FOR IMMEDIATE RELEASE
08-19-2009, Greenville, NC - Even as the housing crisis continues to impact the economy and the real estate market, RE/MAX agents continue to live up to their motto "Outstanding Agents, Outstanding Results®" in their support of Children's Miracle Network.
Deryck Wilson, a local REALTOR with RE/MAX Preferred Realty gives back to the local Children's Miracle Network hospital "Children's Hospital of Eastern Carolina" through participation in the Miracle Home® program, making a donation with each real estate transaction.
"My clients know that I am a passionate supporter of Children's Miracle Network," said Mr. Wilson. "Each home I sell sports a ‘Miracle Home' rider above my RE/MAX yard sign. This attracts a lot of attention to the home, and to RE/MAX as a company that gives back. In addition, instead of buying a closing gift that may or may not be what my clients like, I make a donation to our local Children's Miracle Network hospital. When my clients receive an ‘Honor Card' informing them that I have made a gift in their name, they are always extremely touched."
In 2008, RE/MAX agents in North America raised over $8 million for Children's Miracle Network hospitals. "Year after year, and despite the challenges that face their industry, RE/MAX agents prove that their compassion for the community defines who they are and how they do business. Through the Miracle Home program, agents' cumulative efforts enable our network of hospitals to bring expert care to millions of deserving children," said Scott Burt, president and CEO of Children's Miracle Network.
About Children's Miracle Network
Children's Miracle Network is a non-profit organization dedicated to saving and improving the lives of children by raising funds for children's hospitals. Each year the 170 Children's Miracle Network hospitals provide the finest medical care, life-saving research and preventative education to help millions of kids overcome diseases and injuries of every kind. To learn more go to www.childrensmiraclenetwork.org.
About RE/MAX Preferred Realty
RE/MAX was founded by Dave and Gail Liniger in 1973. It has grown from a single office in Denver, Colorado, to be a global network of nearly 100,000 real estate agents in more than 70 countries. Today, nearly all U.S. home listings can be found at remax.com, the most visited Web site of any real estate network. No one in the world sells more real estate than RE/MAX. To Search all of Greenville NC's Listings, visit us on the web @ www.Remax-Greenville-NC.com.
RE/MAX is proud to promote its commitment to Premier Community Citizenship, which translates into millions of dollars for Children's Miracle Network.
Hey Pirate Nation!
East Carolina University starts in just over a week and we all know what comes along with school - the late nights (studying, right?), pizza, first tastes of alcohol (yeh, right) and lots of good southern food! To help you avoid the "Freshman 15" - www.HealthyPirates.com is now full of useful information for you!
Just like Deryck Wilson & RE/MAX Preferred Realty - Healthy Pirates is part of Pirates Supporting Pirates!
Parents & Students - Why RENT when you can BUY! Establish credit history, take advantage of a $8,000 possible TAX CREDIT, pick your own roommates, amazing tax write-offs! Loans via the "Kiddie Condo" program are easy and hassle free and there is a HUGE inventory of affordable condos and town homes as well as single family residences CLOSE to campus! Walk to School! Buying can easily be LESS EXPENSIVE than renting, especially with roommates.
DERYCK WILSON, BROKER, REALTOR
Student Living Specialist
Housing & Economic Recovery Act (HERA)
Take Notice! - New government regulationis going into effect on July 30, 2009. This regulation requires all mortgage lenders to provide the Truth in Lending (TIL) disclosures to borrowers according to a defined schedule. The schedule may alter the borrowers' closing date expectation. The regulation is in the best interest of our borrowers, so it's important we all understand and implement it thoughtfully and consistently. In addition, we all need to work to ensure the changes that will result from this regulation are understood by our borrowers!
LOANS CANNOT CLOSE UNTIL AT LEAST SEVEN DAYS HAVE PASSED FROM DATE OF APPLICATION!
Dont Believe all the hype! - There is no more closing a loan in 5 days! (Was there ever?) Lenders must issue the initial TIL disclosure at least 7 business days before loan consumation (document signing). Regardless of how the initial TIL is provided to the borrower, closeing documents cannot be signed earler than 7 business days after the initial TIL has been issued.
Changes start the 3 Day Clock AGAIN - If there are any changes to the loan parameters that affect the Annual Percentage Rate (APR) on the TIL, the resulting APR must be compared to the latest TIL provided to the borrower. If there is an increase greater than .125% in the APR, the lender must provide a corrected TIL to the borrower. Fees considered to be finance charges that are used in the APR calculation include but are not limited to discount points, lender fees, Life of Loan flood certification coverage, settlement agent or attorney fees. Borrowers MUST be provided three business days to review this amended TIL prior to loan closing. This is new, current, FEDERAL LAW - Banks will be fined $4,000 for errors.
Fees Can't be collected until disclosures are received - The regulation prevents the collection of all fees from the borrower, except the expected cost of the credit report, until the initial TIL has been receieved by the borrower. This may delay the appraisal orders or orders for other essential services; therefore it's very important we work together (lenders, agents, attorneys) to set the borrowers' expectations for closing accordingly. This will eliminate the shopping around for rates and the non-contact internet loans. If the initial TIL is delivered to the borrower face-t-face, fees for these services can be collected at that time.
The changes this regulation brings are positive ones for our borrowers. This new regulation strives to ensure that borrowers have a clear understanding of the financial obligation they are about to assume.
Again, if the initial or latest TIL and the closing paperwork's APR changes .125% or more (1/8th of a percent) the closing WILL NOT take place. Think of the domino effect here - the movers that are waiting, the contingent sale, etc etc. PLAN AHEAD!
For more information, visit www.HUD.gov or www.Remax-Greenville-NC.com for updated alerts!
Information courtest of Deryck Wilson, REALTOR with RE/MAX Preferred Realty
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Welcome to Greenville and Pitt County - the hub of Eastern North Carolina!
Greenville is now the retail, healthcare, educational, cultural and sports hub of Eastern North Carolina. The designation has been rightfully earned by the people of the region by both carefully preserving a rich historical heritage and displaying an energetic willingness to adapt to a changing economic and commercial world.
From every retail store you can imagine, to a world-class regional medical facility and heart center, to one of the state's largest universities and a top-notch medical school to college athletics and "Sportstown USA" recreation to high-achieving public schools to cultural opportunities akin to big-city life, Pitt County is rich in opportunity.
Progressive planning and cooperation between government, business and private citizens has allowed the Greenville MSA to maintain a careful balance between economic growth and a high quality of life for old-family residents and newcomers alike. The region continues to combine a low cost of living with ideal climate, truly superior recreational capabilities, excellent medical and educational facilities, a well-trained, eager and loyal work force and cultural amenities usually found in much larger and more cosmopolitan population centers.
Greenville offers something which is becoming increasingly rare in today's fast-paced world - a small town atmosphere ideal in which to live, work, play and raise a family and all without sacrificing any of the "big city" lures of arts and culture, shopping centers, entertainment, education and medical services. Pitt County is also home to 8 other municipalities, each with their own charm and unique atmospheres.
Whether you are visiting this region of North Carolina for recreation and relaxation or are considering becoming a part of its ever-expanding business, medical or educational communities, we welcome the chance to show you that we're dedicated to make your stay (short or life-long!) here one that is second to none.
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"We couldn't be happier with the help of our Realtor, Deryck Wilson. He observed our needs and found our dream home. The experience, knowledge and professionalism he carries showed through the entire transaction. We relocated from the North, near Bridgewater, Mass and the move was big for us. However, due to Deryck's willingness to familiarize us with this area personally, we feel right at home. Thanks a lot!"
Bill & Janice Brown
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