PROGRESS IN HELENA!
Yes, you know the feeling! That first reaction when we see those dreaded orange and white barrel markers lined up on the road that marks the beginning of a slow down in traffic flow and in some cases long waits to get past the work in progress!
But when you paint a picture of the end result and realize that sometimes you have to be inconvenienced a little bit for nicer things to come it is easier to plan your drive to include a little more time to reach your destination. And that is what we will have in Helena, Alabama when the new Helena pedestrian tunnel opens under County Road 52!
This $9.9 million project under construction by Shelby County and U.S. Steel includes a parkway and pedestrian tunnel that will connect the walking trails from Hillsboro Subdivision to the new Helena Middle School.
This 100 foot long tunnel will allow pedestrians to safely cross under the busy road when using the 12 foot wide trails that will offer a natural treelined setting.
Helena is very proud of the progress of this project as the new tunnel has been placed and the vision is starting to take shape!
This is just one of the many exciting projects on the drawing board for this great city! Helena, Alabama is a wonderful place to live! This kind of growth improves the environment of our daily lives in the areas where we live and play.
About the Author
Debbie Hutchins a Certified Residential Specialist has been a licensed Realtor since 1987. Serving the Greater Birmingham Area and specializing in Shelby County Debbie is available to assist you with your real estate needs. We hope you have enjoyed reading and hope you will come back! You may also subscribe to "debs doodles" and have it delivered to your email! And as always, you are welcome to search the MLS through Debbies Re/Max website.
All data contained within is deemed correct however, RE/MAX First Choice and/or its Sales Associates are not responsible for errors and/or omissions. Prices are subject to change without notice.
Best affordable suburb: Alabaster
Nearest major city: Birmingham
Population: 28,576
Median household income: $69,443
Median home price: $154,950
Unemployment rate: 2.3%
Violent crime index: 17
Alabaster, Alabama has been a work in progress for strong growth in many areas and was named by BUSINESS WEEK as the most affordable suburb in Alabama to live! The selection was made based on towns within 25 miles of the states most populated city and offering lower than average crime rates. Other factors included livability, education, economy, low unemployment with affordability being the strongest consideration.
The following Market Report for Alabaster, Alabama for the past 12 months shows there was 429 homes SOLD with a Average Sales Price of $185,000 aand the Average Days on Market being 77.
There is currently 320 homes available to purchase in Alabaster!
Conventional Interest Rates for a 30 Year Fixed Rate just dropped to all time lows!
There is a NEW $8000 Tax Credit Available to First Time Homebuyers!
CALL ME! LET'S GO HOME SHOPPING!
205-368-2474
Debbie Hutchins a Certified Residential Specialist has been a licensed Realtor since 1987. Serving the Greater Birmingham Area and specializing in Shelby County Debbie is available to assist you with your real estate needs. We hope you have enjoyed reading and hope you will come back! You may also subscribe to "debs doodles" and have it delivered to your email! And as always, you are welcome to search the MLS through Debbies Re/Max website.
All data contained within is deemed correct however, RE/MAX First Choice and/or its Sales Associates are not responsible for errors and/or omissions. Prices are subject to change without notice.
Pelham Civic Complex hosts the
2009 Southeastern Hockey Conference Championship
The Pelham Civic Complex will be hosting the 1st Annual Southeastern Hockey Conference Championship. Rivals from:
University of Alabama
University of Arkansas
University of Florida
University of Georgia
Louisiana State University
Mississippi State University
University of South Carolina
University of Tennessee
will meet in the Greater Birmingham Area to battle for bragging rights, and the ultimate title in the conference: SouthEast Champions.
After its great success this 2008-09 season, the Frozen Tide is ready to keep on rolling! The boys hope to enjoy some "home field" advantage in Pelham.
PLEASE COME OUT AND SUPPORT THE "FROZEN TIDE" AND ALABAMA HOCKEY!
