Dan Grammatica, e-PRO

I'm sure you've seen the commercials on TV about Free Credit Reports.
Have you ever wondered if its FREE how do they pay for all those commercials?
Well, when you go to that website and I'm not going to give you that website,
If you want a credit monitoring service go to the TV website.When you go to the website advertised on TV you get a Free 7 day trial to a credit monitoring service for $14.95 a month and you have to cancel or you'll be billed $14.95/month as long as you continue your membership.

Under a new Federal Law you have the right to a free copy of your credit report once every 12 months from each of the three credit reporting companies.
To request your free credit report under the Federal Law you must go to http://www.annualcreditreport.com

Hope this helps and you should get your report once a year, it is FREE!

The recently enacted stimulus package has a Tax Credit of $8000 for homebuyers who buy homes in 2009. If you bought a home in 2008 there was a $7500 credit but you have to pay it back $500/yr.
The 2009 tax credit doesn't have to be paid back. As long has you keep the home for 3 years.
You are a first time buyer if You (and your spouse if married) did not own a home 3 years prior to your purchase. Income Limits apply. Less than $75,000 adjusted gross income single and less than $150,000 income if married.

To see the complete details, here's the link to IRS publication
http://www.irs.gov/pub/irs-pdf/f5405.pdf

For Immediate Release

22,347 real estate professionals have pre-registered for The Eighth Annual National Real Estate Cyber Convention and Exposition which is expected to attract over 30,000 during the seven day event from February 22-28, 2009. There is no charge to attend this virtual event which is open to the entire real estate community worldwide.

Complimentary convention passes along with convention program information are at: www.cyberconventions.com/realestate

CyberConventions.com announced that this year's Grand Prize drawing is a luxury cruise for two. The drawing will be held on February 28th at 6:00PM (EDT) on Saturday February 28th -- the final day of the Convention

The convention will feature three major keynote addresses, plus over 40 nationally recognized real estate trainers, authors and industry leaders. Keynoters include Matthew Ferrara, CEO, Matthew Ferrara Seminars and Tech Hotline will discuss "Real Estate, The Next Generation". The second keynote "Drip Marketing Magic" will be presented by Michael Russer, President, CEO, Russer Communications. The final keynote will feature Stefan Swanepoel CEO, RealtyU Group, who will present "Social Networking - The New Real Estate Phenomenon" The Exposition at the 2009 Convention will feature hundreds of booths open 24 hours a day during the event with the latest new ideas, products and services of interest to today's real estate professionals. In addition to checking out new products and services at the booths attendees can win substantial door prizes, hear presentations, view video presentations, get brochures and talk live with the vendors.

Over 200 real estate associations and organizations worldwide have joined to sponsor this unique virtual event which is produced by the Real Estate CyberSpace Society with over 10,000 real estate members from 28 countries. Many prominent real estate organizations and real estate media sources have banded together to make the eighth annual production of this event cost free to attendees.

The Major Sponsors for this annual event include RISMedia, Real Estate Magazine and Matthew Ferrara & Company Tech HotLine. Official Sponsors include RealtyU, CCIM Institute, and The Real Estate Apprentice.

Society Executive Director, John M. Peckham III said "Like the seven previous annual events which have grown steadily from 20,800 to over 30,000 attendees and have featured over 180 national speakers, the 2009 Cyber Convention brings real estate professionals all of the excitement and features of a "hard floor" convention.

"This year's event will be held again in the new 3-D virtual convention center that is extremely immersive. The on-line convention center features a popular Networking Lounge including an array of discussion rooms at selected Expo Booths. Attendees are also provided with a 3-D Convention Program Guide containing comprehensive convention information."

"The Society feels that this year's event is ideal in these tight financial times. There is very little attendees will miss at this virtual event, Peckham concluded. All of the elements of a "hard floor convention" will be there. The only thing missing will be out of pocket costs for airfare, hotel bills, lost shoe leather, aching muscles, travel hassle, registration fees - and time away from home! Attendees can thank the exhibitors and sponsors for that - it's their gift to the industry" Agents may obtain a Complimentary pass at:

www.cyberconventions.com/realestate

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For Interviews or further information please contact:

Angela Portosa Convention Director Convention@REcyber.com 508-481-1905 aportosa@charter.net

CT doesn't have as many foreclosures as other States but we have enough. Don't be scared of foreclosures in your neighborhood or the so called experts saying that "your neighborhood values will go down". That's true but ONLY Temporarily. The appraisers only go back 6 months so the foreclosures will work their way through the market and the market value will come back just like they did in the 90's.
The RTC worked and properties were foreclosued and sold then the values returned, so don't believe the pundits.

It'll be OK!

FEBRUARY IS REALTORS® HAVE A HEART FOR KIDS MONTH: The Public Relations Committee of

Litchfield County Board of REALTORS Inc is looking for everyone's support with this years

REALTORS HAVE A HEART FOR KIDS PROGRAM! Please consider donating at least one $5.00 gift

card to this worthy cause and these deserving children that have been placed in foster care. Members

of the Public Relations Committee will be at Wal-Mart, Torrington

collecting donations on February 7 and 21st from 10am to Noon.

Please support this worthy fund raiser sponsored by the Public Relations

Committee.

Mail checks to: LCBR- Have a Heart for Kids month
21 Prospect St, Suite E
Torrington, CT. 06790