My New Years Resolution for 2009
Over the years I found myself looking at people that make resolutions for the New Year and think why would a person think of these crazy ideas knowing that they will falter. I've seen resolutions from working less to drinking less, from working out more to spending time more with family only to see failure right around the corner. Sounds negative, I know, but these resolutions typically fail for whatever reason usually brought on by the year previous' bad habits. So I said to myself, I would not seriously take on the challenge of promising myself such change me. Wait a minute... I said "Challenge"! Who doesn't like a challenge, especially a REALTOR?! So let's see where I could better myself with challenging myself...hmmmm. I got it!!
•- I challenge myself to be a better person...PERIOD!
.... And for you out there that reads this Blog, I challenge you too. Be the person that is more understanding, more faithful to your family, more kind to mankind, more open with your feelings, more professional in your business, more loving to your loved ones, more spiritual in your beliefs and more honest to yourself.
God bless you all in the New Year 2009.
Today you will find many authorities on real estate from real estate agents to economists discussing the market and using the term buyers market. As authorities that use those words regularly, we wonder how many consumers actually understand what this means.
Does buyers market simply mean now is a great time to buy a house? Maybe, maybe not. It is true that there is a great selection of homes for sale where the sellers are willing to negotiate; in some cases paying all the buyers closing costs while selling below market value. Many builders too are offering great incentives. Mortgage rates are falling and are currently below 6%. It is true that it is a great time to buy a house, but your personal situation will decide if this is the right time for you.
Does buyers market mean that a home listed for sale will not sell? Maybe, maybe not. Any home can be sold in any market. If it is made to show well and is priced at a point that a buyer will buy it, it will sell. Homeowners need to determine what the cost to sell will be and if they can afford to sell. Only the homeowner knows their personal situation and only they can decide if this is the right time to sell.
Does buyers market mean that if you don't buy now you are missing your opportunity? Maybe, maybe not. No one knows if we have reached the bottom of the market. No one knows if the mortgage rates will rise. No one knows how many homeowners will enter the real estate market in the near future. There are many professionals who are making predictions, but none of them know what will happen. You need to decide for yourself whether or not this is the right time for you to buy or sell.
***The Real Estate Consulting Group is available to assist you in making these decisions. We know the market and can help you determine if this is the right time for you to buy or to sell. We can help you determine which home best fits your needs. We will be able to provide you with the sales data to show if the area you are purchasing in or selling in is in a buyers or sellers market. We can also help you get pre-qualified for a mortgage which will determine if you can afford to purchase and will negotiate on your behalf to put you in the best possible situation when you buy or sell.***
I decided to share an article that I wrote for my office month News Letter:
I was recently asked to offer something for this month's edition to my company's monthly news letter. I pondered this for many days trying to rationalize what it would be that I would write about. I thought with my background in Law Enforcement it would only be natural that I would write about how to stay safe... maybe advice you can give to your clients regard home safety. But it seems so insignificant when most of us are not getting the business... maybe due to the market or our own fault. Regardless, why talk about safety if we don't have the clients to show houses to or give great tips at the time of settlement.
Personally speaking I found myself in such a quandary... thinking how bad the market is, how I've been effected by my recent move from the "other Real Estate Company" and my financial situation with the drop in my productivity. Then it hit me... a few years ago I made a choice to leave Law Enforcement and concentrate totally in Real Estate, this was a very hard choice to make being that I loved to serve and after 15 years I felt I didn't know much else. One day after making my choice and finding myself in a situation where the security of a regular paycheck and health care wouldn't be provided anymore I started slipping and my sales begun to drop. It was so obvious that my coworkers began to worry about me... I stopped coming into the office ... I stopped making my calls... I stopped doing business and was heading to financial ruins.
One morning I walked into the office and began my day going through my emails. I came across one that had changed my entire perspective of life at the time... Let me explain: The e-mail was titled "Mathematics of Life", what it explained is A=1%, B=2%, C=3% thru Z=26% (I'm sure you get the picture). It went on to say "The Small Truth to Make Life 100%". So here it goes:
- Luck = 47%
- Money = 72%
- Leadership = 89%
- Knowledge = 96%
- Hard Work = 98%
- Attitude = 100%
Every problem has a solution; only if we perhaps change our attitude. I realized that day, that the attitude towards my abilities to make it in this business was poor. I thought to myself that I can do this business and there is only one person that will stop me, and that person was me. That year I doubled my production and by the end of the same year I was in the top 10 with over 2000 agents in my region. I over came my fear and bore a new attitude that I have control of my destiny. I realized that I found myself back in the same place about a month ago... worrying about the economy, the real estate market and my finances. Then I remembered that depressed guy who barely could pull himself out of bed to go into the office a few years back and remembered the "Mathematics of Life". Since then I have regained the activity needed to sustain the productivity and attitude needed to stay in the business that I love.
It's our attitude toward life and work that makes our life 100%.... Now what will you do about it?
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At The Real Estate Consulting Group we take pride in educating our customers and clients so that they are prepared to make educated decisions when involved in a Real Estate Transaction. Welcome!
