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Debra Kukulski-CDPE;GRI;ABR;RECS;e-PRO Real Estate Expert Northern Illinois

Illinois Hardest Hit Mortgage Program

Here is some information on the new Illinois Hardest Hit Mortgage Program and a link to apply. Maybe you know someone having trouble paying their mortgage that this can help?

http://www.iarbuzz.com/2011/09/illinoi-hardest-hit-program/

Here is the ONLY link to apply and remember, there is no fee to apply!

www.IllinoisHardestHit.org


foreclosure help


More Freebies, Tricks and Tips From Debra Kukulski-Not All Real Estate Related!


Debra Kukulski CDPE, RECS, GRI, ABR, e-PRO, SFR
Re/Max Unlimited Northwest

September 2011




If you know any woman with any type of cancer you have some idea of what a tough fight it is for her - and for her family. And the day to day living with it gets even tougher. The people at this great non-profit foundation help by offering free professional housecleaning and maid services to help improve the lives of women undergoing cancer treatment.

These nice folks partner with over 800 professional residential maid services that are insured and bonded. These companies' provide four free general cleanings - one a month for four months to patients accepted into the program

Applications for this service can be filled in online by women with any type of cancer so long as they are currently under treatment. (They necessarily need to limit the number of applications received online each day.)

This is what giving is all about!


Click Here for This Cyber Trick

We are always pleased to be of service to our Cyber Friends and to provide you with these monthly CyberTips. As members of the Real Estate CyberSpace Society we are always current on ways to expand our normal high standards of service with the very latest Internet and other CyberSpace strategies and tools. Click Here for hundreds of Cyber Tricks and Great Places in back issues.

Got something that's been bugging you -- from a hangnail to a headache and beyond? These folks make it easy for you to pin point the problem and then learn just about everything there is to know about the condition.

Simply let them know your sex and age (you can use the program anonymously). Then start clinking on the mannequin as you drill down to the specifics of your issue. Along the way, or when finished, you'll be prompted with suggestions and finally presented with a ton of information regarding your complaint.

Good way to gather information and become an informed patient in advance of a doctor or hospital visit!


Click Here for This Cyber Trick

Copyright © 2011 All Rights Reserved

Trick 1

RECS Radio

If you had to, could you list just about every important thing in your house? These folks have helped thousands of homeowners/renters or business owners to maintain their home inventories since 1989 with their home inventory software program that helps you organize, manage and catalog a detailed list of everything you own.

Their software is now free and automatically organizes each inventory entry by category. The program tracks each item's, location, owner, serial number, model number, description, purchase and replace prices, warranty information, extended warranty information, appraisal information, and includes a 32,000-character memo field for each item. You can enter as much or as little information as you wish.

If your eyes begin to glaze over when someone asks if you have a complete home or office inventory, then this may be worth looking into. The price is right!



Click Here for This Great Place

Ever get into a debate on whether that coleslaw you bought last week is still edible? How about the Gherkins or Spam you haven't opened since you bought them? This great place will give you a quick and snappy answer. (See below).

Consumer Reports, ABC, CBS, Readers Digest and even Martha Stewart and Rachael Ray think highly of these folks and the Washington Post calls this great place "The ultimate shelf life guide"

With this resource you can win any debate about food life and become the family and neighborhood food guru. PS Answers to the above: Coleslaw- three to five days; Gherkins - two years; Spam - two to five years.

Healthy information - even if you don't like coleslaw, pickles or Spam!


Click Here for This Great Place

Debra Kukulski
Email: Deb@DebraKukulski.com
Phone: 847--516-6760
Fax: 847-639-6666
Web: www.DebraKukulski.com
Re/Max Unlimited Northwest
7107 Pingree
Crystal Lake, IL 60014

August Freebies, Tricks and Tips! Not All Real Estate Related!

Debra Kukulski CDPE, RECS, GRI, ABR, e-PRO, SFR
Re/Max Unlimited Northwest

August 2011




Dumping your old expired meds down the toilet? Maybe that seems like the easy solution - but it's a bad idea because it messes up our water supply and cumulatively could make a lot of people sick --- including you!

These folks have helped prevent 123,000 pounds of unused medications from harming our citizens and the earth. Their flagship system is set up to make it easy to get rid of your old meds in an easy and environmentally safe manner.

