In todays economic situation there are several people struggling to make their monthly mortgage payment. According to a recent statement from C.A.R. mortgage lenders sent out 46,760 default notices in the first quarter of this year. What does this mean for the average home owner? If you are not directly effected by it you know somebody that is. Who is being effected the most and why? Those that have short term fixed mortgages that will adjust two to three years after receiving them will feel the largest strain on their lifestyle and finances. How can I help you if you have found yourself in this position? You don't have to ruin your credit before you consider what is called a short sale.
A short sale is when the lender recognizes the hardship of a home owner and agrees to settle the debt on a property for less than what is owed on that debt. There are several circumstances and steps to this process but it is more common than you might think. You are probably asking why would a lender allow a person to sale a house for less than what is owed on it? A lender is in business to make money by servicing loans not selling houses and when faced with the choice of foreclosure or short sale they will evaluate the pros and cons of both options very closely. If they feel they will lose less money buy doing a short sale they will be happy to assist in the process.
Do you have to be in the foreclosure process in order to qualify for a short sale? No, but there are certain things the lender looks for and I will walk you through each and every step of the process from the beginning to the end.
Where does your local Realtor come in to the equation? Not all Realtors know how nor do they understand the process of a short sale. It is very intense and very strategic in its entirety. If you think you need to or qualify for a short sale please contact me so I can evaluate with you and give you the insight you need to make an educated decision regarding your home.
In todays market it seems that everyone is a specialist in something, but what make a person a specialist? I want to look at what I believe a specialist is. A specialist according to websters dictionary is a person who devotes himself or herself to one subject or to one particular branch of a subject or pursuit.
Understanding this there are several things that I have studied in life and do not consider myself a specialist in however Real estate I have studied, practiced and been active in for years and do feel that most have general knowledge but few specialize in. You see the definition states one that devotes to not knows about or learns something about. I have focused on and am devoted to knowing the real estate market in Thousand Oaks, Moorpark, Simi Valley, Camarillo, Ventura, Ojai, Oak View, and parts of Oxnard. While Most of my business is focused in the Eastern Ventura County area I was raised in Ventura for over 21 years.
I am a specialist in the Ventura County Real Estate market and eager to help you buy or sell your next and every home.
Every link below will take you to a page that explains in detail the benefit of using Dan Allred as your agent for your next and every real estate transaction in Thousand Oaks, Conejo Valley, Simi Valley, Moorpark and all of Ventura County.
http://www.danallred.com/list_with_dan.htm for sellers
http://www.danallred.com/free_reports.htm for buyers and sellers
http://www.danallred.com/concierge_service.htm for buyers
http://www.danallred.com/buy_with_dan.htm for buyers
I have an exclusive charity program that benefits the charity of your choice every time you purchase, sell, or refer a client to me. For the details of my exclusive Charity program call me direct or send me an email and I will contact you Dan@exitfamily.com
10. Home of the United States 2004 Little league World Series Champions.
9. Only 30 minutes from downtown Los Angeles
8. Only 30 Minutes from Pacific Ocean
7. Some of the best restaurants in the state.
6. Economically sound anchored by companies like Amgen and County Wide
5. Some of the best churches in the world
4. One of the best School Districts in the state!
3. One of the safest cities in America
2. Some of the best weather in the world
1. Family Centered Community
...some of the close runner up answers...
People are extremely friendly
Great neighborhoods for kids to play in
Close to lakes and mountains for outdoor activity and exercise
Part of a great county
Great place for retirement
I live here
The city of Thousand Oaks has so much to offer people of every generation. For the young there are youth sports that are world recognized, there are museums such as the Chumash heritage museum, there is one of the best school districts in the nation but all this is only perks to living in one of the safest cities in the country! If you are a teenager you have an excellent public High School, a nationally ranked private school and never have to leave the city except to go to the beach! If you are a young adult you have CLU and so much activity it is hard to sometimes choose what you really want to do. For young families there are all of those things just listed and then great community groups and great churches in the community. For the middle aged there are several groups as well as activities for both the single and married alike. For the elderly there are community and church run programs regardless of what you enjoy you will find it here!
