Dan L'Altrella "The First Time Home Buyer Expert"

About Us:

My name is Daniel L'Altrella (NMLS# 133211). I have live in Connecticut for all of my life. I grew up in Stratford and I graduated college in Connecticut. My family has taught me the values I live by on a daily bases. My dad has always taught me to work harder than anyone at anything I do. The reason for this is because being average is like being like everyone else. To get to the top you have to work harder and always be honest to yourself and others. My mom has given me the knowledge to excel in my business of trade. She is a top producing broker who has been in the business over a decade.

As a Certified Mortgage Planner, I focus on a few essential issues related to integrating a client's mortgage debt and home equity strategy into their overall wealth creation plan: The overall financial being of the client and Interest Rate Analysis, Cash Flow & Debt Analysis, Real Estate Equity Management, Real Estate Investment Planning, and Mortgage & Real Estate Taxation Concepts. I look at a mortgage totally different then most people in my business. I consider a mortgage as a financial instrument that must be tied into my clients' long and short term personal financial plan, allowing them to create a debt strategy that helps in building long term wealth creation for them and their families. I also understand that every person is different and has different situation.

To execute our wealth creation plan for my clients and others, my family and I founded L'Altrella Lending Group, LLC. We are located in Huntington Connecticut. We are a family owned business who prides ourselves on being a face to face company who goal is to get to know our client as much as possible so we can better their lives financially. We are a 100% referral company who has gained our great reputation by servicing all our clients' day in and day out. That is why our slogan is "We're Not Just Your Broker, We're Your Neighbor".

L'Altrella Lending Group currently works with more than 40 of the top banks in america. With all the changes in mortgage industry and the tightening of all the banks guidelines, people should now only seek out true professionals in this business. People should now look for experienced mortgage brokers and someone who understands the new mortgage business. We at L'Altrella Lending Group stay up to date with everything this business has to offer to our clients.

Areas of Expertise

I love working with first time home buyers because of the big smiles they always have on their face throughout the whole transaction. First time home buyers are a joy to work with and I can relate to them because of my age. Just a few years ago I was was one myself. First time home buyers always seem to bring excitment to the table. My target is anyone I can better as a whole. I am also looking to network with any local attorney's, real estate professionals and builders. I work harder than anyone in the business my company is here to stay

Some other programs I focus on are FHA,VA, 2nd homes, investment properties, jumbo loans, self employed individual's, multi-family properties, construction, rehab loans, reverse mortgages, land loans and commercial loans.

I encourage you to contact me on my cell or via email at any time.

Testimonials

I will paste it here and maybe you can add it in. Other wise let me know how I should add it. Thanks! As a first time home buyer, I had no idea what I was getting into or what the right questions to ask were. Luckily I was referred to Dan. Dan was responsive to any and all questions I had no matter what time of day it was. Dan's knowledge and professionalism made my first experience a painless process. He thoroughly explained my terms, rates and cost, keeping them all to a minimum. I look forward to working with Dan in the future.

Candice Loughman. 2011

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New Testimonial: I had the pleasure of working with Danny on the recent purchase of my home. As a first time homebuyer, Danny made the process exceptionally smooth and efficient. He was always accessible and was great at explaining everything to me. Danny is professional, courteous, very thorough and knowledgeable, and an all around great person with whom to work. I would not hesitate for a moment in recommending him to a friend or family member.

Allison Plantamura 2011

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I wanted to thank you so much for all your help and professionalism throughout the process of purchasing my first home. You explained everything in great detail from beginning to end, which made the entire transaction easy to understand and put my mind at ease. Everyone I talk to cannot believe that we were able to close in only 24 days. The credit towards my closing costs that you provided really helped with my finances as well - I'll be able to buy furniture a lot sooner than I otherwise would have been able to! Anyone that I come across that is looking for a home loan will be sent straight to your office. They will not find better knowledge and service anywhere else in the area

Chris Bock 2011

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"Dan is an excellent planner and has a ton of knowlege about the industry that he works in. He is extremly reliable and made my husband and myself very comfortable. A real plus, is that he kept in constant communication with us about what was happening on his end and we were able to call him with any questions or concerns at any time of the day. We definitely recommend him!" May 9, 2011

Top qualities: Great Results, Expert, High Integrity

1^st Grace Vinton,
hired Daniel as a Mortgage Planner in 2011

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I purchased a new home late last year with the help of Dan L'Altrella. With a tight time frame, and some bumps in the road along the way with the inspection, I know it would not have gone as smoothly as it did if it wasn't for Dan's services. He was prompt, attentive, and proactive when an issue would arise, and actually worked with the Realtors for both parties, and my attorney, behind the scenes to handle anything that came up along the way. There is no question that I would (and have) recommend Dan to any family member, friend, or coworker who is looking for a Mortgage Broker who can take charge and make sure he is doing what's right for his customers.
- Paul & Michelle Gagne"

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As a first time homebuyer I was very nervous about the mortgage and home buying process. Dan answered all of my questions, he was very kind, patient, and informative. He and his team are very professional and trustworthy, you can count on Dan to find the right product for your needs. I will be using Dan for my next home purchase and I will be sending my friends and family his way. Thanks again Dan!

