This year's Holiday Walk on Friday, Dec 4th is shaping up to be quite an event. Being President of the Evergreen Downtown Business Association has been a blast. Having strong people backing me up has been crucial. This year Santa plans on parking his reindeer at one end of Main Street. Pictures with Santa & Mrs. Claus will be at the Ice House Cafe. Business owners throughout downtown will have music, food and fun.
The Evergreen Lake is the place to start for the tree lighting at 5pm when Santa arrives. Then everyone will walk around the Lake to the Heart of Evergreen.
For details on the event and where the entertainment and activities are, visit: www.HeartofEvergreen.com
As President of the Evergreen Downtown Business Association, I am excited about this year's annual "Breakfast with Santa and Mrs. Claus." We're hosting it on Nov 28, 2009 at the Evergreen Lake House at 9:00am. Last year we had to turn people away because the venue was too small. This year we expect about 150 parents and kids enjoying their visit with Santa. We plan to have games going on as Santa has a way of chatting too long at each table. The kids love it as does Santa.
It's a great time and a wonderful community event we put on. For ticket information, check out www.HeartofEvergreen.com. They are going FAST!
So the year hasn't been that horrific as people have feared. The foothills, just 30 minutes from Denver, are still a location buyers are seeing as a premium location. We've had slight declines in most areas. The once leader in appreciation and minimal declines, South Evergreen took has taken a big hit in median price versus the same period in 2008.
Below is a snapshot of how the market is doing in the Colorado Foothills as of Oct 31, 2009.
I'd like to know when it became OK to discriminate against Buyers who use an FHA 3.5% down payment loan program. I recently submitted an offer for a newly engaged couple who had amazing credit, substantial savings, and enough liquidity to put 20% down. They chose a foreclosed home that was owned by Freddie Mac. A great home that was move-in ready. They made a strategic decision to take advantage of an FHA program that allowed for 3.5% down. They were going to invest the remaining 16.5% in updating the property to ensure they will earn a substantial gain on their investment.
We were in a competing offer situation. My clients put in a full price offer and waived their Inspection condition. I was told our offer was not successful. It was implied by the Seller's agent that our offer needed to show a "stronger commitment" on the part of the Buyers. EXCUSE ME!!!!
The Seller actually felt my client's offer was not strong enough at full price and no inspection condition???? It is my opinion that Sellers feel anyone who is not bringing 20% down is a weak Buyer. I'm sorry....since when did the value of money change based on where and how it came to be? $400,000 is $400,000 whether it's cash, a Conventional Loan, VA Loan, or FHA loan.
I believe there can be a case made that a Seller who discards a Buyer because they made a choice to use an FHA loan is border line discrimination. I'd like Freddie Mac to tell my client, who is an Active 20yr Navy soldier and his Fiance who is a consultant for the Dept of Defense, that they aren't committed to buy their dream home because their choice to use FHA (which comprises nearly 40% of all purchase loans in 2009) is weak.
Where has this market implosion taken us????
I am very excited about the revamped tax credit for first time homebuyers that was included in Obama's recovery package. Now that it doesn't need to be paid back to the government, which I thought was ridiculous, I believe more consumers will take the plunge and buy their first home. Being able to reduce your tax liability by up to $8,000 is a huge benefit. Given it's the lessor of 10% of the purchase price or $8,000, I'm pretty confident I'll be able to find buyers homes in my market for over $80,000. My Evergreen market is one of the top areas in the entire Denver Metrolist market for average price ($575,000). Shouldn't be a problem helping my clients get the full tax credit.
Think positive and good things will follow.
As a CRS, CLHMS, CMAS, an Independent Broker Owner, husband and father, know that I will offer the most creative & strategic services to meet my client's goals.
Business Experience: Licensed since 2004, I combine my 15+ years of sales experience with a sincere interest in assisting my clients to achieve their goals in the shortest amount of time. I am consistently ranked among the top 10% of REALTORS in our community. With my success rate, I have am a "Certified Residential Specialist", of which less than 4% of REALTORS Nationwide hold this designation, and a "Certified Luxury Home Marketing Specialist".
~In evaluating the most strategic position for selling your property, I don't simply deliver a "CMA" to you. I design a Market Momentum Report with a Qualified Home Assessment.
~I am a member of the National, Colorado and Mountain Metro Association of REALTORS, the Evergreen Downtown Business Association.
