“World's Most Complete Neighborpedia”
Explore:   What's happening in your neck of the woods?

Denyse Naylor Search Denver NC Homes for Sale

Paying It Forward--Sharing Our Blessings

It is my belief , that in general, most Realtors are "Pay It Forward" people....we give to our clients, customers & our communities because we are a social group! We give of our time, our skills & talents & sometimes of our treasures. In light of this train of thought, I'd like to share a story of blessing....how our good deeds are not unnoticed by God & many times by other people. I am a person of faith & believe God when He says "Give & it shall be given unto you in good measure".

In this trying economy it is sometimes very hard to follow a feeling that we are supposed to give of our treasure, isn't it? This is where faith is tested. Taking the high road is a commitment to do the right thing. My favorite part of the story I am about to share is that I've had an impact on my family...to be generous, to share what God has blessed you with & to do it willingly!

My son, Dave Naylor, is the owner of a small hardwood flooring company based on guiding principles of honesty, sharing, doing great work & quality customer service at competitive prices. Dave is a giver, a lover of life & family & leads a God centered life. One day a few months ago as Dave was filling his work truck at a local gas station he was approached by a man asking for money. Dave asked him why he needed the money & the man told him that he was very hungry & had no money for food. Rather than give him money & drive away, Dave locked up the truck & walked with the fellow to Hardee's which was right next store. Now, as always, Dave had his company truck which was lettered & was wearing one of his "123 Floor" shirts as well. Anyway, he went into Hardee's & told the man to order what he wanted & they sat & talked awhile as he ate. Dave then went to the counter & paid for 2 more meals for the fellow to take along with him & purchased a twenty dollar gift card which he gave to him & said goodbye.

Months go by & as anyone who owns a business in this economical "bump in the road" for America knows, you must constantly work to bring in business. Dave was called by a potential customer to give an estimate for a rather large job in hardwood flooring. He went to the estimate & as he gave the customer his written estimate he noticed a few other invoices from larger companies sitting on the counter. He talked with the customer & let her know that he had given his best price - as always & thanked her for considering his company. Unbeknown to Dave at this time, there was a plumber doing some work nearby who had been at the Hardee's on the day Dave helped out the hungry man. He introduced himself to Dave & reminded him of the day...which Dave had already put out of his mind.

After Dave left the plumber proceeded to tell the story to the customer. She felt from meeting Dave & hearing that story that he was a man of honesty & integrity & his bid was actually very competitive. She called him & he got the job.

Happy ending to a story of acting the way we are supposed to care for each other on an every day basis! God will reward us in His own way when we need it. So , remember, God blesses us so we can bless others. Let's remember to share our blessings & "Pay It Forward" in any way we can.

Thanks for reading my little story.... a proud Mom and a grateful Realtor!

Check out Dave's company 123Floor at LakeNormanHardwoodFlooring.com

Buying A New Home at Lake Norman NC - What Should You Pay?

If you've found the home of your dreams at Lake Norman NC & the time has come to put together an offer the very first question to ask yourself is :"How much should I pay?". The question may sound simple enough but many people find themselves baffled by how much they should really offer and how they will go about determining that amount.
To be sure, you already know the seller's asking price. the first step in your process is to determine if the seller's asking price is fair. If it is overpriced but you absolutely love the home you may not mind paying a little bit more than you should for the home. However, a buyer must keep in mind that all home prices are negotiable....it's not like going to a supermarket & paying sticker price for meat. so, step one is to gather comparable statistics on your potential new home. Comparing sales of similar properties is often the most overlooked strategy in this process, although it can be a huge factor in your negotiations in reality

There are basically three major steps to figuring out your offer price; comparing the sales of similar properties, considering the condition of the home and seller's motivation, and negotiating with the seller after determining a fair price.
By comparing sales of similar properties is the most overlooked strategy in this list, although it can be a huge factor in your negotiations in reality.
Not only do comparable sales give you insight into the approximate value of the house, but they also give you a reference point for understanding the range of prices that should be considered The homes used as comparables should be similar (if not exact)in the number of bedrooms and bathrooms, lot size, style, garage, and upgrades in the home.It is also extremely valuable to consider the most recently sold homes you can find as close as possible to the home you're thinking of buying. You can try to gather this information yourself but most savvy buyers will be working with a Buyers Agent to represent you in the sale. A buyers agent will have access to not only Public Records from the county tax office but will also have access to the local MLS records of recent sales. A good buyers agent will have the necessary experience to make adjustments for differences in the comps while you , as a buyer, may not be as familiar with these variables.

The Multiple Listing Service (MLS) is designed for persons who have a real estate license and that have joined MLS to gather information about properties for sale and those sold. MLS records are much more up to date than public records as agents have a time line to follow for recording sales of listed properties when they close. Though the public can now view some parts of the MLS listing, only a Realtor can see the amounts properties were sold for along with more property information.

Comparable property research is only one of the steps that should be taken in determining an offer price. Step 2 is to determine the condition of the property. Under North Carolina's new Offer To Purchase the buyer has a "Due Diligence" period in which to perform all inspections they deem necessary before making a final decision on whether to buy the property or not. the advantage of this is that the negotiation of selling price will be completed prior to the inspections and the buyer can make the decision as to whether he chooses to pay that price for the home.

