deVismes P. Sharp, Talbot County Maryland Realtor

I understand that in today's market people are afraid to buy a home, but now is the time to buy!

Today a buyer has more negotiating power than he or she knows! When the market begins to improve, and it will, negotiating power will weaken. So again Now Is The Time to BUY!

Listed are 5 reasons you should consider buying in 2009.

1. Affordability is better than ever! The affordability index is measured by the relationship between home prices, mortgage rates and family income. Prices have fallen and are stilling falling. Interest rates are historically low and for those of you that are qualified to buy - now is the time!

2. There is a Large Inventory of Homes to Choose from! Houses are staying on the market longer, which gives the buyer more choices and drives prices lower. Simple Supply and Demand!

3. Builders are offering discounts! Builders are looking for business, so if you are preapproved for a mortgage and want to build go talk to a builder in your area!

4. Mortgage Rates are at an all time Low! Not only will the price of the home affect your affordability, a mortgage rate and terms will effect your monthly payment as well. Go talk to a lender!

5. You may be able to get a Tax Credit! If you have not owned a home in the past 3 years you can get a federal credit up to $7,500. The credit will have to be paid back but this extra cash may come in handy when buying a home.

So as you can see there are some good reasons to buy a home in 2009!

www.buytalbotmd.com

As of Today, January 27, 2009, there are 170 waterfront listings for sale in Talbot County Maryland. Talbot County MD is located on the Eastern Shore of MD. If you are not interested in waterfront property there are many great listings in the area - Oxford, St. Michaels, Easton are just a few of the small towns located in Talbot County. If you have any questions about waterfront property or any listing in Talbot County I would be glad to assist you. Please feel free to contact me any time @ 410-310-4767.

Now is the time to BUY!

www.buytalbotmd.com

Oxford Day 2009 will be here before you know it!

Please add to your Calendars Saturday April 25, 2009 for the annual Oxford Day celebration in Oxford, MD!

Family fun, food, festivities, and the famous Oxford Day Parade!

More info to follow shortly!

You will not want to miss this day, so mark your calendars!

One of the most beautiful places on the Eastern Shore of Maryland is Oxford! Why do I say this - maybe because I grew up in Oxford Maryland? No I say this because Oxford Maryland is one of the oldest, most charming towns in Maryland. It was the first Port of Entry on the Eastern Shore - Year 1683. The small town of Oxford is a wonderful, picture perfect place to visit or live. The people are very relaxed and friendly. Many events take place in this wonderful little town - The annual Oxford Day Celebration, the Fire Departments Pancake Breakfast, The Fine Arts Fair, the annual Cardboard Boat Races, the Farmer's Market every Wed night in the Spring/Summer/Fall. Boaters come from all over the place just to enjoy the peace and quiet of this town. If you have any questions about Oxford Maryland please do not hesitate to contact me. I am an Oxford Maryland Realtor. I would love to show you what a beautiful town I grew up in! Call me @ 410-310-4767.

Each year in July Easton MD Main Street hangs 84 banners, that are painted by 44 local artists, throughout the town of Easton Maryland. This Saturday, December 13, these banners will go up for auction at the Waterfowl Festival Building. The auction will held from 7-9 p.m. The Waterfowl building will be open to viewers to browse these wonderful works of art. A complete list of these banners and artist bios are available online at www.eastonmainstreet.com

www.buytalbotmd.com