Dan McCormac

About Prosperity Mortgage

Prosperity Mortgage has been in Lancaster County since the opening of their affiliate Long & Foster Real Estate in 2005. Prosperity Mortgage is the fastest growing mortgage company in the mid-Atlantic region. We are an affiliate of Wells Fargo Home Mortgage. Our mission is to deliver financing solutions to our customers through the quality efforts of our employees. Through a commitment to continued training and the use of state-of-the-art technology, we provide unsurpassed service, work as a team and enable each employee to be the best. We achieve excellence by: focusing on our customer's needs, being knowledgeable, providing the highest level of service, always being professional, using the utmost integrity, maintaining an enthusiastic attitude, and distinguishing and rewarding people for superior performance.

The advantage of using a full service lender is in the details. Prosperity Mortgage Company is committed to making your home purchase or refinance as effortless and affordable as possible. We can customize a solution for you from our extensive selection of products and programs. But we don't stop there. We have a variety of ways to help you save time and may save money throughout the home-buying process. We make the extra effort so you can relax.

Your home search will be faster and easier if you know what you can afford. With Prosperity Mortgage pre-approval program, we can determine a comfortable price range before you start your home search. And when you make an offer, the Prosperity Mortgage pre-approval program gives you the edge by affirming that you mean business.

About Dan McCormac

I have been in the mortgage banking industry since 1993 and the last five specifically in sales. In those four years I was responsible for originating over $40 million dollars of mortgage home loans.

Buying a home is probably the biggest investment you'll ever make in your lifetime. During the process you'll encounter words and phrases you've never heard before, strange procedure and rules and regulations. I will follow the status of your loan from application to closing and will be there with you at the closing table to review the documents. I am also available evenings and weekends for your convenience (don't tell my wife). Let me help you become another satisfied Prosperity Mortgage customer.

The advantage of using a full service lender is in the details. Prosperity Mortgage Company is committed to making your home purchase or refinance as effortless and affordable as possible. We can customize a solution for you from our extensive selection of products and programs. But we don't stop there. We have a variety of ways to help you save time and may save money throughout the home-buying process. We make the extra effort so you can relax.

Your home search will be faster and easier if you know what you can afford. With Prosperity Mortgage pre-approval program, we can determine a comfortable price range before you start your home search. And when you make an offer, the Prosperity Mortgage pre-approval program gives you the edge by affirming that you mean business.

Quick-Doc^TM: When you've found your dream house, you don't want to lose time digging through old records for income and asset documentation. Just a few minutes on the phone with your Prosperity Mortgage loan consultant may greatly reduce the paperwork you will need to apply for the loan.

Builder Best^®: Prosperity Mortgage offers maximum flexibility in new construction financing. The Builder Best^® program protects you against rising interest rates and unnecessary paperwork by allowing you to lock in your interest rate and your credit documentation for up to one year. You can also take advantage of decreasing interest rates by using a one-time float down option. We offer lock periods up to 180 days (longer lock terms also available) at no additional charge with a float down option that can be exercised within 60 days of closing.

Low Down Payment Loan Option: The "upfront" costs of home ownership used to be a significant hurdle for many folks. But today, Prosperity Mortgage offers financing solutions that provide more home ownership opportunities for individuals with limited savings. Low down payments - or no down payment at all - and flexible qualifying standards make FHA and VA loans very appealing. FHA loans offer down payments as low as 2.25% of the sales price. Eligible veterans may be able to purchase a home with no down payment. Other 100% and low down payment programs are also available.

Shop, Lock and Roll^SM: Are interest rates where you want them to be? Then lock in your rate during the home search process. Did interest rates drop after you found your home? Then roll down to the lower rate before you close with our Shop, Lock and Roll^SM program.

Less Than Perfect Credit Loan Options: We offer loan programs that accommodate less than perfect credit histories. Free credit counseling is also available to help you resolve past credit issues, save for a down payment and work toward future mortgage approval.

Jumbo Loans: Prosperity Mortgage offers traditional jumbo fixed rate mortgages. Looking for a shorter loan term and greater financial flexibility? Try our Super Jumbo Interest-Only Mortgage, available in loan amounts up to $3,000,000. It has low monthly payments and upward adjustment caps to help you maintain maximum cash flow. At Prosperity Mortgage, those with complex income profiles and intricate investment portfolios still enjoy enhanced borrowing power and simplified application experiences through our Expanded Financing Solutions program which offers No-income disclosure/no-ratio calculation loans, minimum documentation requests for self-employed borrowers and low down payment loans.

Other Programs Include: FHA, Jumbo, Conv, VHDA, VA, Construction to Perm, interest only, 2nd mortgages, home equity lines, foreign national, plus many more.

What they're saying about Dan

‘From the moment we met Dan all of our fears were set aside. He took the time to answer each and every question we had. He walked us through the mortgage process from start to finish, making the entire mortgage experience a pleasant one. ‘

Brad & Jennifer Engel of Ephrata, PA

‘It was a pleasure working with Dan. I admired his professionalism and exceptional knowledge of the mortgage industry. In fact I have used him on more than one occasion.'

Michael Hession of Denver, PA