WOW!! Have you heard about rates dropping? Rates have come down over a full point in the last week for instance...I took an application from a client on 11/24 with rates around 6.125% and I told him we should float the rate based on what lender's where selling their paper at the "window", and NOW today we just locked on a 30 yr fixed at 5.125%...not for sure how long this will last, but now is the time to buy or refinance your home today.
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