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Sherry Lee Cox, REALTOR(R)/ Broker/ Certified Foreclosure Specialist/ePRO

Sculpterra Winery and Vineyard, Paso Robles, California

When you come to Paso Robles for wine tasting, visiting Sculpterra Winery is a must.

Wine

Sculpterra Winery is located at 5015 Linne Road, Paso Robles, Ca 93446. Phone is (805) 226-8881.

Not only will you be able to taste fabulous Cabernet Sauvignon, Chardonnay, Sauvignon Blanc, Viognier, Merlot, Syrah, Petite Sirah, Zinfandel, Statuesque, Maquette and Figurine red blends, but you will see a plethora of stunning sculpture throughout the garden by world-renowned artist John Jagger. You can also view more sculpture online by John Jagger at Danskin Galleries.

If you wish to have a preview of Sculpterra Winery before visiting in person, you can view a video on YouTube.

The Sculpterra Winery Visitor Center is open Friday through Sunday from 10:00 am to 5:00 pm. Appointments are welcome Monday through Thursday.

The winery features a tasting room, picnic grounds and fabulous bronze and granite sculptures by John Jagger throughout the garden.

If you would like to search the MLS for listings in San Luis Obispo County,visit my website. If you have any real estate questions or general questions about Paso Robles or San Luis Obispo County, please contact me via email or call me at (805) 235-0234 for more information.

It starts with a dream...

Fall Semester Starts at Cuesta Junior College August 17, 2009

Registration for fall classes at Cuesta Junior College San Luis Obispo Campus and Paso Robles North County Campus are underway. The fall semester starts August 17th and ends December 18th, 2009. Be sure to check out their class catalog and register at www.cuesta.edu.

As for myself, I plan to take an Adobe Photoshop Class at the North County Campus as a prerequisite for taking the Dreamweaver Web Design Class in the Spring. Maybe I'll see you there!

If you would like to search the MLS for listings in San Luis Obispo County,visit my website. If you have any real estate questions or general questions about Paso Robles or San Luis Obispo County, please contact me via email or call me at (805) 235-0234 for more information.

It starts with a dream...

8 Tips for Home Buyers to Survive in 2009

1. Start a down payment fund.Money, lock and key

You goal should be to save a 20 percent down payment if you can. Set up monthly savings goals. Work more if you have to as the reward will be lower house payments and higher equity when you sell in the future.

If a 20 percent down payment is just not feasible, you can always apply for an Fha loan, which only requires a 3% down payment, plus closing costs, and sometimes the seller will agree to pay some of your closing costs... Check with a loan professional.

2. Negotiate for extras.

In our current market this makes sense, unless it is a short sale or REO (bank-owned property).

In a short sale situation, the seller is already in a position of no equity and most likely behind in their house payments, so extras are pretty much out of the question.

If it is an REO, rest assured that the bank is not going to repair or replace anything. That will be in the contract.

However, if it is a "normal" sale, feel free to negotiate appliances, flat-screen TV's, possibly partially-paid closing costs and prepaid homeowner's association dues.

Do keep in mind, though, that the inventory is diminishing in Paso Robles and other areas in San Luis Obispo County, so if you really want to purchase a particular home, keep in mind that asking for too many extras may cause a seller to choose to accept another offer with less concessions.

3. Cash is king.

Those with cash are always ahead of the game in a recession; especially since mortgage loan qualification standards have tightened up substantially.

4. Improve your credit score.

Cleaning up your credit score is more important than ever if you hope to get home financing in 2009. Pay your bills on time. Pay down high-interest credit cards if you can.

5. When purchasing a home, don't overlook neighborhood issues.

When you do qualify for a home mortgage, don't overlook these issues in your search for a new home. Crime levels, the presence of sex offenders, zoning issues, noise issues, general crime levels and location will impact not only your initial purchase price but your sales price when it is time to sell.

6. Determine your home-buying budget with a loan professional.

A loan officer can tell you what you can qualify for, but only you know what monthly payment you will be comfortable with. Be realistic...