Here's how it works. When you arrive at this site you will find a search box for your zip code. This will provide you with a list of participating pharmacies where you can simply drop off your old meds. They ship it to a processing plant where it is safely repurposed into a risk-free renewable resource used in the manufacture of building materials.

These folks - with your help - can keep medical waste out of our water supplies and landfills -- for a greener, healthier planet.

Click Here for This Cyber Trick

We are always pleased to be of service to our Cyber Friends and to provide you with these monthly CyberTips. As members of the Real Estate CyberSpace Society we are always current on ways to expand our normal high standards of service with the very latest Internet and other CyberSpace strategies and tools. Click Here for hundreds of Cyber Tricks and Great Places in back issues.

It hurts a lot when you forget an important birthday! Some nice folks have come along and set up this special service that will send you a reminder seven days before the event and another one day before -- so you'll never forget a birthday or special event again.

Just enter (or import) your birthday, anniversary and/or holiday lists and they take over by sending you a reminder e-mail and by making it easy to send cards right from their site. And they have a pretty extensive bundle of event categories with cards to match: Birthdays, Anniversaries, Lots of holidays, Health, Congratulations, Humorous, etc.

And best of all, unlike many similar services, there is no cost to you!

Click Here for This Cyber Trick

Copyright © 2011 All Rights Reserved

Trick 1

RECS Radio

We'll bet, at one time or another, you've bought a laptop, computer, camera or other gadget and two weeks later found out there is a newer model with better features out on the market - or the same model at a reduced price. Arrrggghhh!

These folks go to bat for you and help avoid the arrrggghhhs by predicting future product releases so you can purchase with no regrets. They make model predictions by matching hundreds of thousands of devices to their model lineages and applying proprietary advanced algorithms.

These price predictions help get you off the fence so you can pull the trigger with confidence and save money. They claim that their prediction algorithms utilize billions of observed price movements and other data spread over 40 distinct factors.

No more Arrrggghhhs!

Click Here for This Great Place

There has to be a good reason that this great place was visited by over 15 million folks last month and was featured in 121 books, on CNN, WABC in New York, Bay News 9 in Tampa Bay, and USA Today's Hot Sites.

People go here, when they are going to travel to or do business, to find out a ton of information on just about any city or town of consequence in the US. For example, you can find out everything you ever wanted to know about Vermillion Township, IL - population 325 - density: 14 people per square mile.

The information at this great place has been gathered from a wide variety of sources and includes graphs of latest real estate prices and sales trends, recent home sales, a home value estimator, hundreds of thousands of maps, satellite photos, stats about residents - race, income, ancestries, education, employment, geographical data, state profiles, crime data, registered sex offenders, cost of living, housing, religions and much much more.

Even though there are other sites where the data may be more current (at a considerable cost), if you ever need to do some quick research on any city, zip code, or neighborhood for any reason, from considering a move there to just checking where somebody you know is staying --- this is a good place to go!

And oh yes --- it's on the house!

Click Here for This Great Place

Debra Kukulski
Email: Deb@DebraKukulski.com
Phone: 847--516-6760
Fax: 847-639-6666
Web: www.DebraKukulski.com
Re/Max Unlimited Northwest

Debra Kukulski's April Real Estate Cyber Tips-But Not All Real Estate Related!






Debra Kukulski CDPE, RECS, GRI, ABR, e-PRO, SFR
Re/Max Unlimited Northwest

April 2011




How many times has a message appeared on your computer screen asking if it's OK to report an incident or error report to Microsoft? We'll bet they have never come back to you with a quick solution (or any solution). We'll even bet that they have never come back to you - period.

If you are running Windows XP, here's how to make that pesky nag screen go away for good: Right-click on My Computer. Select the Properties/.Advanced tab/ Error Reporting button and select the "Disable error reporting" option. Leave a checkmark in the "But notify me when critical errors occur" box.

That move alone will eliminate all but the most critical nag messages - the ones that never bring you a solution.

That's it and Shazam - the evil empire is off your back!


Click Here for This Cyber Trick

We are always pleased to be of service to our Cyber Friends and to provide you with these monthly CyberTips. As members of the Real Estate CyberSpace Society we are always current on ways to expand our normal high standards of service with the very latest Internet and other CyberSpace strategies and tools. Click Here for hundreds of Cyber Tricks and Great Places in back issues.

