Darren Stewart

Rates dropped dramatically this week spurring refinance business and inspiring those buyers out there to move on the making a decision to purchase a home, after about 65 hours in the office this week its great to be resting up to begin the process of closing the business.

I wanted to continue to thank my many business partners here for your continued referrals that have allowed me to average more than a million a month for 2008 thanks to you I have seen business increase in this market, some of you are new business partners this year and some of you I have worked with for several years, I appreciate all of you, your trust, and your valued relationship.

In 2009 I am looking to double my production each month to increase business and allow for more clients to have the OakStar Bank Experience. We are a high volume, low cost mortgage office and we have the best team in Southwest Missouri.

Geographically I am located in Southwest Missouri but we are able to lend anywhere in the country with USDA and VA programs available in any state in the US along wtih conventional loans anywhere as well.

We were able to close a VA loan in the Dallas Ft Worth area this past week and we picked up more leads in the St Louis and Kansas City area, each time when compared to other lenders in those areas our closing costs and rates beat the competition.

No matter where you may be purchasing, if you would like to discuss home ownership, obtaining a mortgage whether your downsizing to a home you plan on retiring in or purchasing your lake home or buying your very first house, I would love the opportunity to assist you!

If you are a realtor and have yet to work with OakStar Bank I would love to spend some time talking to you about how we can increase your business as well in 2009 and let you know all of the many opportunities we have to finance your clients and the wide range of products that are still available and the new ones that will be coming up in 2009, there are some exciting things happening for home buying in 2009.

I look forward to helping you make 2009 your best year in this business.

Darren Stewart

OakStar Bank

417 447 7927

VA Loans - Anywhere in the Nation- great time to purchase on the VA loan program. Darren Stewart OakStar Bank, N.A.

VA Home loans are a great way to purchase a home, having been raised in the military I love working with Veterans all over the country in order to assist them in purchasing a home. We will be assisting a veteran this week in Texas and I have a couple going in my home state of Missouri.

We have the ability to close VA loans in any state in the United States, and are skilled at working remotely with your local closing offices, attorneys office and title companies. We strive to have the best rates and closing costs and I can be contacted to receive a free pre-qualification and good faith estimate provided in order to compare our closing costs and rates.

There are multiple ways to contact us should you need VA financing and I would be glad to answer any questions or if your thinking of using your VA benefit in the future please feel free to call me with any questions you may have about the VA home loan program.

I can be reached at 417 447 7927 directly.

My online application is located at www.oakstarbank.com bottomo right hand corner apply online and forward through the privacy disclosure for a quick app, you will see my name in the loan officer list and that will ring my cell after you submit the quick application this takes less than 5 minutes to get started online and is completely free to get the process started.

Thank you and I look forward to doing all I can to assist you in the purchase of your home.

Darren Stewart

OakStar Bank

417 447 7927

VA Loans - Anywhere in the Nation- great time to purchase on the VA loan program. Darren Stewart OakStar Bank, N.A.

VA Home loans are a great way to purchase a home, having been raised in the military I love working with Veterans all over the country in order to assist them in purchasing a home. We will be assisting a veteran this week in Texas and I have a couple going in my home state of Missouri.

We have the ability to close VA loans in any state in the United States, and are skilled at working remotely with your local closing offices, attorneys office and title companies. We strive to have the best rates and closing costs and I can be contacted to receive a free pre-qualification and good faith estimate provided in order to compare our closing costs and rates.

There are multiple ways to contact us should you need VA financing and I would be glad to answer any questions or if your thinking of using your VA benefit in the future please feel free to call me with any questions you may have about the VA home loan program.

I can be reached at 417 447 7927 directly.

My online application is located at www.oakstarbank.com bottomo right hand corner apply online and forward through the privacy disclosure for a quick app, you will see my name in the loan officer list and that will ring my cell after you submit the quick application this takes less than 5 minutes to get started online and is completely free to get the process started.

Thank you and I look forward to doing all I can to assist you in the purchase of your home.

Darren Stewart

OakStar Bank

417 447 7927

VA Loans - Anywhere in the Nation- great time to purchase on the VA loan program. Darren Stewart OakStar Bank, N.A.

VA Home loans are a great way to purchase a home, having been raised in the military I love working with Veterans all over the country in order to assist them in purchasing a home. We will be assisting a veteran this week in Texas and I have a couple going in my home state of Missouri.

We have the ability to close VA loans in any state in the United States, and are skilled at working remotely with your local closing offices, attorneys office and title companies. We strive to have the best rates and closing costs and I can be contacted to receive a free pre-qualification and good faith estimate provided in order to compare our closing costs and rates.

There are multiple ways to contact us should you need VA financing and I would be glad to answer any questions or if your thinking of using your VA benefit in the future please feel free to call me with any questions you may have about the VA home loan program.

I can be reached at 417 447 7927 directly.

My online application is located at www.oakstarbank.com bottomo right hand corner apply online and forward through the privacy disclosure for a quick app, you will see my name in the loan officer list and that will ring my cell after you submit the quick application this takes less than 5 minutes to get started online and is completely free to get the process started.

Thank you and I look forward to doing all I can to assist you in the purchase of your home.

Darren Stewart

OakStar Bank

417 447 7927

November 2008 has drawn to a close tomorrow the day after Thanksgiving I hope to focus on getting prepared to tackle what is shaping up to be an awesome December with the help of the rates falling below 5.75% for a 30 years fixed this past week and the awesome referrals from my business partners, thank you to those that have I have come to know over the last month, I have been blessed to add 4 new business partners.

We have several loans coming up that are out of the area, one in Texas, another in the KC area, and another in the St Louis region in Missouri. I would love to be able to say I have closed loans in every state in the United States, however I have not yet done that, one of my goals is to try to do that in 2009, our rates and closing costs can compete anywhere in the Nation and we are able to do conventional, VA and Rural development loans anywhere in any state in the US, we are limited to certain states for FHA.

THANK YOU to all of my business partners for making November a great month, looking forward to doing whatever I can to assist you in making December a great month for your production.

Darren Stewart

OakStar Bank

417 447 7927