Photos from Dom Naidoo | Santa Monica real estate expert
Harbor Office, Santa Monica Pier - Dominic Naidoo, Santa Monica Real Estate ExpertLocated in: Santa Monica, CA
Happy Thursday everyone! I hope you are surviving the week and ready for the weekend ahead.
I have been meeting with Bobby Lehmkuhl, Malibu Association of REALTORS President 2012, and the M.A.R. Education Committee members over the past few weeks regarding my participation and contribution to the Education Committee.
Needless to say, I have accepted the honor of sitting the Chair for the Education Committee. I look forward to bringing my passion for technology and Real Estate education to my fellow REALTORS! We are looking forward to having the trainers from the Apple Corporation hold an iPad training later this month.
Brad Anderson, from Zillow and Activerain, will hopefully be gracing us with his technology insights in the next few months. Brad, I look forward to our conversation tomorrow!
Have a great evening everyone! I look forward to reporting back with helpful information from our training sessions!
We work as a team and combine our extensive real estate experience, powerful resources and connections to benefit you whether you are looking you buy or sell a home in today's exciting and lucrative real estate market.
Call us now to get started on the road to buying or selling your next home. 310.459.8191 x366 or email mywestsidehomefinder@gmail.com
To preview the finest real estate and the best deals on the Westside of Los Angeles including Pacific Palisades, Santa Monica, Malibu, Brentwood, Bel Air, Beverly Hills, Westwood, Century City, Marina Del Rey & Mar Vista please visit our website: http://www.westsidehomefinder.com/ When you are ready to view the properties or just have a question, please contact us: 310.459.8191 x366 or mywestsidehomefinder@gmail.com
Search for homes in your city:
Bel Air | Beverly Hills | Calabasas | Culver City | El Segundo | Hermosa Beach | Malibu | Manhattan Beach | Mar Vista | Marina del Rey | Pacific Palisades | Palms | Playa Vista | Playa del Rey | Redondo Beach | Santa Monica | Topanga | Venice | West Hollywood | West Los Angeles | Westchester | Westwood - Century City
Happy Wednesday everyone! I hope you are enjoying the week and ready for the downhill to the weekend! Here are the recent blog posts on www.westsidehomefinder.com
We get asked this question quite often.. Q: I am wanting to sell my home although my ex-significant other who lived with me for 2 1/2 years in the home is stating she is entitled to some profit or a portion of what they put into fixing the house when it was first bought. I… Read More
This is a very interesting design! This circular cottage plan is the coolest retreat on a hot day. Austin, Texas-based architecture firm Bercy Chen Studio blend their European and East Asian backgrounds into a totally unique architectural style that we love. They sent us photos of their Shore Vista Boat House in Lake Austin that…Read More
Helpful Borrower Information and Tips.. Determining how much “home you can afford” depends on several important factors including: Your annual gross income. You can get a very rough estimate of your affordable home price range by multiplying your annual gross income by 2.5. For example, if your annual gross income is $50,000, you may be able… Read More
Another great design by Amy alper! California architect Amy A. Alper designed this charming creek-side cabin in Santa Rosa, California. This delightful riverfront home sits on a serene property surrounded by towering firs and redwoods. One of the regulations for building here was that new construction was limited only to “previously disturbed” areas, so the… Read More
Happy Wednesday everyone! Here are the newest bankowned listings in Pacific Palisades: Westside Properties is a full-service real estate boutique brokerage based in Venice serving the entire Westside of Los Angeles. We proudly represent the finest properties throughout the Westside. We work as a team and combine our extensive real estate experience, powerful resources… Read More
We work as a team and combine our extensive real estate experience, powerful resources and connections to benefit you whether you are looking you buy or sell a home in today's exciting and lucrative real estate market.
Call us now to get started on the road to buying or selling your next home. 310.459.8191 x366 or email mywestsidehomefinder@gmail.com
To preview the finest real estate and the best deals on the Westside of Los Angeles including Pacific Palisades, Santa Monica, Malibu, Brentwood, Bel Air, Beverly Hills, Westwood, Century City, Marina Del Rey & Mar Vista please visit our website: http://www.westsidehomefinder.com/ When you are ready to view the properties or just have a question, please contact us: 310.459.8191 x366 or mywestsidehomefinder@gmail.com
Search for homes in your city:
Bel Air | Beverly Hills | Calabasas | Culver City | El Segundo | Hermosa Beach | Malibu | Manhattan Beach | Mar Vista | Marina del Rey | Pacific Palisades | Palms | Playa Vista | Playa del Rey | Redondo Beach | Santa Monica | Topanga | Venice | West Hollywood | West Los Angeles | Westchester | Westwood - Century City
Happy Wednesday everyone! I hope you have enjoyed your day and ready for the downhill to the weekend! This is a very good article on MarketWatch.com that I had to share with my readers...
WASHINGTON (MarketWatch) — Question: My elderly father is interested in co-signing the first loan for my daughter and her husband but is nervous about actually lending them any money. My daughter and her husband are stably employed and plan to make all the payments. The homes they are looking at are in the $200,000 range. Their combined annual income is around $85,000, but with a bunch of student loans on the negative side. If my father does co-sign, then passes away, how does that affect the loan relationship with the bank? —D.A., Littleton, Colo.
Answer: As a co-signer, your dad is legally responsible if your daughter and son-in-law fail to make the payments. As the other co-signers, she and her husband would be responsible for the mortgage even if he should pass. His death would neither wipe out the loan nor cause the lender to call the mortgage due and payable. So they would go on making the payments as if nothing happened.
But here’s a suggestion for Pops: He should consider purchasing term life insurance — or perhaps mortgage life insurance — that would pay off the loan in case of his demise. Since he’s up there in years, this idea might be too expensive. But if not, it could be a great way to protect the kids when he is no longer around to act as their backstop.