Trying to determine & understand the circumstances of the seller is important to the buyer isnce you don't wnat to overpay on one hand but, on the other hand, you don't want o insult the seller with such a low offer that you lose the chance to negotiate at all on a home you love.

With the right agent doing the research & representing you It is very possible that you will end up knowing more about the value of the house than the seller himself(especially if the home is for sale by owner).

Consider working with The Naylor Team of Lake Norman NC for your next home!

The Naylor Team provides residential real estate services - buying or selling a home- to the entire Lake Norman NC region including Mooresville, Denver, Cornelius and Huntersville NC
Lake Norman, Mooresvile & Denver NC Real Estate

Denver NC Real Estate _ Is It Better To Buy or Rent in The Current Market

Denver North Carolina Real Estate Is Still a Great Real Estate Market

While home ownership in America was once seen as a driving force for economic stabilization, the housing bubble in the last ten years prompted many mortgages they could not afford when the housing market crashed in 2007.
The overleveraging of credit through risky mortgages was seen as a symptom of flawed tax and housing policies.Now, renting, not buying, is being promoted by some as a safer way to ensure economic stability .But the logic behind this logic is now is flawed, especially in the front section, where the Denver North Carolina real estate conditions are improving significantly.

Property prices in the Denver NC area have actually fallen 12 percent since the bubble burst in late 2008. This means that consumers for homes for sale in Denver can now good deals on properties, low, stable prices have.

In fact, the 12 percent average drop in Denver real estate prices was much smaller than in certain areas of the metro area, such as Charlotte, where certain Charlotte NC condos and Townhome prices dropped 33 percent from 2007 to 2010.

Of course, for homebuyers who purchased Denver NC real estate between 2004 and 2007, this means that the price of their Denver property is most likely lower than when they first purchased. But for these owners the cloud does have some silver in the lining. For starters, rental rates are increasing at a steady pace and vacancy rates are near a 10-year low so there aren't many other options that would be better if they can't sell their home & need to move on with life..
In addition, population is still growing by double-digit growth rates, the Denver NC area must meet real demand for Homes by folks who are relocating to the area.

For new homeowners not bogged by underwater mortgages, this is a great time to be looking for Denver NC homes for sale.
With Denver properties at reduced prices, and many foreclosed homes for steep discounts, now is a great time for all home buyers Denver North Carolina, is perfect for an investment or a great place to live in the search.
With property values stabilized and the state's population increasing, look for Denver property values to increase in the coming years, keeping Denvre North Carolina real estate as the strong, stabilizing asset it almost always has been.

The Naylor Team - Ken and Denyse Naylor - specialize in residential home sales in the entire Lake Norman area! You'll find a wealth of information you need on homes for sale here on our site

Denver NC Real Estate

Denver NC Waterfront Home for Sale- Choosing the Right Neighborhood in Denver NC

There are 77 Denver NC Waterfront Homes for Sale right now! Prices are ranging from the low $200,000s to well over $2 Million for a Denver NC Waterfront Home. There has never been a better time to buy the home of your dreams in Denver NC on the beautiful west side of Lake Norman NC. Record low interest rates coupled with a high inventory provide buyers with the recipe for a great deal!

While large inventory is a plus, a buyer does need to narrow down to a specific neighborhood--get local! Denver NC is home to many neighborhoods including Westport, Sailview and Villages of Denver where buyers have a wide variety of homes, amenities and prices available to them in these homes for sale in Denver NC.

Sailing on Lake Norman

So, after profiling your "perfect neighborhood" and prioritizing your wants & needs in a neighborhood your next step is to zero in on the neighborhood to make your search more focused. that's step 2 in your process of finding the perfect home in the perfect neighborhood in Denver NC Waterfront homes for sale or homes for sale in Denver NC that are not waterfront if that is not in your budget or your dreams!

To help you find the best home for you in Denver NC you need a seasoned Denver NC Realtor! Just contact me for all of the help you need in finding Denver NC Homes for Sale !

Lake Norman NC Map

Lake Norman NC is called the "Great Inland Sea"- over 533 miles of shoreline with 4 ounties bordering the lake. For information on any home in the Lake Norman area jsut contact your Lake Norman Real Estate Resource - The Naylor Team!

Homes For Sale in the Westport Neighborhood in Denver NC - Choosing the Right Neighborhood

There are currently 32 homes for sale in Westport in Denver NC! With so many homes to chose from, how does a buyer determine which is the right nieghborhood for their family? There is a method to finding out which neighborhood is the right one for you and step one is by becoming a neighborhood detective! so, you must figure out what "must haves" you want in a new neighborhood as your first step.

This will take quite a bit of research on your part so that when you buy a home for sale in Westport in Denver NC such as this foreclosure that is well priced be sure you know that you are marrying into the neighborhood you like!

Turn your detective's magnifying glass back on yourself & your family to determine your "must haves" & your "would like to haves". Set your priorities after you make your list and check out homes for sale in denver to get a full view of neighborhoods & the amenities they offer to the residents. Think about what you don't want in a neighborhood, too!

Curious about what Denver NC has to offer you & your family? Just contact me ! I am your best resource gor information on everything about Denver NC from things to do to buying or selling a home in Denver NC

Westport in Denver NC Swim & Tennis Club

The new Swim & tennis club at Wesport in Denver NC offers endless fun for all ages!