Take the kids, chairs and blankets!
The city of Las Vegas will host a Movie in the Park, "Monsters vs. Aliens," for all ages at
8 p.m. Oct. 9 at Centennial Hills Park, 7101 N. Buffalo Drive.
People are invited to picnic and bring blankets or folding chairs.
For information, call 229-1087.
Centennial Hills Village of Centennial Springs Movies in the Park
Do you know of someone who is facing foreclosure, behind on their house payment and
they need to sell their home?
Please have them call me 812-4550, I do not charge any upfront fee for listing your home for sale
& you may be able to stay in your home longer. SHORT SALE - Preforeclosure Listing.
There is an alternative to foreclosure.
Do you need to sell your Las Vegas Home?
Call me
(702) 812-4550
Dawn Barrier
Century 21 Aadvantage Gold
A Las Vegas Short Sale Agent Real Estate Professional
Certified Short Sale Professional 
Dawn Barrier Email Dawn
Century 21 Aadvantage Gold
2 offices to serve your needs (North and South)
Las Vegas, Nv
(702) 812-4550
My Website
Copyright © 2009 Dawn Barrier. All Rights Reserved.
This article is of a general nature and is not intended to address any specific legal or ethical situation.
Images Copyright © 2009 Dawn Barrier. All Rights Reserved.
NEVER PAY a Mortgage payment to someone who comes to your door!!
I posted a blog...Freddie Mac hires Titanium Solutions, Inc. to Help Borrowers Complete Modification Applications
and it as well as some recent happenings prompted me to write this post...
To minimize potential fraud by imposters, representatives will not be permitted to accept mortgage payments or any other money from borrowers...this is except from recent article about Freddie doing loan mods door-to-door
Las Vegas has become known for having lots of scammers showing up at the door and calling people to try and get their $ by whatever tactic they can and there are still people falling for the scams and giving people money up front before they even check the person or company out.
I recently had a couple ask me if they could give me their mortgage payment to turn into the bank...NO!!!
Unfortunately, I have also been meeting a lot of people who have been scammed out of thousands of dollars by loan modification companys as well.
NEVER PAY a Mortgage payment to someone who comes to your door!! Spread the word!
A Las Vegas Short Sale Agent Real Estate Professional
SHORT SALE YOUR HOME NO UPFRONT FEE
A bit about me
Certified Short Sale Professional
Dawn Barrier Email Dawn
Century 21 Aadvantage Gold
2 offices to serve your needs (North and South)
Las Vegas, Nv
(702) 812-4550
My Website
Copyright © 2009 Dawn Barrier. All Rights Reserved.
This article is of a general nature and is not intended to address any specific legal or ethical situation.
Images Copyright © 2009 Dawn Barrier. All Rights Reserved.
FREDDIE MAC STARTS DOOR-TO-DOOR EFFORT HELPING BORROWERS COMPLETE HOME AFFORDABLE MODIFICATIONS
Titanium Solutions, Inc. to Help Borrowers Complete Modification Applications
Direct from Freddie Mac..Read the full article
McLean, VA - Freddie Mac (NYSE:FRE) today announced it has hired Titanium Solutions, Inc. to meet with delinquent borrowers at their homes and help them supply missing information, documents and complete other actions needed to begin their three month trial payment periods for Home Affordable Modifications under President Obama's Making Home Affordable program.
Titanium Solutions will target late-paying borrowers with Freddie Mac-owned mortgages who have not returned letters or phone calls sent by their servicers, or who need to provide additional information or documents to launch their three-month Home Affordable Modification trial periods. Titanium will also help those borrowers who have started their Trial periods complete the documentation process to enable them to be converted into final modifications.
"By meeting with our borrowers, one on one, in their homes Titanium Solutions can help them overcome the roadblocks keeping them from starting their Home Affordable Modification trial periods,"said Ingrid Beckles, Senior Vice President Of Default Asset Management at Freddie Mac. "We believe this can give borrowers seeking Home Affordable Modifications the same type of personalized guidance they may have had when they were buying their home or applying for their mortgage."
"Through this initiative, Freddie Mac again demonstrates their commitment to helping homeowners in need. We are pleased to work with them to improve contact with at risk homeowners who are in jeopardy of losing their homes to foreclosure, as well as increasing the number of homeowners who receive and are approved for a modification," said Patrick Carey, Chief Executive Officer at Titanium Solutions, Inc.
Reaching Delinquent Borrowers in their Homes
Titanium Solutions representatives will provide borrowers seeking Home Affordable Modifications with a wide range of support and expertise from reviewing program requirements, to explaining which documents are needed, to securing signatures and walking them through unfamiliar processes.
Read the whole article from RISMEDIA @ Op-Ed: 60 Million Mortgages May Have Fatal Flaws
Interesting Report....
RISMEDIA, September 29, 2009-The latest chapter in the mortgage meltdown is being written in court, as one by one, judges are putting a halt to foreclosures. The latest was a recent Kansas Supreme Court case. In Landmark National Bank v. Kesler, the court held that a nominee company called MERS had no standing to bring a foreclosure action.
Nor was Kansas the first. In August 2008, Federal Judge for the U.S. Bankruptcy Court for the District of Nevada ruled MERS had no standing. "Indeed, the evidence is to the contrary, the Note has been sold, and the named nominee no longer has any interest in the Note."