7. Watch for REO's.

REO's can be a great deal, but in Paso Robles, be prepared for multiple offers. My experience this year is that short sales and REO's are receiving as many as 9 to 12 offers that are reviewed by the bank before one is accepted.

So, if you have your heart set on a particular home that is a short sale or REO, be prepared to offer more than asking and cross your fingers. Banks not only consider the price offered, but also strength of the borrower as far as job security, down payment and credit scores.

If you would like to search the MLS for listings in San Luis Obispo County, visit my website. If you have any real estate questions or general questions about Paso Robles or San Luis Obispo County, please contact me via email or call me at (805) 235-0234 for more information.

It starts with a dream...

New Construction Down in San Luis Obispo County

This year looks to be another decline in new construction for San Luis Obispo County. Residential building permits throughout the county dropped 46% through June compared with the same period in 2008.

For instance, the City of San Luis Obispo has issued only 3 permits for commercial buildings this year compared to 12 permits last year.

The only projects under construction in Paso Robles are the Lowe's project at Golden Hills Plaza, which includes Bed, Bath & Beyond, and a Jack-in-the-Box on Golden Hill Road.

Many projects are on hold since the collapse of the real estate market as builders and developers are finding it hard to obtain financing. Adding to the issue is the fact that many hard money lenders have gone out of business, and they were a primary source of funding for commercial projects. Banks also were a primary source of commercial lending, but they, too, have tightened up their lending requirements.

If you would like to search the MLS for listings in San Luis Obispo County, visit my website. If you have any real estate questions or general questions about Paso Robles or San Luis Obispo County, please contact me via email or call me at (805) 235-0234 for more information.

It starts with a dream...

August 2, 2009 Last Day of California Midstate Fair

I cannot believe the time has gone by so fast! The California Midstate Fair ends today... Temperatures will be mild, only 89, so be sure to bring a jacket if you are attending the rodeo tonight...

Bull Wins
Bull Wins

For those of you who were able to attend, thank you for visiting our beautiful Paso Robles. For those who couldn't make it, we hope to see you next year.

Scroll down for today's calendar of events...

If you would like to search the MLS for listings in San Luis Obispo County, visit my website. If you have any real estate questions or general questions about Paso Robles or San Luis Obispo County, please contact me via email or call me at (805) 235-0234 for more information.

It starts with a dream...


9:00a Country Rodeo Covered Equestrian Center
9:00a Round Robin Showmanship Livestock Pavilion
11:00a Pee Wee Showmanship Livestock Pavilion
12:00p Fair Opens Fairgrounds
12:00p Happy Day Pony Rides Begin Covered Equestrian Center
12:00p Yosemite Jazz Band Mulbeary Park
12:00p Pampered Chef Demonstration First Bank of SLO Home Arts Building
12:00p Carnival Opens Carnival Area
1:00p Ham Bone Express Pig Races South Gate Lawn
1:00p Livestock Judging Contest Livestock Pavilion
3:00p Ham Bone Express Pig Races South Gate Lawn
4:00p The Magic of Chris Lopez Albertsons/Pepsi Headliner Stage
4:00p Olive Oil – Hidden Hills B&B Mission Square
5:00p Ham Bone Express Pig Races South Gate Lawn
5:00p Livestock Release Begins Livestock Pavilion
5:00p Professional Bull Riders Chumash Arena
5:30p Wine of the Day - Bordeux Reds Mission Square
6:00p Salli Mission Square Stage
6:00p Dr. Scott Lewis Hypnotist Albertsons/Pepsi Headliner Stage
6:00p Local Chef of the Day Idlers Demonstration Kitchen
6:00p Locally Grown Salsa First Bank of SLO Home Arts Building
6:30p Mariachi Divas Budweiser/Culligan Frontier Stage
7:00p Ham Bone Express Pig Races South Gate Lawn
8:00p Dr. Scott Lewis Hypnotist Albertsons/Pepsi Headliner Stage
8:30p Mariachi Divas Budweiser/Culligan Frontier Stage
8:30p Salli Mission Square Stage
9:30p KJUG Barn Dance Albertsons/Pepsi Headlin