Dawn Rupersburg

Another blog on acive ain prometed me to ask this question. The other blog titled (Is the real estate agent obsolete, but doesn't know it yet/) The whole premise of this was that homes could be marketed all over the internet so why have a Realtor.

Share your real experiences about things that went wrong during your transaction and how you fixed them. Let's show the world that if it wasn't for those extra steps that Realtors do that a buyer may not have been able to purchase the home of their dreams or that a seller would of lost a good sale.

Here is one of the many of my stories:

My client was the buyer. We put in a contract on a Countrywide Foreclosure. A Countrywide foreclosure requires pre-qualification from them or they will not look at an offer. My buyer decides to go with Countrywide instead of my lender. Were two weeks into the contract and no appraisal was done. In addition the contract required a loan commitment letter two weeks from date of the contract. I was assured by CW that all is well and the commitment letter would only be subject to the appraisal after reviewing the buyer's documentation. Once you hand over the loan commitment letter the buyer waives his finance contingency in our Florida contracts and the only exceptions would be property related. I then find out that CW did not get the entire buyer's documentation when they along said everything was just fine. I hate when people don't tell the truth.

It has now come down to the wire where the seller wants' their unconditional approval. I send over an addendum to extend the loan commitment date along with protecting my buyer if the home does not appraise. During this time the appraiser calls and wants me to send them the purchase contract. I guess they didn't get it from the bank.

I ask for an extension on the loan commitment and let the foreclosure agent know CW said," there would be no problem with getting it," and that CW was the cause of the delay. We get our 10 day extension. yeah By the way my buyer has $8500.00 deposit on this contract so time lines are very important so he doesn't loose his deposit if something goes wrong.

Then the nail got put in the coffin by CW. Remember that loan commitment letter that was not supposed to be any big deal. Right.. The loan commitment letter stated that my client (who owns his own business) could not use funds from his business to close. Excuse me dummy mortgage person if that was a problem you should have know that up front. What person who owns a business doesn't get paid by that business. CW also wanted his wife to have secured a job in the Ocala area with her current employer Publix. Who the heck is going to leave their current job in a city 3 hours away when they don't even know if they bought the house yet? That did it for me and my buyer. This deal was not going to close under CW. There was no excuse from CW for this crap given what they knew about my buyer from the get go.

I called my other lender and went through everything with him and had him clear the issues with his underwriter so I would know we could switch lenders and save this deal. In our foreclosure contract if you switch lenders the seller can cancel the contract so I had convincing job cut out for me. CW told my buyer that the seller may not accept a new lender as well. Anyhow, I wrote a long detail email to the foreclosure agent on how CW was responsible for this mess we were in and we were switching lenders. To make a long story short we went forward with some more bumps in the road, but finally closed and my buyer got the home of his dreams. I saved this deal because of my experience, education and concern for my buyer.

Representing buyers Ocala Florida Real Estate Dawn Rupersburg

I want to thank the listing agent who was smart enough to send me the buyer's agent flowers for selling their property and managing all the details to get to closing. I want to thank her for the great service she provided me whenever I needed information from the seller.

All too often listing agents take for granite a buyer's agent. I can't tell you how many listings agents should be thrown to the curb by their sellers if the seller only knew how nasty their listing agent can be to a buyer's agent or how lazy listing agents are getting information to the buyer's agent. A listing agent with a bad attitude and lazy mindset costs the sale of the property.

Listing agents don't get that a buyer's agent is their best client who will return business to them year after year. Listing agents treat your buyer's agent with high respect and their buyers. Send a big thank you to your buyer's agent after closing. Provide all the information the buyer's agent asks for in a timely manor to help the buyer's agent get your property sold.

Dawn Rupersburg

Coral Shores Realty Inc.

Representing Buyers Ocala Real Estate

Retirement Communities Ocala Florida

If you're looking to lease option a brand new home in Ocala Florida please call me. I have brand new georgous, never lived in homes, built by one of the best builders in the Ocala area up for lease option. Move in with $2000 down plus one months rent. Rent from $1087 to $1252.00 a month. 30% of base rent goes to purchase of home plus more incentives. Three years to close. What a great opportunity.

Call Dawn Rupersburg Coral Shores Realty at 352-553-3369 Ocala Real Estate

The Ocala Real Estate Market is moving inventory. I am a full time Realtor who enjoys getting a good deal on a home for my buyers. I work with buyers from all around the country who are interested in buying Ocala Real Estate. I provide buyers the facts and resources to make the right home buying decision. My background not only includes general real estate, but also experience in mortgages, investment properties, foreclosures, and short sales.

It's important to me that my buyers know that I work to find them the right home and the right investment. I'm not interested in just selling a home. I want my buyers in a home that they want, they can afford, and it's a good investment down the road. Check my web sites out: Ocala Real Estate and Retirement Communities Ocala Florida. It's a great time to buy! Some really great deals out there.

Call Dawn Rupersburg of Coral Shores Realty at: 352-553-3369 if you're looking for real estate in Ocala Florida or one of our Retirement Communities in Ocala Florida.

Starting Mid January builders will not longer be allowed to offer incentives with the use of their lender. I think this is the right thing to do. I don't think that a buyer should have to use the builder's lender to get the incentives. The incentives should be given regardless of what lender is used. Read the full article here: http://www.builderonline.com/mortgages-and-banking/new-for-2009-hud-bans-incentives-for-using-affiliated-lenders.aspx

Check out Ocala Real Estate where Dawn will get you a good deal!