Dale Cosack

I moved to Newtown when I was 8 years old and my family has never moved since. Growing up in the Lower Bucks County area I have come to know the neighborhoods and schools quite well. I started in Real Estate the year before my first son, Trevor, was born. Four years later I absolutely love my job. First and foremost I love getting to know new people and helping them find their perfect nest, or getting their home ready to show the best. Buying, or selling a home is ranked as one of the most stressful things a person goes through in their life as it is usually the biggest investment any of us make. That's where I come in.

Finding the right real estate agent can make a world of difference in your home buying, or selling experience. Most importantly, you will want an agent who makes a full-time commitment to you. Here at Prudential Fox & Roach we offer nothing less, and lots lots more. Growing up in Lower Bucks County in a real estate family has given me the advantage of not only knowing the local neighborhoods, and schools, but also the real estate market. I know the home buying or selling process can be stressful for someone not used to the ins and outs of the business, but with the right guide who is a strong negotiator the experience can be smooth and successful. After all, the ultimate goal is to sell your home for the best price, in a timely manor with the least amount of angst, or to negotiate the best price and terms when purchasing your new home. To accomplish this you will need an agent with a comprehensive knowledge of the market who embraces the convenience of technology without losing the personal touch. My goal is to make you a life long client by earning the right to become your trusted, passionate, real estate professional. I look forward to working with you.

I specialize in first time homebuyers, seasoned investors, and everything in between. I love working with first time homebuyers as many people in my age group fall into this category. If I didn't get into Real Estate I always thought I would have been a teacher so I like taking the time to explain and answer any questions one might have. I don't want to leave any nuts uncracked. I also love the seasoned investor as crunching numbers and finding the rate of return on an investment to help plan for short term, or long term goals is one of my favorite activities. From the fixer upper to flip to the rental that brings in enough to pay down the mortgage quickly real estate investments are a great way to make money, or create passive income for retirement. There's also the art of finding the right place for the right investor. Some people just want the cheapest bare bone place they can find to knock it out however they'd like while others want a place that is already rented and is covering more than the mortgage, and then there are those who are looking in between for something that could benefit in the short term from some elbow grease and cosmetics, but doesn't need the full overhaul.

Testimonials

"We've seldom felt so valued."

"The Cosack team epitomizes the notion of exemplary service. Dale deftly negotiated an impossible array of eleventh-hour seller stipulations. What is more, he proved an invaluable advocate after our closing, helping us approach and procure due compensation from the seller.

Dale's willingness to protect our interests was only paralelled by his thoughtful practicality. In consideration of market fluctuation during lean financial times, we remain grateful for the Cosack Team's depth and breadth of experience. We've seldom felt so valued. Moreover, we feel supremely confident in our investment.

We wholeheartedly endorse Dale Cosack and hope that you'll experience the privilege of his support."

- Kristen and Chadd Johnson, Philadelphia, PA

Another Satisfied First Time Home Buyer

"I had a fantastic experience working with the Cosack Team to purchase my home. Dale and I looked at about 25 - 30 houses in the fall of 2008. As a first time home buyer, I had A LOT to learn during my search. From questions about neighborhoods, housing and plot values, mortgages, current laws and tax credits, he had almost all the answers - the few that had stumped him up-front, he promptly dug up the answers for me. I was seriously impressed with his knowledge, ambition, and integrity. Not that I was presuming realtors to be like car salesmen, but was none-the-less pleasantly surprised to have full faith in the honesty and professionalism of my realtor. Over the time I spent searching with them, they really got a good idea of what I was looking for. In fact, the house I ended up buying, I purchased sight-unseen on Dales recommendation and photographs (I was working in TX for a month at the time). I imagine that the house was a realtor's nightmare. It was a winterized foreclosure, with lots of remodeling (HVAC, electrical, and structural) that had never been officially permitted by the township. While I was still away at work, they had lined up all of the normal inspections, pounded on the door of my local township and gotten the other inspections, de-winterization and required permits for the modifications. When I returned, we set up the final use-and-occupancy inspection and I was good to move in. Here are some of the highlights of my experience working with the Cosack team
1. They answered ALL of my questions without any bias (I had a lot of them).

2. They enlightened me with tons of info I never even thought to ask about.

3. They worked very hard to find exactly what I was looking for.

4. They provided mortgage estimates that were far superior to any I received from mortgage brokers.

5. They took care of all the work necessary to get me the home I had finally decided on (this was no trivial task).

Number 4 deserves particular attention. I have found that it is very easy to mislead a home buyer on the actual monthly cost of a home. All of the upfront costs, monthly costs, insurance and taxes need to be FULLY enumerated for a cost estimate that is worth the paper it is printed on; and online calculators are garbage too. Mortgage companies will sell you whatever your credit will allow. If you are unlucky enough to have a realtor that isn't looking out for your best interest, the realtor can sell you in WAY over your head (it's a bigger paycheck for them). You must trust your realtor.

I like to do things my own way and I always take business recommendations with suspicious caution, however, after my independent search for a decent lender didn't turn out so well, Dale suggested an acquaintance of his. This is where I actually got the best rate and honest service! He also provided contact information for title insurance and home owners insurance. Again, these rates were better than I found independently (even using my car insurance company!). So my innate lack of trust was completely overcome. Now I own a 4 bed/ 2 bath home that I can comfortably afford which will provide a great place for my daughter to grow and play, and a good home for my girlfriend and her son.

Obviously, I would (and do) recommend Dale and the Cosack team to anyone looking for a home in the area. Most people say that they already have a realtor or that they know someone. But, I would guarantee that their realtor is not as good as mine!!!"

Scott Synnestvedt, Levittown, PA

- Scott Synnestvedt, Levittown, PA

First Time Home Buyers

"Dale did an amazing job. He always went the extra step to help us. We could not have asked for a better agent. Buying a house for the first time, Dale did an excellent job making sure we understood everything and were 100% satisfied! We are going to miss thim!"

- Jen & Scott Zattoni, Yardley, PA

Growing Family Movinf on Up!

We presented Dale Cosack and the rest of the Cosack team with the challenge of finding us the perfect home. Being so picky and having numerous limitations, such as the type of property, the size of the back yard, and the school district, they came through for us. Throughout the process, Dale and his team demonstrated their knowledge of the market and the patience to deal with our demands. In the end, it was their guidance and persistence that paid off for us. In addition, they successfully sold our old home in an efficient and timely manner, enabling us to have a virtually seamless transition. Thanks again Cosack Team!

- Glenn and Kelly Wattenmaker, Newtown, PA

Office: 677-693 South State Street
Newtown, PA | (215) 860-9300