Tom Kashner is a born native of Delaware. He is a graduate of Caesar Rodney High School located in Camden De. While attending CR he participated in Football, Wrestling, Track, FFA (Future Farmers of America), The Letterman's Club, and the Thespian Club. He also played Baseball, Softball and other sports that were not affiliated with school. During his highschool years, Tom spent many hours helping with the Special Olympic events. He also attended Delaware State College (Delaware State University) majoring in Physical Education and a minor in Special Education. During his tenure at DSU, Tom had the pleasure of being a resident student. He also helped found a chapter of Alpha Phi Delta, a social faternity. After leaving DSU to start a career in Law Enforcement, he attended Delaware Technical majoring in Criminal Justice. He attended the Wilmington Police Academy and graduated with the 82nd Police Academy Class in 1991. He spent the next 15 years as a Police Officer working for the State of Delaware. As a police officer he spent time as a road officer investigating crimes involving; traffic, drugs and other crimes against the State. He also spent time as a special investigator, investigating corporate law crimes as well as official bribery cases. Tom also spent several years as the Senior Recruiter for his police department. During these years Tom was trained in Marketing as well as Production Development. He spent his last few years as the Officer in Charge of the Governor of the State of Delaware's security. Tom was a decorated Sergeant and finally left his position to concentrate on his business in Real Estate. While juggling both jobs as being a fulltime police sergeant and fulltime REALTOR, he attended classes to attain his ABR designation (Accredited Buyer Representative). During these long grueling hours, Tom was also able to earn several local, regional, National and International awards with EXIT International. With his support and commitment Delaware was internationally recognized as being the highest productive region (per capita) in 2005-2006. He has been practicing real estate since August 2004. In January '06 Tom took steps to start his own Real Estate Team, "The Real Estate Consulting Group" aka "RECG", to better serve his clients. His team is built on the belief that homes sells themselves and that clients need to be better equiped with knowledge when purchasing a home. Therefore, "RECG" is there to consult with their clients and weigh the pro's and con's of home buying. December 2007 Tom regrets to say that his broker chose to close his doors which left him in a delema on where he would take his team to continue helping his clients. Tom has found a great home at Keller Williams Central Delaware where he and his partner Jim Wirick set sail to provide the same great service that was afforded to our clients in the past. The Real Estate Consulting Group looks forward to working with clients and other Real Etstate professionals.
Tom is single parent of three children (Dillon, Alex and AVA) and one precious dog (Maxium). He enjoys spending time with family and friends. He has a special calling for helping others and still over 25 years later has a role in the Special Olympics. In his rare, spare time, Tom enjoys listening to all types of music, shopping, and cruising to the beach to enjoy the fun, sun and pizza!!
NEWS FLASH! Tom Kashner has taken his Team to the NEXT Level. Tom Kashner and Jim Wirick has teamed up and relocated to Keller Williams Central Delaware. He can be reached by Toll Free 800-916-3948. Call today to see the newly implemented services given by The Real Estate Consulting Group!!
Tom's service areas include the ENTIRE State of Delaware. He specializes in residential, commercial, business opportunities, land and development, and investments. So, whether you are looking to buy, sell, invest, or rent, Tom will assist you! Tom has taken the oportunity to train with top producers in the Real Estate business to obtain the essential skills to provide top support to his clients in their deals. He is a ABR designee and is working towards his CRS. Tom Kashner was feature in the book "Investing in Forclosures for Dummies". Call Tom Kashner for all your Real Estate needs.
I wanted to take a moment to thank you for the great job you did as our real estate agent in finding us the home of our dreams. We had to make several trips down to Delaware in order to look at homes and you were always prepared. You were extremely professional and courteous as you led us through the process of looking and buying the place we now call home. You have demonstrated professionalism by being on time for scheduled meetings, being flexible and attentive. When there were bumps in the road, you were always interested and helpful in seeking resolutions. Even after we had moved into the home and we had an issue, you made sure you stopped by to help in any way you could. Your attention to customers is commendable and it shows you are willing to go above and beyond the call of duty. These attributes with your experience and knowledge make you the complete package in a real estate consultant as you have made us feel at home here in Delaware. I would certainly recommend Exit to others in my travels as I feel that the transition for us could not have been handled better. I have no doubt that you will continue to have success in helping to fulfill others dreams as well.
The Roth Family
Felton, De
Ed and I want to thank you for everything you have done for us. Your commitment and hardwork has paid off for us. As first time home owners it is very exciting to know that you helped us achieve our goal. Thanks so much.
Ed and Brenda H.
Dover, De
I would like to thank you for making a dream come true of owning my very own home. You truely went the distance to make this happen. If there was one word to discribe my experience it would be "Incredible"
Thank You again,
Miss Ruth
Dover,De
Homeownership has become a reality thanks to Tom Kashner. Tom put us in touch with some of the best people in their fields from the mortgage company all the way through to the attorney. He was always on top of any situation and was available if we had a question. Tom made sure that things happened the way that they should. If they weren't going as planned, he did whatever he could to get the ball rolling. He treated us with respect and gave us honest answers. We had worked with about three other realtors, and not once had any of them worked for us as hard as Tom.
Tom, it's been a pleasure working with you. We will have no problems recommending you to our friends and family for their future buying and selling needs. Good Luck!
Christina and Jason K.
Dover, DE
Dreams do come true... I've been looking for a small week--end place in Rehoboth for a year or more and was lead to think that I would never be able to find one in my price range. In October 2004, I walked into a "new office" and Tom Kashner introduced himself, listened to my story and although it was closing time,immediately started searching the web and printing out " look-sees ". He kept on top of things for the next 2 months, never letting me become discouraged. On Jan3rd of this year I went to settlement on a brand new condo. My thanks Tom, for helping my dream to come true. Susan M. Laurel, Md.
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I Just recently bought another investment property from Tom Kashner. This man knows his stuff!! He take Real Estate to the next level. I am so happy that I am using Tom!!
JP
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