Thank you to all of you who referred me business in 2008!
Even though the market has slowed down and its a serious buyers market, your referrals has help make this a record year for me. 
It was not the thousands I wasted on marketing this year but the kindness from those of you who referred me business that kept me busy this year till the end. As you know I am very appreciative and will always thank you for your referrals. THANK YOU, Thank you and yes I still belong to the relocation network and remember I can help you, your friends, or family locate good agents nationwide. Do not forget about me as your trusted real estate source and I look forward to helping many more in 2009.
Dee Dee Jones The Hampton Roads Real Estate Lady
Wainwright Real Estate
757-831-8294
My craziest memory of Thanksgiving was when I was about 7 a turkey jumped over our back fence it came out of no where. 
It was a month before Thanksgiving and my step dad ran in the garage and ran out back hollering that's Thanksgiving dinner, he chased the turkey around with a machete like something out of a movie then the turkey jumped the fence and got away by an inch. It was so odd we laughed for months.
I think we ended up eating KFC that year. And I remember my dad fussing for months about how many different ways he would of cooked that turkey. I guess it was a big deal because he didnt want to buy one.
Whats your craziest Thanksgiving?
Dee Dee Jones
Wainwright Real Estate
Buy or Sell with The Hampton Roads Real Estate Lady
If you are feeling down today for any reason at all then I guarantee I can cheer you up, just click this link, and I guarantee you will smile and laugh for at least 5 minutes. I found this today on 105.3FM radio station it is a MUST SEE!
It left me breathless and laughing! Tell me what you think!
Dee Dee Jones
Wainwright Real Estate
Someone just emailed me to ask about the differences in real estate insurance.
Let me clarify when buying a home there are many different kinds of insurance.
1. Hazard/Fire Insurance-required to have, protects you for fire and wind, extra coverages can be added as needed or required, flood, earthquake, upgraded coverages,etc.... Paid in your monthly payment on VA, FHA, and most less than 25% down LTV Conv loans.
2. PMI/with MIP- Private Mortgage Insurance- Required on CONV and FHA Loans usually where the buyer puts down less than 20% -its purpose is to help the lender if the buyer defaults on the loan-the premium is charged in to the monthly payment until the home has about 78%-80% equity and then it goes away. MIP-Mortgage insurance premiumis the set up fee for the PMI paid with closing cost or financed in to the total loan. You can talk to lenders about split loans 80/20, 80/10/10, to help avoid paying PMI AND MIP
3. Mortgage Protection InsuranceMPI- Is optional usually can set this policy up after you have closed on the home. This insurance will pay off balance of mortgage in case of deaf. Check with your mortgage provider to see what company they would recommend.
For help finding an insurance providers in the Hampton Roads Area give me a call,
Dee Dee Jones
Wainwright Real Estate
The Hampton Roads real Estate Lady
Today is the last day for commuters to use the Jordan Bridge in Portsmouth to Chesapeake. 7,000 plus people will have to take an alternate route. This means more traffic in the Portsmouth Tunnel and on S. Military Highway. For those of you that work at the Portsmouth Naval Hospital, Portsmouth Shipyard, Downtown Portsmouth, or Coast Guard Bases this will be a new headache for you. I feel your pain!!!
For those of you considering buying in Portsmouth, if you work in the area you will not be effected but for those who work in Virginia Beach, Chesapeake, or Norfolk. You may need to reconsider. Or you may need my assistance finding the best areas closest to this area. According to the pilot online, "The real traffic nightmare could begin in July, when a project to replace the Gilmerton Bridge will reduce a section of Military Highway from four to two lanes for 40 months. During that time, peak afternoon backups could grow from 2.1 miles to 3 miles at the Downtown Tunnel and from 2.8 miles to 3.9 miles at the Midtown Tunnel, according to a Hampton Roads Metropolitan Planning Organization analysis. The High-Rise Bridge on Interstate 64 could face 1,400 more vehicles each day." This will inconvenience everyone no matter which side they are on.
Hampton Roads is slowly adding themselves to the traffic nightmare cities list. Along with our many tunnels and bridges the road construction has been very slow. Hopefully, you have a map or navigation system to find the best shortcuts thru the city.
If your relocating to the area and trying to figure out what areas to move to in relationship to the area that you will be working in then contact me and I can help you.
Dee Dee Jones
Wainwright Real Estate
The Hampton Roads Real Estate lady giving Red Carpet Treatment. I can help you buy in all Hampton Roads Cities: Norfolk, Portsmouth, Chesapeake, Norfolk, Virginia Beach, Hampton, Newport News, and Suffolk.
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Hampton Roads Real Estate Specialist: Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Hampton, or Newport News Real Estate Homes. Contact me for all you real estate buying and selling needs.
DEANDREA "Dee Dee" JONES
Associate Broker Wainwright Real Estate
Graduate of Accredited Buyers Represenative Course and Qualified VHDA Home Buyers Course Trainer.
GIVING RED CARPET TREATMENT!
Buying or Selling Real Estate in any Hampton Roads area call The Hampton Roads Real Estate Lady! Looking for Hampton Roads Real Estate, Norfolk Real Estate, Virginia Beach Real Estate, Chesapeake Real Estate, Portsmouth Real Estate, Suffolk Real Estate, Hampton Real Estate, or Newport News Real Estate- then I can help you. I can help you find Homes, Townhomes and Condos for sale in all Tidewater Area communities! Contact me for all you real estate buying and selling needs. Need to find a great real estate agent in a different city- contact me and I can also help you relocate Nationwide!
I'm the Hampton Roads Real Estate Lady and I'm ready to help you!
"I can dream alone, build alone and strive alone, but true success always requires the help and support of others. Please send me your referrals." 