Jessica Goldkopf: Feb 28 2011

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Details of the Recommendation: "I was referred to Dan from a friend to assist in my Re-Finance of my home. I had been in the process of re-financing for almost 2yrs when I met Dan. I had previously been working with a broker who said they could get me a particular rate and low and behold come closing time they had left out some details that made the re-fi fall apart. Dan has been straight forward with me from the start which is a quality that I love. He went above and beyond my expectations and did everything he told me he would do from day one. His knowledge of the business is great and after closing on my re-fi I would be happy to recommend Dan and his group to any one of my friends or family."
Service Category: Mortgage Planner
Year first hired: 2010
Top Qualities: Great Results, High Integrity, Creative

Jim Riccio

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"I have worked with Dan L'Altrella on several transactions and I have found my interactions with L'Altrella Lending Group have been positive and I have found Dan to be extremely responsive to the needs and concerns of my clients."

Attorney Lucas Hernandez

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"We are so glad we were referred to you. What a blessing it was to have someone like you on our team as we were in the looong process of purchasing our first home. Again and Again we heard from all involved in the process how lucky we were to have someone like you on our team. Thanks for being on top of things and making this happen for our family. Thank you for your timeless effort! Peace of mind goes a long way."

Cherie and Keith Kahmanns
Hired Daniel as a Mortgage Planner

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"I hope all is well! Thank you so much for all of your efforts with everything! We're so happy our intentions have finally manifested themselves, after long periods of indecision and trepidation. You truly helped us, and we'll never forget it. We hope you stop by when all the work & cleaning is over-with. I will make sure I have some cold ones ready for ya! Ciao."

Nick Sollenne and Kristen Conte
Hired Daniel as a Mortgage Planner

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"Thank you for all your help with the new purchase of my home, and the mortgage. It is hard to believe it has been six weeks already since I closed. It has been the perfect time of year to move in. I hope all is well with you and thank you again. Maybe I will see you at the new Giant stadium..."

Ned Gerard
Hired Daniel as a Mortgage Planner

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"Now that Matt and I are "settled in" (if that's what you call it, because I don't think we will ever really be settled), I just wanted to thank you both for your hard work and all that you did for us. It was a long road, but so worth it in the end and to be helped by friends like you guys made it all the more worth while! Coming soon is a gathering at the house and we hope that you both will come and celebrate with us!"

Kristen Bruno
Hired Daniel as a Mortgage Planner

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"Buying a house is a daunting task, but Dan was confident, professional, and helped ease us through the process every step of the way. He was always available to talk or answer any question we had. I have recommended Dan to many of my own friends and family knowing full well that they will also receive the same personal treatment that made our experience so rewarding. Thanks!"

Rob Veteri
Hired Daniel as a Mortgage Planner

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"Dan was very professional and educational. He made us feel at ease on one of the biggest purchases of a lifetime! Thanks again."

Sandi Galligan
Hired Daniel as a Mortgage Planner

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"Thanks again for an outstanding job! You really know how to make dreams come true. WE appricate all your hardwork and pulling through such a "tight" time line."

Teri Tedesco and Tony Bongiovani
Hired Daniel as a Mortgage Planner

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"I have known Dan for a few years and always knew that he was a good person to work with for a home loan. It was not till I did my own loan with him that I knew how great he was. I've been in banking for 12 years and have seen and worked with a lot of lenders. I know the next time I need a mortgage I will be going back to Dan. Thank you for the great service."

Chris Guard
Hired Daniel as a Mortgage Planner

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"Thank you... for your time and effort during the shopping for and purchase of our home. Your teamwork really helped to make the process quick and painless, which is very appreciated."

Kyle Quinn & Lindsey Sarantos
Hired Daniel as a Mortgage Planner

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"As a first time home buyer I walked into L'Altrella Lending with zero knowledge and 1,000 questions, but after sitting and talking with Dan I not only felt informed but also confident when it came time to buy. Not only did I get all my questions answered but I also got someone who would go above and beyond to make sure that the job was done right. I am very happy with my experience and will definitely recommend him to anyone else looking to buy."

Dave Williams
Hired Daniel as a Mortgage Planner

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"Daniel is a hard working professional who is driven, educated and personable to work with. We hired Daniel to help us with the morgage for our 1st home and he was a great help and led us through the entire process seamlessly. I'd highly recommend working with Daniel is the future."

Diana Essig
Hired Daniel as a Mortgage Planner in 2008

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"Very insightful young man who takes his clients needs very seriously."