~My website: http://www.comountainliving.com/ receives on average 7500 hits and 175 unique visitors per month.
~My "Showing Desk" administrators can be contacted well after the bigger brokerages close for the day.....up to 8pm in fact. This gives my selling clients an advantage as those night time drive-bys can result in more buyers viewing their home.
On a personal note: I am happily married to my wife of 8 years, Patty, and have a wonderful daughter, Gianna. We moved to Colorado in 2003, after spending my entire life living in the San Francisco Bay Area. I am an avid tennis player and currently captain the Mount Vernon Country Club Men's 4.0 team.
Community Involvement: It's important when you choose a REALTOR, you interview those that seek to give back to their community. My goal is to commit time and resources to a number of organizations and family activities.
~ I am President of the Evergreen Downtown Business Association which is a non profit organization made up of local business owners located in Downtown Evergreen.
~ Having a downtown office and being a member of the Evergreen Downtown Business Association, I actively participate in annual events like the Halloween Walk, December Holiday Walk, Classic Car Show, and the Evergreen Rodeo Parade, along with many others. I am the creator of the only Downtown Evergreen Walking Map distributed by the local businesses, B&B's, and the Chamber. It's my way of helping visitors and residents know what's available in the "Heart of Evergreen". I also launched an innovative website dedicated to inform the community as to what's happening downtown, visit: www.HeartofEvergreen.com.
I recently completed an online video tour of Evergreen: www.TourEvergreen.com.
As a Certified Residential Specialist I have consistently achieved a high level of success. As a Certified Luxury Home Marketing Specialist I have successfully sold property that is priced at the top 10% of our market, which for your reference is above $700,000 and reaches well over $1,000,000. As a Certified Mountain Area Specialist, I have intimate knowledge and expertise of mountain properties that a Buyer or Seller should demand from their REALTOR when targeting such a unique area. Each of these designations require extensive training and substantiated production.
I have a strong network of service providers to assist my clients with any question. These include Home Inspectors, Well Inspectors, Septic Tank Inspectors, Water Testers, Mortgage Providers, Financial Providers, Insurance Providers, Builders, Handymen, and Architects to name of few.
This message is meant to offer you some insight into how Chris Vinci worked with me. I asked Chris to sell my house in area that takes about 6-12 months to sell. After 90 days, I was frustrated with the lack of offers. I had already relocated out of state and was getting anxious. Chris explained he had my home strategically and extensively marketed to the public and other Realtors. I decided to terminate my contract with Chris and hire the #1 Realtor in the area. Prior to the termination, Chris explained that he was working with an agent who had an interested Buyer and that my home was their #1 choice. I didn’t care and fired him anyway. The new agent convinced me to lower my price $25,000. Two weeks after signing with the new agent, Chris called to advise me that the agent he was working with was in fact submitting an offer. I asked Chris to represent me during the transaction. We successfully closed on the sale but for $33,000 below where Chris had originally started working with this agent. I believe if I had listened to Chris in the first place, I would not have lost nearly as much equity in my home. If you trust the agent you hire to begin with, trust them when they offer advice. Call Chris Vinci if you want straight talk.
Confidential Seller in Evergreen
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"Thanks Chris. You've nailed it from the beginning to the end providing amazing service and communication. That's pretty rare these days so I very much appreciate it."
Brian & Kristine relocated from Utah.
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"We truly enjoyed the process of buying our new home in Evergreen with you. You are very professional and always explained the details in a very careful and thoughtful manner. You are without a doubt the best real estate broker we have worked with and would highly recommend you to anyone that would like to have a positive real estate experience. We really appreciate that you kept us informed thoughout the home buying process. Thank you very much for your assistance!"
Todd & Patty hired da Vinci Realty to purchase a vacation home.
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"We normally wouldn't do this, and have never endorsed anyone in the past, but we wanted to share our experience with an exceptional listing agent. Chris Vinci was always professional, aggressive when necessary, accessible 24/7, absolutely dependable, and a consummate seller. We had listed our house through another realtor for six long and unsuccessful months. After we switched to Chris Vinci, our home was sold in one week! Chris outlined a strategy for us, and events played out almost exactly as he planned and expected. I am convinced we would have gotten an even higher offer had we found Chris when we began this process.
If anyone in Colorado is concerned about selling their home and who they should list their home with, get Chris on your side. You won't be disappointed."
Melissa & Mark hired us after using a "Discount Broker". We never met as they already moved back to Maryland.
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