Market News
Market trends for detached and attached home sales in San Diego. Read the current Prudential market analysis.
Local home sales statistics: The San Diego Association of Realtors publishes sales statistics for homes throughout the County. Check out the most recent statistics (latest available is for July 2009).
Beyond the Headlines. The California Association of Realtors (CAR) compiles news headlines throughout the country on market issues of interest.
US Home Sales: Home prices declined 14.9 percent during the second quarter of 2009 compared to a year ago, down from the 19.1 percent annual decline in the first quarter, according to the S&P Case-Shiller Home Price Report.
Mortgage Delinquencies Hit Record High Nationally: More than 13 percent of homeowners in June were late with at least one mortgage payment, according to a report by the Mortgage Bankers Association.
New Credit Scoring Model May Help Improve Some Credit Scores With the new "FICO 08" credit scoring changes, one late payment may not have the same effect on your credit score as it previously had.
Household Hints
Protect against Wild Fires: As hot, dry weather continues, it's important to consider things you can do to protect your threat against fires. The Institute for Business & Home Safety has a nine-region-specific wildfire property protection guide.
Save Water and Reduce Your Water Bill: Read these ways to save water (and money) outdoors during California's water challenges.
September San Diego Events See what's happening in San Diego County in September! You can also look at the upcoming Chargers season schedule.
September Internet Tips Check out some of these internet sites and tips. Time listed its Top 50 websites. Find some great sites you may not know about.
If you need any information or have any questions or feedback please email me (Deb@PropertyByDeb.com) or call (858-829-1989).
Market News
Market trends for Home Sales in San Diego. Read the current market analysis.
Local home sales statistics: The San Diego Association of Realtors (SDAR) publishes sales statistics for homes throughout the County. Check out the most recent statistics (latest available is for June 2009).
NAR/SDAR Economic Report for San Diego and other Counties.
Beyond the Headlines. The California Association of Realtors (CAR) compiles news headlines throughout the country on market issues of interest.
Pending Home Sales up for fifth consecutive month.
August San Diego Events See what's happening in San Diego County in August!
Go Bolts! Football season is coming up. Here is the Chargers' game schedule!
August Internet Tips Here are this month's internet tips.
If you need any information or have any questions or feedback please email me (Deb@PropertyByDeb.com) or call (858-829-1989).
Market News
Entry level and median priced homes continue to sell in San Diego County. See report.
Market trends for detached and attached home in San Diego.
Local home sales statistics: The San Diego Association of Realtors publishes sales statistics for homes throughout the County. Check out the most recent statistics (latest available is for May 2009).
Making Home Affordable loan modifications. What if loan servicers aren't following the Making Home Affordable guidelines to help modify or refinance current loans? The National Association of Realtors provides some tips.
Thinking about buying? Yield spread helps buyers now. Appraisal issues. Problems with the new appraisal process of the HVCC (Home Valuation Code of Conduct) have led California Congressman Gary Miller to introduce H.R. 3044, which would place an 18-month moratorium on the recently imposed HVCC. The HVCC was worked out through an agreement between Fannie Mae, Freddie Mac, and the New York Attorney General's Office (NYAG) in response to an investigation by the NYAG into Fannie and Freddie. The purpose of the HVCC was to try and insulate the appraisal process from undue influences. The HVCC attempted to do this by placing tight controls and restrictions on the ordering of the appraiser, as well as purposes for communicating with the appraiser during the process. However, the implementation of the HVCC has resulted in appraisals that cost more, take longer to perform, and are inaccurate.
San Diego home prices. San Diego home prices inching up.
Are San Diego homes undervalued? Some say San Diego homes are now undervalued.
Household Hints/Safety
What hazard zone are you in? The California Emergency Management Agency has a mapping program that lets you input your address to see your local earthquake, flood and fire hazards. Results also include a checklist of things you can do to reduce damage to your home. The Seismic Hazard Zonation Maps are prepared by the California Geological Survey and are state-mandated regulatory maps that show "Zones of Required Investigation" for surface fault rupture, liquefaction and landslide hazards.
Test your Earthquake knowledge. Do you know what to do in case of an earthquake? Take a test and get information here.
July San Diego Events See what's happening in San Diego County in July!
Here are 50 fun and free things to do in San Diego this summer.
July Cybertips Here are some internet resources for July.
Add your Business Info to my NEWEST San Diego website www.BreakingSanDiegoNews.com I developed a new website, www.BreakingSanDiegoNews.com. It uses www.Twitter.com feeds to give you the latest information. Even if you don't use Twitter, stop by to read the latest on San Diego News, Events, Local Restaurants, Sports, Shopping, Real Estate, Weddings, Jobs/Career, and Classifieds. Posts are updated each minute! If you use Twitter, you can add information to any category on the website when you post something on Twitter. Share your information or come by to see what's happening right now! Also, add your business to my new Business Directory.
Have Investment Property? Get FREE basic investment property management software through my association with T-ReX Global. The free property management software allows you to track up to four investment homes.
Market News
Housing Prices Up: Although the San Diego housing market continues to fluctuate, housing prices went up $5000 in April. Throughout California, this trend is also showing. Existing home sales are also increasing nationwide. One unknown factor which can change the housing inventory, however, is the number of bank-owned homes that haven't been put on the market yet.
Economic forecast: According to the UCLA Anderson Forecast a recession in San Diego will exist for most of 2009, with the residential home market recovering this year. Nationwide, most economists agree. Local home sales statistics: The San Diego Association of Realtors publishes sales statistics for homes throughout the County. Check out the most recent statistics (latest available is for April 2009).