Lawrence A. Ciccarelli Jr., Principal/Owner, LAC Associates, LLC

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"Dan is a one of a kind planner. He displays prompt, personable and honest work throughout the entire process of buying a house. He has developed industry relationships which provides the end user with top-notch results. Thanks to Dan, my first house buying experience was smooth and easy. I would recommend working with Dan over any other planner."

Tyler Call
Hired Daniel as a Mortgage Planner in 2006

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"Dan made a stressful experience very easy. We love our new home. Thank you for all your hard work!"

SaraLynn Welke
Hired Daniel as a Mortgage Planner in 2009

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"Daniel is very knowledgeable in his field. He works hard to get the best results for his clients, he is truthful and upfront. It was a pleasure to work with him, as honesty and integrity are hard to come by these days in the financial sector."

Liz O'Dywer
Hired Daniel as a Mortgage Broker in 2008

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"Dealing with L'Altrella Lending Group was a wonderful experience. Being a first time home buyer, we didn't know what to expect. Dan took care of everything and made this a worry free transaction and we couldn't ask for a better conclusion."

Ryan and Sarah Zayas
Hired Dan as a Mortgage Planner in 2007

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"Thank you for all you've done for us. I really appreciate all your work. We are happy that you were part of a very memorable part of our lives! Thanks again!"

Kaitlin DiDomenico
Hired Dan as a Mortgage Planner in 2009

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"Thank you for all of your time and services in assisting us with the purchase of our new and first home. We appreciate everything you have done for us."

E.J. Ortiz
Hired Dan as a Mortgage Planner in 2009

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"We can not thank you enough for all that you did to make the mortgage process for our first home so easy! You really went above and beyond to make this very stressful time as easy as possible. Thank you again!"

Anna Giordano and Joe Battagliotti
Hired Dan as a Mortgage Planner in 2009

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"Dan, I am so glad that we decided to purchase our first home, and that we had the pleasure to work with you during the process - who knows where we'd be without you! Thanks again for your help and we'll be sure to invite you to our first party!"

Dave and Kim
Hired Dan as a Mortgage Planner in 2009

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"Daniel is so committed to his work, and always makes himself available to his clients 24/7. He is so creative at what he does, he explores every avenue to make our deals work. He is the most reliable mortgage planner we have ever worked with."

The Michaud Group, LLC, building company in Shelton, CT
Has worked with Dan 2008 - present

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"Dan is very trustworthy person in a business that has lost that concept. In my opinion that is the most important attribute in the mortgage business and he has it."

Adrian Klein, AK Appraisal, Stratford, CT
Has worked with Dan 2004 - present

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"Daniel was a professional expert in his field. Very accommodating to my needs and used every applicable resource to reach my request. His attention to detail and thorough explanations quickly built a trustworthy relationship. I genuinely feel that Daniel would do what is in my best interest before his own and I have and will continue to recommend his services to everyone that may need them."

Kevin Brito
Hired Daniel as a Mortgage Planner in 2006

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"Dan and his mortgage company have continually worked well with my clients and other people that I have spoken to. Their knowledge in the mortgage industry and products available allow them to work with many lenders offering different loan types. I would happily recommend Dan to anyone looking for mortgage financing."

Jeff Romatzick, William Raveis, Milford, CT
Hired Daniel as a Mortgage Broker 2008 - present

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"I have worked with Daniel on several occasions. Truly phenomenal at what he does. Not your typical mortgage broker. Highly recommend to anyone."

Seth Rothbard, RE/MAX Right Choice, Trumbull
Hired Daniel as a Mortgage Broker 2007 - present

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"Dan acted as my mortgage consultant when I purchased my first home in August 2007. During that summer, fear had paralyzed global credit markets making it difficult to obtain financing. I could not imagine anyone else who could have navigated my loan application through the closing process better than Daniel. His professional demeanor, industry experience, and outstanding communication skills kept me relaxed during a stressful time. I highly recommended anyone looking to purchase a home or refinance their current mortgage to give Dan a call."

Geoffrey Preston
Hired Daniel as a Mortgage Broker in 2007

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"Dan's firm helped my wife and I with the mortgage on our first home. Since then, he has become a trusted financial adviser. He has a welcomed fresh perspective in this crazy economic climate."

Jim DeMicco
Hired Daniel as a Business Consultant 2007- present

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"Dan is very personable loan officer and really cares about his clients. It is great to have found someone in this industry that is so honest."

Michael Gardner
Hired Daniel as a Loan Officer in 2007

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"Daniel L'Altrella has been one of the most resourceful individuals in the mortgage profession. Today's mortgage market presents daily changes and challenges that affect the way a realtor must conduct realistic expectations for clients to finance their home. Daniel has an excellent work ethic and continues to emerge as one of the most experienced and respected mortgage guru's in the business. As a realtor, my success is complimented by the knowledge of the professionals I associate with, Daniel is in this category I would recommend my family, friends and clients to his services."

Daniel Ranocchia (Realtor, The Higgins Group)
Has Worked With Dan 2008 - present