Thousand Oaks is a a great place to make and call home for anybody that wants to live in a safe bedroom community that offers a little of everything!
To see listings in Thousand Oaks click here
To see more info on Thousand Oaks click here
What makes living in Thousand Oaks, Ca. so enjoyable and relaxing? After living here for over 10 years I have learned to enjoy several things about the community. In Thousand Oaks there is something to do for everyone in the family, from MOMS group all the way to assisted living for the elderly. Some of the things that makes Thousand Oaks so special is the fact that we have two malls and just about every type of restaurant that exists within a 20 minute drive from the heart of Thousand Oaks.
Being located just a short 35 minute drive from downtown L.A. and about 25 minutes from the sandy beaches of both Malibu and Ventura you have all the entertainment you could ask for a short distance away. In Thousand Oaks we have a Civic Arts Center which hosts some of the best Broadway shows in the country.
So are you looking to relocate and need help learning the city or the county, I have lived in Ventura County my whole life and would love the opportunity to show you the different activities as well as the different neighborhoods in the entire county!
Thousand Oaks...a place to call home!
Are you looking to buy or sell real estate? Do you want to support your local school, church, booster's club or other 501C3 group? Then you need to call me to be your agent! I have an exclusive plan to give back up to $500 to the charity of your choice, in your name at the close of escrow every-time I am used as the agent to represent you as your exclusive listing or buying agent. For all the details call me at (805) 390-0418. Some restrictions apply call for details. "Meeting your needs today ...for tomorrow!"
Have you recently thought about buying or selling a home in Thousand Oaks? As a broker/owner, a resident of Thousand Oaks for over 10 years, and a life long resident of Ventura County I am an expert in Thousand Oaks Real Estate. For information on what to look for to be prepared to sale your home or buy a new home I will send you out the free reports of your choice simply for asking.

What makes me different than every other Realtor out their? If you are looking to buya home I have averaged finding my clients the home of their dreams on an average of the first 6-8 homes we look at. This is only accomplished by my research to eliminate homes that do not fit your criteria before we waste time looking at things that are not right for you. If you are looking to sellcall me for a free Comparative Market Analysis and a pre-listing package that will show you all that I do to sell your home for top dollar and fast!

I would appreciate the opportunity to speak with you regarding your personal circumstances and situation in buying or selling your home. To see why I specialize in "Meeting Your Needs Today...For tomorrow" call me on my direct line I would love to discover how I can help you find the home of your dreams today!
Raising a family is hard enough without outside pressure. Adding violence, gangs, drug sales and the other stuff that comes with certain communities I am so thankful for living in Thousand Oaks. Thousand Oaks, consistently on of the safest cities in America with over 100,000 people in it, is a great place to raise a family.
With activities for every age group in the family and a newer youth facility, YMCA, and so many other things to keep young people active and off the streets Thousand Oaks has something to offer to everyone! Being located just West of Los Angeles County; Thousand Oaks is close to the big city but far enough away to have a small town atmosphere.
With two shopping centers and several smaller shopping areas,
great churches, nationally recognized youth sports, and top 100 California schools
Thousand Oaks is the leader in family environment and values. If you are looking to relocate and safety, family values and education are important, you owe it to yourself to see why so many desire to call Thousand Oaks home.
To see the MLS click on the link and when you want to see a home visit my web site or call me @ (805) 390-0418.
Santa Paula is a small town with a lot to offer.
Off the beaten path and surrounded by beautiful mountains with citrus farms all around you have an close nit community with a big heart for one another.
With many historic things to see and great architecture everywhere you look you will not notice you are only minutes from Ventura or neighboring Fillmore. Santa Paula is a great and safe place to call home, raise a family, and enjoy the wonderful people. 
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