Internet Websites: http://DJonesSellsHomes.com or http://youtube.com/DJonesSellsHomes.com or http://HamptonRoadsRealEstatelady.com or http://DJonesRealEstateBlog.info
MISSION STATEMENT: To offer Hampton Roads Real Estate buyers and sellers an enjoyable, convenient, and affordable home buying and selling experience by providing innovative marketing and excellent customer service. SERVICES OFFERED BY DEE DEE: Military and Corporate Relocation Services, Foreclosures/BankRepos, Beach front and waterfront Homes, HUD/VA Repos, Investor Services, investment properties, Buying Services, Selling and Listing Services, Move up or Downsizing Services, First time buyers, Govt, Special financing programs, Full service from mortgage company to Title company. ABOUT ME: I have been a Real Estate agent since 1996 licensed in California, Illinois, and Virginia. I am a mother of three and a Navy spouse, as your agent I am committed to exceeding your expectations. Whether you are a first time home buyer or some one who has bought and sold several homes I offer all my clients the benefits of professional customer service, industry experience, and innovative marketing.
Awards: Member REIN MLS, Graduate Accredited Buyers Rep Course
"MOVE UP WITH THE JONES' AND I'LL HELP YOU REACH YOUR DREAMS, WITH RED CARPET SERVICE."
Special Interests: Shopping, Dancing, and Selling Homes
Hampton Roads Real Estate Specialist:
Contact me for all you real estate buying and selling needs. Search for a home in Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Hampton, Newport News and other Hampton Roads Neighborhoods.
Active Duty Military, Veterans, and Military Contractors relocating to Hampton Roads: Let me help you find financing VA, FHA, VHDA, and Conv Loans. VA Buyers can usually qualify to buy 0 down and 0 closing cost making it cheaper to buy then to rent a home. PCS/ Orders to any Hampton Roads Base I can help you find a home to buy near Oceana, Dam Neck, Norfolk NOB, NAS, Ft Story, Ft Eustis, Portsmouth Naval Hospital, Langley Air Force Base, Coast Guard Bases, and all other Tidewater Bases, offices, and training centers.
Instant Services:
For Free Market reports click on link to right For Automatic emails of newest listings sign up for property wizard. For a Free Market Analysis of your home call or email me today! For Mortgage PreQualification contact me immediately. To make an appointment to view properties call or email me. If you work with a church or non-profit group and would like me to host a home buying course. Please feel free to contact me!
"Stop Renting Today"
Many renters can afford to buy their own home but the fear of the responsibility, the lack of mortgage program knowledge, and the resistance to a Realtors Help stops them from making the jump to home ownership. For a free, no hassle, Home Buyers Consultation contact Dee Dee Today!
"Stopping Foreclosure"
If you are behind in your mortgage payments it is not to late to get help. There are a few options most owners are not aware of. Call me today to discuss your options I can help you out.
For More info on any home found in the MLS or Buy Owner Call me today!
I can help you buy any home on the market, whether it is listed by my company or For Sale Buy Owner. Call Me Today!!
ARE YOU LOOKING FOR A GREEN HOME OR ENERGY EFFICIENT OPTIONS SUCH AS: Tankless Water Heaters, Solar Water Heaters, Solar Pool Heaters, Energy Efficient Heat Pumps, Energy Efficient and Earth friendly Building Materials, Greywater Recycling Systems, Solar Panels, etc....
ARE YOU LOOKING FOR ENERGY SAVING OPTIONS? There are many options to turn your existing home GREEN to save you $$$. The benefits include sales tax exemptions on energy efficient products up to $500, Virginia 4 day 100% tax credit exemption up to $2500, A Home Energy Efficiency Improvement Tax Credit up to $500 for purchase & installation, EPACT solar water heating credit up to $2000, Energy cost savings on AC, Heat, & Water Bills. Contact me for more information on Homes for Sale that have these options and for a list of Vendors that sale these products for Do It Yourselfers.
LET ME GIVE YOU RED CARPET TREATMENT !
"GET RED CARPET TREATMENT"
Let the Jones Real Estate Team work for you!! "MOVE UP WITH THE JONES' AND I'LL HELP YOU REACH YOUR DREAMS, WITH RED CARPET SERVICE." VA/FHA BUYER'S SPECIALIST
**Red Carpet Special: Buyers: FREE Home Buying Consultation, FREE Transaction Coordination, FREE Buyers Representation Services, FREE Tours of Homes, FREE Access to Home Listings, Close on a home on or before May 31st, 2009 and receive a FREE 2-10 1yr Home Warranty plan. Buyers receive and Sellers offer 1 MONTH FREE Cox Bundle Package. Sellers: Save up to 1% in commisions and let me get your home SOLD for LESS....
Buyers to receive new listings by email click here or for info on New Construction
Click here for free Home Market Analysis
or visit http://www.DJonesSellsHomes.com/
Current Listings: Current Hampton Roads Areas Listings and Virtual tour links: (view the tours and tell me what you think) http://youtube.com/DJonesSellsHomes.com http://www.DjonesSellsHomes.com/ Testimonials, Extremely Satisfied Buyer: She thinks out of the box: Thanks for the great job:
Dee Dee will help you get what you want and will keep you informed on all properties that come up. She was always there and returned all my calls right away. J. Johnson, Portsmouth
Because of the market, If it wasn't for Dee Dee my relocation to the area would have been a disaster. She refferred me to a different lender for financing that allowed me to qualify for more than my 1st preapproval allowing my search criteria to open up to more homes to view. C. Garlington, Suffolk
Dee Dee is the best agent because she is prompt, patient, knowledgeable, and detail oriented. Always friendly and pleasant. T. Fultz, Portsmouth
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