Although our area of Hilton Head and Bluffton has been spared much of the national foreclosure heartache, we still have homeowners in our area who are having difficulty making payments on their homes.
Recently, I've seen a deluge of scams (mostly on the radio) that promise to help but really do nothing but grab your money upfront and do nothing. DO NOT FALL FOR ONE OF THESE SCAMS! If you find yourself behind with your mortgage, the first thing you should do is get some counseling from a LEGITIMATE source.
CONTACT A HUD-CERTIFIED MORTGAGE COUNSELING SERVICE SUCH AS THE HOMEOWNERSHIP PRESERVATION FOUNDATION'S HOMEOWNER'S HOPE HOTLINE. The phone number is 888-995 HOPE. This IS a legitimate organization and they will not ask for money up front. They are available 24 hours a day
THE SECOND MOST IMPORTANT THING FOR YOU TO DO IS GET LEGAL ASSISTANCE. Seek out a professional attorney who specializes in bankruptcy. This is the person who can assist you with various options that will work best for your situation.
If you've already received a notice of foreclosure--do NOT despair. With the events of the past few months, banks are more likely to work with you than ever before.
IF YOU ARE FACING A FINANCIAL SITUATION WITH YOUR HOME, PLEASE FEEL FREE TO CONTACT ME THROUGH MY WEBSITE. I am experienced in working with foreclosure and short sales and will do everything in my power to assist you.
Today's Island Packet Newspaper carried a welcome story regarding energy costs in the area. The Palmetto Electric Cooperative has nixed plans to institute a 14.5 % increase that was due to go into effect December. And that's welcome news for residents of the island as well as Beaufort, Jasper and Hampton County residents--roughly 66,000 customers.
Much of the electricity that is used is generated from coal and with prices plummeting on the wholesale market, there really was no need to institute this increase. Coal prices have decreased from $145 to around $50 per ton.
Since I've been keeping my thermostat a couple of degrees cooler this winter, this comes as welcome news. Now let's hope prices stay low for awhile. Everyone could use a respite.
PLEASE VISIT MY WEBSITE IF YOU WOULD LIKE MORE INFORMATION ABOUT HILTON HEAD OR BLUFFTON REAL ESTATE. I'M ALWAYS EAGER TO HEAR FROM YOU.
Meet Benson---he's the recipient of the "Please Adopt Me Pet of the Month Award" at the Hilton Head Humane Association. Each month, a different pet is featured and this month we have a Jack Russel Terrier who is looking for a warm and friendly home. What do you think? Maybe consider adopting this little fella? I'm thinking he's pretty darn cute!

Photo is courtesy of the Hilton Head humane Association.
IF YOU WOULD LIKE MORE INFORMATION ABOUT HILTON HEAD OR BLUFFTON REAL ESTATE, PLEASE VISIT MY WEBSITE. I WELCOME YOUR INQUIRIES AND QUESTIONS ANYTIME.
Yesterday, I did an open house in River Club, a section of Indigo Run Plantation that features beautiful elegant homes on huge homesites close to the water. Everytime I drive into this section, I marvel at this majestic tree that overlooks the scenic lagoon. So, I offer it up to all of you---wouldn't you just love to know the history behind this spot? How old is the tree? Was there any significance to the area during the Civil War? Hope you enjoy it as much as I do.

IF YOU WOULD LIKE MORE INFORMATION ABOUT INDIGO RUN REAL ESTATE OPPORTUNITIES, PLEASE VISIT MY WEBSITE. I SPECIALIZE IN HILTON HEAD AND BLUFFTON REAL ESTATE. YOUR INQUIRES, QUESTIONS AND REFERRALS ARE WELCOME ANYTIME.
Yesterday, I did an open house in River Club, a section of Indigo Run Plantation that features beautiful elegant homes on huge homesites close to the water. Everytime I drive into this section, I marvel at this majestic tree that overlooks the scenic lagoon. So, I offer it up to all of you---wouldn't you just love to know the history behind this spot? How old is the tree? Was there any significance to the area during the Civil War? Hope you enjoy it as much as I do.

IF YOU WOULD LIKE MORE INFORMATION ABOUT INDIGO RUN REAL ESTATE OPPORTUNITIES, PLEASE VISIT MY WEBSITE. I SPECIALIZE IN HILTON HEAD AND BLUFFTON REAL ESTATE. YOUR INQUIRES, QUESTIONS AND REFERRALS ARE WELCOME ANYTIME.
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