Daniel Bennison

You can't pay your bills, your worried about your family's health, and the bank is threatening foreclosure. A short sale is when a bank agrees to sell a house for less than is owed on the loan., including closing costs, realtor fees, etc.There is often misinformation when it comes to this topic. I often find that people facing foreclosure contact me after the bank has started legal preceedings against them. It is hard to face the fact that you might actually be foreclosed on, but many do not realize the long term ramifications foreclosure can have on your financial health. Please consult with a professional as soon as you know foreclosure is a possibility. A short sale will only stay with you 2 years and a foreclosure can stick with you for a a decade! Please understand that you will be in a much better position if you tackle the short sale, than if you ignore the problem and let it ruin 10 years of your life. Short sales are the best of two evils and your bank will appreciate your effort to make the short sale happen because foreclosures on average end up costing a bank $60,000. Please do not go through the embarassment of getting foreclosed on because it is preventable.

-Daniel

I got a Blackberry Curve 8530 for Christmas and I absolutely love it. This is not my first smartphone as I am a veteran by having a Palm Treo previously. This phone is much better than my old Palm Treo, but it is also better than previous versions of the Blackberry Curve.One obvious is reason is an upgrade in processors and memory. Also, the operating system is easy to navigate and the phone was a breaze to get setup. Email and web browsing is fast and easy. GPS feature is great. Trackpad is an improvement over the old track balls. Battery life is fantastic and phone has optional auto on/off feature so that you can set your phone to shut off when you sleep. It is great for making the battery last longer. I would highly recommend the Visual Voicemail App. Slacker Satelite Radio function is really neat, although speakers leave something to be desired and there is no flash for the camera. Bing appears to be the search engine partner as phone is reloaded with Microsoft Bing apps. The Blackberry Curve 8530 is far superior to all previous versons. Not many downisides. I WOULD HIGHLY RECOMEND THE BLACKBERRY CURVE 8530.

When Google started in 1998, it was different from other search engines of the time for a number of reasons. Most search engines ranked websites solely by the number of clicks each website had. Google decided it could provide value to its users by providing more relevant content.

The way they achieved this initially was by ranking websites by the number of inbound links it has coming from other popular websites. It is still the main factor influencing how a website gets ranked in different search queries. Google has a "black box" with unknown search algorithms that change frequently, so no one outside of Google really knows completely how ranking and relevance is factored at any given time.

I have found the majority of real estate agents and many other small businesses do not have much of a web presence, so those that do are handsomely rewarded. If you are a small business owner, you have got to have a professional website and inbound links to it from other established, relevant websites. Web marketing is like the Wild West right now, so I suggest you claim your stake.

Note: While I can appreciate Google's strive for excellence, it is frustrating to me as a real estate agent and small business owner that my website ranking fluctuates so greatly. When you search for Overland Park Real Estate Agent my website is in the top position, but as recently as 6 weeks ago I was not even in the top 10. I have noticed similar patterns in several searches neighboring cities as well as for my home search of Prairie Village Real Estate Agent.

GOOGLE this: REPLY REAL ESTATE SCAM. You will read non-stop horror stories. Reply.com or Reply! Real Estate is an unscrupulous business that is unethical and has terrible customer service. It is a wonder they have not been put in jail. I had heard of agents buying leads, so I started researching some lead buying companies. Two of them I signed up with: Neighborcity.com and Reply.com. Reply makes you pay per lead and Neighborcity, you only pay if the deal closes. SO, easy choice, right? Well, I decided to go with both of them and was astounded by the difference! Since Neighborcity did not get paid per lead, they fully screen all potential buyers before they send the lead to you. Since REPLY is incentivized only to provide quantity of leads instead of quality of leads, they sent me all horrible leads including duplicates, wrong numbers, etc. THE WORST PART about them was that they trick you into unknowingly agreeing to buy 5 leads. They tell you that you can cancel anytime or pause your account, but they would not let me. I hate this company. I asked them repeatedly to pause my account, they refused. I asked for a refund since they were not quality leads, they refused. The only reason they are still in business is by tricking people into signing up for a minimum of 5 leads. To make myself clear, I do not support Neighborcity either, still looking for the perfect solution, but they are a heck of a lot better than Reply. When I saw they started advertising on ActiveRain now, I almost fainted.Please! DO NOT MAKE THE SAME MISTAKE I DID. ALSO, I HEAR THE FOUNDER IS A FELON. Do not believe me??? GOOGLE this: REPLY REAL ESTATE SCAM. Customer Reviews online are horrible. You will read non-stop horror stories

In the current economy, fewer and fewer fans are willing to pay $100 for NFL team tickets. This has caused the NFL to enforce local cable blackouts in many different markets for the first time in nearly 20 years. These blackouts effectively block anyone within a 75 mile radius of the local team from viewing the game on their local cable tv. For the Kansas City Chiefs, who let's just say have had a rough couple of seasons, had their November 8th game against the Jaguars blacked out in the Jacksonville area, as was the November 15th game against the Raiders.The San Diego Chargers had to rush to sell tickets at the last second for it to be televised in San Diego on November 29th. With the help of an extension, the Chiefs sold enough tickets to televise the Buffalo Bills game. Last week The Chiefs home game was blacked out in Kansas City.In the Chiefs past seven games, there have been three blackouts and two extensions granted. The remaining two, Denver Broncos and Pittsburgh Steelers in Kansas City, were close to not having enough ticket sales. The NFL organization has prospered for the past 20 years and now, when the going gets tough, the NFL plays hardball.