Donald Apelian "Short Sale Specialist"

About Meridian Financial, Inc

Meridian Financial is one of the fastest growing Net Branch Broker organizations in the State of Florida. We offer Conventional, FHA/VA, Jumbo and Reverse Mortgage products for residential properties 1-4 units. Through our Commercial division we offer financing for difficult to place loans and have access to private money and hedge fund sources. We also offer business loans and start up capital to owner occupied businesses through our SBA partners.

Listening to our customers has helped to make us successful throughout Florida and the greater Tampa Bay area. As a leader in the mortgage industry, our Professionals aim to deliver excellence in every area. Based on client feedback, we constantly strive to improve our systems and technology to improve our efficiency and success ratio. Because market conditions are are challenging and constantly in a state of flux, we keep our fingers on the pulse of mortgage-backed securities to ensure that you get the best loan program and interest rate possible.

We seek to work long-term with our clients, to serve their lending needs now and in the future. That's why so many homeowners, realtors, builders, attorneys, CPAs and financial planners have trusted us with their financing requirements, and you can too.

About Save Our Home From Foreclosure, LLC

Save Our Home From Foreclosure, LLC, specializes in helping homeowners avoid the lasting scars caused by a foreclosure. We provide Loss Mitigation Services, negotiating with the home owner's lender on their behalf in the unfortunate situation that the home owner may have to sell their home for less than what is currently owed (Short Sale).

As a third party Loss Mitigator, we have a distinct advantage in negotiating with the client's lender as this is our specialty and we understand the complexities of the time consuming Short Sale process. Each lender has their own set of guidelines through which they process short sales, and while there are many similarities, each has its own requirements and intricacies. We understand how to create win-win-win situations for the client, the lender and realtors and most importantly, get deals done !

We have relationships with Realtors who specialize in Short Sales and understand the complexities and urgency of these transactions and how to aggressively market properties. If you are a Realtor who is looking to get involved with Short Sales, we encourage you to get in touch with us to enlist our services and begin helping your clients today!

Testimonials

Don,

I have been meaning to e-mail you and Thank You! I truly appreciate your diligence and help in securing our loan. I know that I can sometimes be difficult as I tend to pass my frustration and stress from work to other areas of my life. But again, I truly appreciate your hard work.

Thank you,

Steven T. Heselius

Dear Don,

I wanted to say thank you so much for your great professional service you and your staff gave us during the mortgage process. Many companies say they will do business on-line, but really most will not. You made our mortgage experience so convenient by working with us via the internet. We will be looking at investment properties this fall and will be in touch with you for your help again.

Thank you,

John and Theresa Fitzgerald

Dear Don:

I want to take the time to express my sincere appreciation for your help in mortgage funding over the years. If you recall, I was 6 months into a refinance with a local bank when we met. You asked if I would consider you, if the loan could be turned in two weeks; to which I said, "Name that tune".

Two weeks later, I had a mortgage loan that was 4% lower interest and 15 years shorter term than the original - all for nearly the same monthly payment! Sine then, whether I was buying a 1-acre lot, a new residence, or getting equity to fuel business growth, you have always come through.

With my busy schedule, I need no nonsense, fast and easy approach to capital, and you are my first and only choice. In fact, every employee and friend I have sent your way has been delighted with the outcome.

Thank you again for a job well done. I am sure I will be calling with another opportunity soon.

Sincerely,

Glen T. Juliano

President

TRX Integration, Inc.

Realtor - RE/MAX
I am very pleased to recommend Save Our Home From Foreclosure, LLC (SOHFF) to all of my clients who can no-longer afford their mortgage payments to help them avoid foreclosure. The reason for this is that they have successfully negotiated short sales with my client's lenders to enable them to get out from a bad financial and very stressful situation and move-on rebuilding their lives. The feedback from my clients is that the staff of SOHFF are caring and very professional in their approach to handling what is often an emotional and difficult situation.

Aside from providing peace of mind to many client's, SOHFF has enabled me to grow my business in this challenging real estate marketplace place by allowing me to help clients with their short sales. SOHFF does the time consuming task of preparing the short sale business plan and handle the complex negotiations with the lenders and other lien holders.

I have 100% success rate with all the files that I have turned over to SOHFF and intend on sending them all my files in the future. I feel very confident in recommending Save Our Home From Foreclosure, LLC to other realtors and homeowners and would say that with all the work that they do and results they achieve, they definitely earn their money.

Kathie Lea, Realtor-Associate

Homeowner - New Port Richey, Florida
"I'm writing this letter to personally thank you for all the hard work you did to make my short sale a reality. Words can not describe the amount of pressure I was under. It was very comforting for me when you essentially took control of everything and walked me through the process one step at a time. My stress is gone and I can breath again. THANK YOU!!

Richard Anderson

Realtor - ALEXA REALTY
I just want to thank you for your unrelenting energy in getting my short sales organized, negotiated and closed. This never would have happended without you and your staff taking the reigns and "making it happen". The extensive experience and knowledge that you brought to the table was definetly indispensible. As you know, in the beginning I thought that I could take care of all of the details myself. I had no idea how involved it would get compiling the required forms and documentation. After several months (of wasted time) and no progress, you were my answer. The incredibly detailed and comprehensive "Short Sale Business Plan" that you created for each deal was a presentation that I could have never put together myself. The fact that you were always just a phone call away and kept me abreast of every turn of the process was also very comforting for my clients and myself.

You should know that you have relieved the sellers of the stress of dealing with these situations in this very difficult market and they are now able to pick up and move on with their lives.

Thank you John, Ed and Robert as well as your office staff.

Kathy Lukason, Realtor

Title Company - REPUBLIC LAND & TITLE, INC.
It is our pleasue to recommend Mr. John Rigg and his staff of Save Our Home From Foreclosure, LLC.

We have worked with Save Our Home From Foreclosure over the past year. They offer a service, that in these tough economic times is a real value to their customers. With all the foreclosure's and short sales in our area, it is nice to have someone with professionalism and experience working towards a common goal. This goal would be working with their client, the lenders, real estate agents and title company towards a sale of the property. Save Our Home puts together the entire package before submitting to a lender, the package consist of all documents the lender needs before making their decision, therefore cutting down the waiting time for approval.

We look forward to continuing to build our business relationship with you and Save Our Home From Foreclosure, LLC.

Donna Crino, Director of Operations