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Dawn LoPresti

Things to remind your buyer of during the loan process...

We have all been there or know someone who has. The contract is signed, closing is set up and the lender calls. Your clients score has changed since they were first qualified---why you ask? Because they either didn't tell the lender the "whole truth" or they decided to go buy the new furniture for the new house. Thus altering their credit score.

Avoid this from happening to you and remind your buyer of the following while in the loan process.

1. Do not quit or change your job.

2. Do not buy a new vehicle.

3. Do not spend any of the money you need for closing-you will have to show the lender that you have that money available.

4. Do not send in any late payments on your credit card-ALL PAYMENTS NEED TO BE ON TIME.

5. Tell the truth on your loan app.-the lender will find EVERYTHING.

6. Do not let anyone hit your credit.

7. Do not make any large purchases on things for the new house.

8. Do not change banks.

9. Do not co-sign for ANYONE.

Reminding your buyer of these few things can save everyone involved time and frustration.

School Schedule

School has started here in Rutherford County-here are some important dates to remember.


August

Date Event
18-19 Optional Teacher Workdays
20-22 Required Teacher Workdays
25 First Day of School


September

Date Event
1 Labor Day; no school


October

Date Event
10 Optional Teacher Workday; no school for students
15 Report Cards


November

Date Event
7 Professional Development for Staff; Early Dismissal
11 Veteran's Day holiday; no school
26 Optional Teacher Workday; no school for students
27-28 Thanksgiving Holidays; no school


December

Date Event
3 Report Cards
19 School dismissed at 12:00 Noon
22-31 Christmas Holidays; no school


January

Date Event
1-2 New Year's Day holiday; no school
14-16 End of Course Testing
19 Martin Luther King Day; no school
20-21 Optional Teacher Workdays; no school for students
28 Report Cards


February

Date Event
20 Professional Development for Staff; Early Dismissal


March

Date Event
6 Optional Teacher Workday; no school for students
11 Report Cards


April

Date Event
10 Optional Teacher Workday; no school for students
13-17 Spring Vacation; no school


May

Date Event
1 Optional Teacher Workday; no school for students
6 Report Cards
25 Memorial Day; no school


June

Date Event
10 Last Day for Students, dismissal at 12:00 Noon
11 Required Teacher Workday
12 Optional Teacher Workday