides a buyer, your listing broker will be paid the commission, which will be shared with the cooperating broker who produces a buyer for your home.

You usually agree to the placement of your broker's "For Sale" sign on your property, and the placement of ads to attract buyers. You also agree to a safe, convenient mode of having your home shown to prospective buyers. Your listing broker supervises the use of keys to your home.

Use our experience in listing and selling homes to your advantage. We'll be happy to talk to you about your specific situation and concerns.

There's lots more to learn about planning a successful home sale. We've sent along a link to our FREE online report, which we invite you to read at no obligation whatsoever: THE DEAL: Proven Tips To Turn An Offer Into A Solid Contract Fast. Click the link to read the report--with our compliments!

Lon Reed
800-693-9811
San Antonio, Texas 78258
www.LonReed.com
www.PreForeclosureSolutions.com

Lon Reed
PreForeclosureSolutions.com

Lon Reed: Real Estate Agent in San Antonio, TX

Office: (800) 362-2949

Mobile: (210) 497-1727
Secondary: (800) 693-9811

Lon's Profile:

e-PRO Certified Realtor® -
CERTIFIED Credit Consultant -
CERTIFIED Loss Mitigation Consultant -
EXCLUSIVE eAGENT®: eAgentPRO Certified Professional -
Licensed Real Estate Professional State of Texas - RE/MAX Real Estate Professional Sales Associate -
Preforeclosure (Loss Mitigation) and 'Short Sale' transactions: our specialty.

PREVIOUS LIFE:
23 years Mobil Oil Corporation (ExxonMobil), Senior Operations Controller, Mobil Pipeline Company

FAVORITE CHARITY: Happy Hill Farm, Granbury, TX "There is no place like it on earth! 'The Farm' changes lives everyday and makes a difference in the at-risk children who live, work, play, and attend school there. You MUST check out their website and support this great organization. I challenge you to learn more...it will change YOUR life forever!"

MEMBER:
San Antonio Real Estate Investors Association (SAREIA)
American Marketing Association (AMA)
National Association of Realtors (NAR)
San Antonio Board of Realtors (SABOR)
Texas Restaurant Association (TRA)
San Antonio Restaurant Association (SARA)

REALTOR®/INVESTOR: As Pre-Foreclosure / Investment Specialists, CalTex Acquisitions, LP, is "...your real estate solutions company." CONTACT: Lon Reed, San Antonio, TX 78258 (210) 497-1727 Office (800) 693-9811 Toll Free

PreForeclosureSolutions.com

PreForeclosureSolutions.com "...your real estate solutions company!" We are an investment company that purchases single-family and multi-family homes. We buy houses from people in situations like yours, in any condition, any area, and price range.

Although we are investors, we also offer a full range of professional, licensed Real Estate services through our team members! If your ARM has adjusted and you feel yourself slipping deeper and deeper under the weight of worry and debt, we may be able to help you keep a foreclosure off your credit report! We have the very best purchase programs available for a home owner to sell their house quickly! We specialize in helping folks all over the country avoid foreclosure. Give us a call today! 1-800-693-9811 We can help you, too!SAVE YOUR HOME!