Here's the choice. If you are a graphics professional you can go out and spend lots of bucks for image editing tools. On the other hand if your livelihood doesn't depend on top of the line software and you just want to occasionally crop, edit and touch up a photo and other graphics, then these folks can help.

This "cloud based" program will do all of the usual editing you'll need. You can create a new image, open and edit an image from your computer or the web and create an image library - all without having to install any software.

And the nice part is - it's on the house.

Click Here for This Cyber Trick

Copyright © 2011 All Rights Reserved

Trick 1

RECS Radio


There are a lot of unsavory places on the web that are out to getcha! A few of the tools in their arsenal are viruses, phishing, and spyware. They're out to get your credit card numbers - your passwords - or even crash your computer and remember that by the time you visit a Web site it's usually too late.

When in doubt go to this tail saving site first - insert the URL and get an instant report showing if it's safe or not. You'll feel more comfortable traveling the web knowing that this free service comes to you from Norton -the security experts.

Nice people!

Click Here for This Great Place

Are you getting overloaded with programs that slow down your computer? Would you like to eliminate some of the mess that loads up every time you start your machine each day? Would you like to try some new programs without cost and run them from the" Cloud"? If so it will pay you to visit this forward thinking site.

These people have put together over a thousand applications that you can launch from the web with no installation -- so you can use them instantly - no matter where you are.

Outta sight!

Click Here for This Great Place

Debra Kukulski
Email: Deb@DebraKukulski.com
Phone: 847--516-6760
Fax: 847-639-6666
Web: www.DebraKukulski.com
Re/Max Unlimited Northwest
7107 Pingree
Crystal Lake, IL 60014

Debra Kukulski's April Real Estate Cyber Tips-But Not All Real Estate Related!


Debra Kukulski CDPE, RECS, GRI, ABR, e-PRO, SFR
Re/Max Unlimited Northwest

April 2011




How many times has a message appeared on your computer screen asking if it's OK to report an incident or error report to Microsoft? We'll bet they have never come back to you with a quick solution (or any solution). We'll even bet that they have never come back to you - period.

If you are running Windows XP, here's how to make that pesky nag screen go away for good: Right-click on My Computer. Select the Properties/.Advanced tab/ Error Reporting button and select the "Disable error reporting" option. Leave a checkmark in the "But notify me when critical errors occur" box.

That move alone will eliminate all but the most critical nag messages - the ones that never bring you a solution.

That's it and Shazam - the evil empire is off your back!


Click Here for This Cyber Trick

We are always pleased to be of service to our Cyber Friends and to provide you with these monthly CyberTips. As members of the Real Estate CyberSpace Society we are always current on ways to expand our normal high standards of service with the very latest Internet and other CyberSpace strategies and tools. Click Here for hundreds of Cyber Tricks and Great Places in back issues.

Here's the choice. If you are a graphics professional you can go out and spend lots of bucks for image editing tools. On the other hand if your livelihood doesn't depend on top of the line software and you just want to occasionally crop, edit and touch up a photo and other graphics, then these folks can help.

This "cloud based" program will do all of the usual editing you'll need. You can create a new image, open and edit an image from your computer or the web and create an image library - all without having to install any software.

And the nice part is - it's on the house.

Click Here for This Cyber Trick

Copyright © 2011 All Rights Reserved

Trick 1

RECS Radio


There are a lot of unsavory places on the web that are out to getcha! A few of the tools in their arsenal are viruses, phishing, and spyware. They're out to get your credit card numbers - your passwords - or even crash your computer and remember that by the time you visit a Web site it's usually too late.

When in doubt go to this tail saving site first - insert the URL and get an instant report showing if it's safe or not. You'll feel more comfortable traveling the web knowing that this free service comes to you from Norton -the security experts.

Nice people!

Click Here for This Great Place

Are you getting overloaded with programs that slow down your computer? Would you like to eliminate some of the mess that loads up every time you start your machine each day? Would you like to try some new programs without cost and run them from the" Cloud"? If so it will pay you to visit this forward thinking site.

These people have put together over a thousand applications that you can launch from the web with no installation -- so you can use them instantly - no matter where you are.

Outta sight!

Click Here for This Great Place

Debra Kukulski
Email: Deb@DebraKukulski.com
Phone: 847--516-6760
Fax: 847-639-6666
Web: www.DebraKukulski.com
Re/Max Unlimited Northwest
7107 Pingree
Crystal Lake, IL 60014