The Southeast Hockey Conference Championships will be held on Friday, February 27, Saturday, February 28 and Sunday, March 1, 2009 at the Pelham Civic Complex
Friday 2/27/09
12:00 noon - Tennessee v. Mississippi State
3:00 pm - South Carolina v. LSU
6:30 - Opening Ceremony
7:00 p.m. - Alabama v. Florida
10:00 pm - Arkansas v. Georgia
Home teams are in bold
Saturday 2/28/09
12:00 Noon - 3rd highest ranked Losing Team v. 4th highest ranked Losing Team for 7th place in the Conference
3:00 p.m. - Highest ranked Losing Team v 4th highest ranked Losing Team for 5th place in the Conference
7:00 p.m. - Highest ranked Winning Team v 4th Highest ranked Winning Team
10:00 p.m. - 2nd Highest ranked Winning Team v 3rd Highest ranked Winning Team
Sunday, 3/1/09
11:30 a.m. - Consolation Game for 3rd place in the Conference
2:00 pm - 1st ever SHC Championship Game!!
Tickets on sale now at www.bamahockey.net $10.00 per 2 games sessions or $25.00 for weekend pass.
See you at the games!!!
DO YOU HAVE MORTGAGE INTEREST RATES
ON YOUR MIND?
Have you been waiting for the rates to drop?
THEY DID!!!!
30 Year Fixed 5.10%
in the Southeast area which includes Alabama
According to an article published by Freddie Mac on February 19, 2009 last year at this time, the 30-year Fixed Rate Mortgage averaged 6.04 percent.
Freddie Mac Primary Mortgage Market Survey®
| Fixed-Rate Mortgages | ||||
| Average Conventional 30-Year Commitment Rate | Fees & Points | Average Conventional 15-Year Commitment Rate | Fees & Points | |
| US | 5.04 | 0.7 | 4.68 | 0.6 |
| Northeast | 4.92 | 0.6 | 4.59 | 0.6 |
| Southeast | 5.10 | 0.7 | 4.72 | 0.7 |
| N. Central | 5.11 | 0.6 | 4.70 | 0.6 |
| Southwest | 5.14 | 0.5 | 4.79 | 0.5 |
| West | 5.04 | 0.8 | 4.68 | 0.7 |
| Five/One-Year Adjustable-Rate Mortgages | |||
| First Commitment Rate | Fees & Points | Margin | |
| US | 5.04 | 0.6 | 2.71 |
| Northeast | 4.73 | 0.6 | 2.58 |
| Southeast | 5.03 | 0.8 | 2.75 |
| N. Central | 5.02 | 0.6 | 2.74 |
| Southwest | 5.26 | 0.4 | 2.78 |
| West | 5.22 | 0.6 | 2.73 |
| One-Year Adjustable-Rate Mortgages | |||
| First Commitment Rate | Fees & Points | Margin | |
| US | 4.80 | 0.5 | 2.75 |
| Northeast | 4.21 | 0.4 | 2.74 |
| Southeast | 5.08 | 0.6 | 2.75 |
| N. Central | 4.81 | 0.7 | 2.71 |
| Southwest | 5.38 | 0.5 | 2.81 |
| West | 4.84 | 0.6 | 2.75 |
Debbie Hutchins a Certified Residential Specialist has been a licensed Realtor since 1987. Serving the Greater Birmingham Area and specializing in Shelby County Debbie is available to assist you with your real estate needs. We hope you have enjoyed reading and hope you will come back! You may also subscribe to "debs doodles" and have it delivered to your email! And as always, you are welcome to search the MLS through Debbies Re/Max website.
All data contained within is deemed correct however, RE/MAX First Choice and/or its Sales Associates are not responsible for errors and/or omissions. Prices are subject to change without notice.
With so much current News available in the Real Estate Industry, here is a recap "At A Glance" summary with links to websites for you to gather more information about each subject.
CLICK HERE TO READ
The American Recovery and Reinvestment Act of 2009 that was recently signed by President Obama.
The Homeowner Affordability and Stability Plan includes four key elements:
CLICK HERE TO READ THE FACT SHEET published by the White House about this plan
THE FORECLOSURE PREVENTION
1.) Help for home owners making their payments but at risk of default and foreclosure.
2.) Help for home owners already in default and in need of loan modification.
3.) Doubled resources to Fannie Mae and Freddie Mac.