Read more: http://rismedia.com/2009-09-28/op-ed-60-million-mortgages-may-have-fatal-flaws/#ixzz0SVrf1JSY
In each case, the reason stems from a fundamental misstep in the handling of Notes and Trust Deeds that runs contrary to established court policies which require that the real parties identify themselves to the court. Each of these cases involved MERS and, in each case, the courts' rationales were almost identical.
First, a little background. Over the last 40 years, mortgage lending has evolved from a bank holding the mortgage to the mortgage being bundled and sold as part of an investment pool, usually in the form of a bond.
As a registered security, the Note is a negotiable instrument, like money or a cashier's check, and under securities law that Note must be given to the investor. In this case, mortgage backed securities, (MBS) were bundled together in a pool and shipped to...well, we don't really know.
One of the impediments to an MBS is the need to file assignments for the beneficiaries in each county each time the mortgage is resold. And apparently, no one holds them for very long because most have been passed around several times.
In order to avoid the logistical nightmare of trying to maintain a public chain of title, the biggest lenders joined MERS, Mortgage Electronic Registration Systems, Inc.
MERS was created with the sole intent of evading the recording fees due to the county in which the security is located.
But, as there often is with a BIG IDEA, there were also unintended consequences. Only now are they coming to light. Until MERS was challenged in a foreclosure proceeding, no one had taken a look at the law.
MERS lost track of the Notes. In some cases, according to my research, they deliberately destroyed them.
Every thing was fine until the economy contracted. MERS began foreclosing on delinquent home loans and then one day; someone said "show me the Note."
In reviewing the judge's rulings in the above matters, several key points have been determined:
• MERS is not the beneficiary of the Notes and has no skin in the game. It did not lend any money, collect any payments or do anything more than track the sale of the securities.
• Judicial procedure requires that parties identify themselves and prove their standing.
• Splitting the Note and Trust Deed leaves no party with standing to foreclose. The true holder of the Note, the security, paid the lender so the lender is covered. The true holder of the Note was insured by AIG so they are covered. AIG and the banks were bailed out by taxpayers. So, unless the American tax payer can produce a "blue-ink" original Note, no one has standing to foreclose.
• Allowing a foreclosure to proceed without the original Note places the homeowner in double jeopardy. If the original Note were to surface, the holder of the Note would be entitled to payment, but from whom? The borrower is still on the hook.
MERS currently holds 50 to 60 million loans so this is no small matter. And, just because they have lost repeatedly doesn't mean they will give up. They will keep right on foreclosing in hopes that the homeowner won't fight back and, in most cases, they won't be stopped.
[Editor's Note: RISMedia has been in touch with MERS for a response, which will be running in our Wednesday edition of the e-news.]
Read more: http://rismedia.com/2009-09-28/op-ed-60-million-mortgages-may-have-fatal-flaws/#ixzz0SVswwhLq
Las Vegas Sunset on the way home today
Dawn Barrier Email Dawn
Century 21 Aadvantage Gold
2 offices to serve your needs (North and South)
Las Vegas, Nv
(702) 812-4550
Las Vegas Short Sale
My Website
What does the term "Short Sale" mean and why does it take so long to process?
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Las Vegas Short Sale & REO Real Estate Professional in the Las Vegas area, Green Valley,NorthWest Las Vegas, Centennial Hills,North Las Vegas & Summerlin, Certified Short Sale Professional
Certified Short Sale Professional
Dawn Barrier
Century 21 Aadvantage Gold
2 offices to serve your needs
Las Vegas, Nv
(702) 812-4550
My Website
If you are in the market for a Las Vegas home and are not working with a Realtor, call me. I would be happy to help you through the process of buying a home.
If you are in the market to sell your Las Vegas home and are not working with a Realtor, call me. I would be happy to help you through the process of selling your home.
I am a Las Vegas Short Sale & REO Real Estate Professional REALTOR® representing clients with homes for sale and clients purchasing homes in the Las Vegas areas of NorthWest Las Vegas, Centennial Hills, Henderson & Summerlin.
I specialize in residential real estate, single family homes, REO's/Bank Owned, & ShortSales in the Las Vegas area.
Memberships/Designations:
"Dawn is an amazing agent. I had given up on trying to use an agent after trying a handful from other supposed leading companies. Other agents either tried to tell me what kind of house I wanted, ignored most my requests, at times rude and unprofessional, the list goes on. I expressed my frustration with my loan officer and she recommended Dawn. I am glad I took a chance. From the get-go, Dawn listened to my requirements and didn't waste my time showing me houses that didn't meet my those requirements. Dawn was 100% professional at all times and displayed the knowledge and confidence a real estate agent should have when completing the paperwork (unlike the other agents I dealt with prior). Within a few weeks, Dawn had found me a great house for the price I was wanted. Dawn made the rest of the deal smooth and painless. I would recommend Dawn to anyone. In fact, I will be contacting enlisting her help when I plan to sell and upgrade to a bigger house this year!" Josh A
You are oh so professional. You are every bit the way I imagined a Realtor to act like and to be. Thank You for your professionalism! Thank You for jumping in. ...... Dana D.
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