It's not a "Buyer's Market" everywhere. In many areas of San Diego it is impossible for a buyer to buy a home without fighting against many other buyers for the same home. Oftentimes, the home gets sold quickly and for substantially higher than the list price. Because the media inundates us with information that deals are to be found everywhere right now, it is disappointing to many buyers experiencing the market first-hand. This is happening in many areas, not just in San Diego, as this LA Times article discusses.
$8000 Tax Credit can be used for closing cost. Most people have heard that first time home buyers are being given an $8000 tax credit when buying a home. The credit is being extended to allow the $8000 to be used toward closing costs and to go toward additional down payment (over the 3.5% required by HUD).
San Diego's Mandatory Water Use Restrictions begin June 1! Because San Diego is experiencing a water crisis, mandatory water use restrictions go in effect on June 1, 2009. These restrictions include landscape watering for no more than three days per week during specified days and times. For all mandatory restrictions go to the City's Water Department website.
Credit Report Errors? If you see errors on your credit report make sure to get them corrected. Here are some steps to take when disputing a credit report error.
Check out and add your voice to my NEWEST San Diego website www.BreakingSanDiegoNews.com I developed a new website, www.BreakingSanDiegoNews.com. It uses www.Twitter.com feeds to give you the latest information. Even if you don't use Twitter, stop by to read the latest on San Diego News, Events, Local Restaurants, Sports, Shopping, Real Estate, Weddings, Jobs/Career, and Classifieds. Posts are updated each minute! If you use Twitter, you can add information to any category on the website when you post something on Twitter (just see the directions on the home page of the www.BreakingSanDiegoNews.com site). Share your information or come by to see what's happening right now!
Have Investment Property? Get FREE basic investment property management software through my association with T-ReX Global. The free property management software allows you to track up to four investment homes.
June San Diego Events See what's happening in San Diego County in June!
Helpful Home & Safety Tips
Read about 8 household uses for vinegar, which include using vinegar to clean windows and laundry, and to clean produce.
According to the California Association of Realtors (CAR), planting a layer of mulch around trees and plants, such as chunks of bark, peat moss or gravel slows down evaporation. By doing so, 750-1,500 gallons of water can be saved per month. Check out more water-saving tips and information. If you're a San Diego resident, you can get FREE or low-cost mulch and compost. See the information at the City's Environmental Services website.
On May 17 an earthquake hit the Los Angeles area. Some San Diego County residents felt the quake. It's a good time to remember earthquake safety guidelines so you're ready when an earthquake hits San Diego. Check out Ready San Diego's Disaster Preparedness Plan to help you develop your own plan.
June's Cybertips Here are some fun and helpful websites for you to check out. If you have any questions about your home or the real estate market give me a call or email me!
Deborah
The Hoover High School senior class is sponsoring a community event for e-cycling on May 16th, Saturday, in the front parking lot of the school:
4474 El Cajon Blvd
San Diego, CA 92115
They will take your used electronic equipment and recycle it for you securely and at no charge.
Here's what you can and cannot bring:
--------------------------------------
Acceptable Electronics Equipment:
Most electronics powered by a plug or battery, including, but not limited to:
Answering machines
Batteries
Camcorders
CD players
Cell (Mobile) phones
CPUs/Computer towers
Copiers
Duplicators
DVD players
Electric typewriters
Electronic games
Fax machines
Hard drives
Laptops
Mainframe computers
Microwave ovens
Modems
Monitors (CRT, Plasma, LCD)
Pagers
PDAs
Personal Computers (CPUs, monitors, keyboards, mouse, speakers, peripherals)
PBXs
Printers
Printed circuit board
Radios
Remote controls
Scanners
Stereos
Tape players
Telephones and telephone equipment
Televisions (CRT, Plasma, LCD)
Testing equipment
Transparency makers
Two-way radios
Uninterruptible power supplies
UPSs
VCRs
Word processors
And much more
Also: Any separated component from devices (Circuit boards, Mother boards, cords, etc.)
-----------------------------------
Non-acceptable Products:
Mercury
Florescent bulbs
Refrigerators/Freezers
Washers/Dryers
White goods
Household hazardous waste (paints, oils, solvents, fertilizers, chemicals)
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FAQs (Frequently Asked Questions) from Hoover High:
What happens to my information?
All hard drives are sanitized and/or shredded at our facility. Nothing will ever leave our facility with client information.
Why do you need my ID?
The State of California requires this information for recycling specific devices (CRTs and LCDs) at no cost. The information gathered is for E-World Recyclers, our host sponsor, and the State of California only. It is not distributed or sold for any other purpose. The State of California requires verification of California sources under the SB20 regulations in order to reimburse recyclers for their costs involved with proper
disposal. The state program is intended to benefit Californians and address verification helps ensure that California's tax dollars benefit its residents.
What happens to my electronic waste?
All electronics received by E-World Recyclers, a certified collector/recycler, are broken down and separated into raw materials. These raw materials are sorted into streams such as plastic, glass, precious metals, ferrous metals and high and low grade circuit boards, and will be used as new feed stock for
equipment manufacturers.
---------------------------------
For more information or if you have further questions please contact the
following:
Vicky Banks, AOIT Teacher
Hoover High School
4474 El Cajon Blvd.
San Diego, CA 92115
(619) 283-6281 x4152
vbanks@sandi.net
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