CLICK HERE TO READ THE ARTICLE IN REALTOR MAGAZINE
$8,000 Home Buyer Tax Credit at a Glance
CLICK HERE FOR COMPLETE DETAILS ABOUT THIS NEW PROGRAM FOR FIRST TIME HOMEBUYERS
About the Author
Debbie Hutchins a Certified Residential Specialist has been a licensed Realtor since 1987. Serving the Greater Birmingham Area and specializing in Shelby County Debbie is available to assist you with your real estate needs. We hope you have enjoyed reading and hope you will come back! You may also subscribe to "debs doodles" and have it delivered to your email! And as always, you are welcome to search the MLS through Debbies Re/Max website.
All data contained within is deemed correct however, RE/MAX First Choice and/or its Sales Associates are not responsible for errors and/or omissions. Prices are subject to change without notice.
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"YOUR" Certified Residential Specialist in the Greater Birmingham Alabama Area specializing in Over the Mountain and Shelby County!
All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate.
The Accredited Buyer’s Representative (ABR®) designation is the benchmark of excellence in buyer representation. This coveted designation is awarded by the Real Estate Buyer’s Agent Council (REBAC), an affiliate of the National Association of REALTORS®, to real estate practitioners who meet the specified educational and practical experience criteria.
The Certified New Home Sales 
Professional (CSP) designation is the first designation available through The Institute of Residential Marketing. CSP was designed for specialists in new home sales to enhance their professional image, increase their marketability in the home building industry and sell more homes!
The Graduate REALTOR® Institute (GRI) symbol is the mark of a real estate professional who has made the commitment to provide a high level of professional services by securing a strong educational foundation. REALTORS® with the GRI designation are highly trained in many areas of real estate to better serve and protect their clients.
There are over one million REALTORS® in business today. So if you want to find that one-in-a-million REALTOR®, start with the over 37,000 who hold the Certified Residential Specialist Designation. CRS is the symbol of excellence in residential real estate. Our members have proven they have the experience, training and commitment to be among the best in their profession.
~ Education is the tool to being a Specialist in your field ~
SPECIAL RECOGNITION
Club of Excellence since 1988 Vulcan MemberFirst Real Estate Top 10
ReMax Top 100
ReMax Presidents Club
ReMax 100% Club
ReMax Hall of Fame
LICENSED SINCE 1986 I HAVE EXPERIENCE IN
SPECIALIZING IN
SERVING ALL OF THE GREATER BIRMINGHAM OVER THE MOUNTAIN AREA - SHELBY COUNTY, ALABASTER, HELENA, PELHAM, CHELSEA, HOOVER, VESTAVIA
Debbie - we just wanted to take a moment to thank you for all of your help in finding our current home. We love it here! As you know, this is our fourth property that you have assisted in purchasing. As always, all aspects of the purchase went smoothly and timely. Thanks again for everything!
Mark and Amee Maddox
Debbie Hutchins is a true miracle worker. I met Debbie through a friend and found out she was a Real estate agent. We had just built a spec house. Unfortunately we could not sell it, so we moved in and continued to try. It still would not sell so we thought we would give Debbie a chance. She not only had one contract but a back up contract and someone else who wanted it. Debbie advised them if something happened she would get back to them. This house was located on the Ledges at Meadowbrook. Next house was in Grey Stone. Again Debbie listed our house and it sold. So we moved to a spec house we built at Lay Lake and guess what Debbie again sold our house. Not only has Debbie sold our houses fast, she cared enough to tactfully let us know what changes should be made in order for it to sell faster. I must add unless you are serious about selling your house and have somewhere to move fast you might consider using someone else. I am a testament that time and time again Debbie Hutchins is the Very Best!!
Lenda Farmer
“Debbie Hutchins is the first person I call for all of my real estate needs! I have called upon her to list homes I have built and my personal residences as well. She has also assisted me in the purchase of investment properties. The knowledge and advice she has shared with me have always pointed me in the right direction and I would highly recommend her to anyone needing real estate assistance!”
Lori Sullivan
"Debbie has help me over the years with my professional career as a Construction loan officer with her understanding and knowledge of the residential housing market and has helped my family buy and sell our personal homes."
Dan MacArthur
"Whether you are buying or selling a home, Debbie can help to make the experience stress free and at ease with the best guidance. As her daughter, I am not being biased to say she is very professional and attentive to detail. She recently helped me purchase my first home and made the process a breeze for me! You can rely on her to handle all the details and get the best deal for you! Trustworthy and caring, I recommend her to help with these very important decisions in your life!"
Amber Hutchins
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