If he chooses to use a life company directly, the amount of the policy should coincide with the loan amount, the term should be the same as the mortgage’s and the policy’s value should decline as the outstanding principal declines.
If he opts for mortgage insurance through the lender instead of life insurance from an insurance agent, he needs to make absolutely certain that the loan will be paid in full if any one of the co-borrowers should pass. If all must die for the coverage to kick in, it is not very useful in this situation.
Question: Do you know if the new real-estate tax will apply only to residential transactions or will it also apply to commercial real estate as well? —T.B., Wayne, Pa.
Answer: You are referring to the new so-called Medicare tax Congress adopted as part of the health-care legislation. And yes, the 3.8% levy that takes effect in 2013 applies to any capital gain, residential or commercial. But it will not be imposed on all real-estate deals, so it is not a real-estate tax per se.
The tax will apply to individuals with adjusted gross incomes above $200,000 and couples filing jointly with more than a $250,000 AGI. If you and your spouse choose to file separately, the AGI threshold is $125,000 for each of you.
The Medicare tax, so named because the proceeds are to be dedicated to the Medicare Trust Fund, will be on interest dividends, rents less expenses, and capital gains less capital losses. But the key thing to remember is that the tax is based on whichever is less, the gain you made on the sale of the house or the amount your income exceeds the AGI threshold.
Since the tax is based on a formula, it’s difficult to predict exactly how it will apply to any particular transaction unless you know the taxpayer’s entire income picture for a particular year. So I suggest you consult with a tax professional.
But if a commercial property has a gain, part of it could be subject to the tax. If a principal residence had a capital gains above the $250,000/$500,000 exclusion, the taxable portion could be subject to the tax. Similarly, if you have capital gains on stock sales, or the sale of valuable art or anything else that’s a capital asset, then you could be subject to the tax.
Question: Nice article on the new consumer protection bureau ( Realty Q&A, Dec. 16, 2011 ). The one thing I failed to notice is an email address or telephone number for contact. —R.G.
Answer: We included the Consumer Financial Protection Bureau’s website, at cfpb.gov in that column but didn’t include email and phones. Here’s the contact page for the CFPB, which includes an email form, phone numbers for inquiries, complaints and whistleblowers. See the CFPB contact page.
Also, consumers with a gripe about a lender or the company which services their mortgages can contact the Consumer Financial Protection Bureau by mail at P.O. Box 4503, Iowa City IA 52244; by fax at 855-237-2392, or by telephone at 855-411-2372.
We work as a team and combine our extensive real estate experience, powerful resources and connections to benefit you whether you are looking you buy or sell a home in today's exciting and lucrative real estate market.
Call us now to get started on the road to buying or selling your next home. 310.459.8191 x366 or email mywestsidehomefinder@gmail.com
To preview the finest real estate and the best deals on the Westside of Los Angeles including Pacific Palisades, Santa Monica, Malibu, Brentwood, Bel Air, Beverly Hills, Westwood, Century City, Marina Del Rey & Mar Vista please visit our website: http://www.westsidehomefinder.com/ When you are ready to view the properties or just have a question, please contact us: 310.459.8191 x366 or mywestsidehomefinder@gmail.com
Search for homes in your city:
Bel Air | Beverly Hills | Calabasas | Culver City | El Segundo | Hermosa Beach | Malibu | Manhattan Beach | Mar Vista | Marina del Rey | Pacific Palisades | Palms | Playa Vista | Playa del Rey | Redondo Beach | Santa Monica | Topanga | Venice | West Hollywood | West Los Angeles | Westchester | Westwood - Century City
read more on Marketwatch.com http://www.marketwatch.com/story/co-signing-a-mortgage-for-a-grandchild-2012-01-06
Happy Sunday everyone! I hope you are enjoying this beautiful day! Here is today's Santa Monica real estate hotsheet:
We work as a team and combine our extensive real estate experience, powerful resources and connections to benefit you whether you are looking you buy or sell a home in today's exciting and lucrative real estate market.
Call us now to get started on the road to buying or selling your next home. 310.459.8191 x366 or email mywestsidehomefinder@gmail.com
To preview the finest real estate and the best deals on the Westside of Los Angeles including Pacific Palisades, Santa Monica, Malibu, Brentwood, Bel Air, Beverly Hills, Westwood, Century City, Marina Del Rey & Mar Vista please visit our website: http://www.westsidehomefinder.com/ When you are ready to view the properties or just have a question, please contact us: 310.459.8191 x366 or mywestsidehomefinder@gmail.com
Search for homes in your city:
Bel Air | Beverly Hills | Calabasas | Culver City | El Segundo | Hermosa Beach | Malibu | Manhattan Beach | Mar Vista | Marina del Rey | Pacific Palisades | Palms | Playa Vista | Playa del Rey | Redondo Beach | Santa Monica | Topanga | Venice | West Hollywood | West Los Angeles | Westchester | Westwood - Century City
I love the Farmers' Markets and enjoy my green thumb! I had to share this article from the Santa Monica Daily Press...
CITYWIDE — People flock to Santa Monica's thrice-weekly Farmers' Markets for their pick of fresh produce from the Golden State, but a handful of Santa Monicans are joining a movement that takes "local" to a whole new level.
With the help of a Los Angeles-based company called Farmscape (www.farmscapegardens.com), approximately 10 Santa Monicans brought the farm home to their front and back yards in the form of raised beds that Farmscape's employees tend once a week.
Depending on the size of the garden, the produce can supplement regular grocery or Farmers' Market produce or completely supplant it, said Sean Williams, co-founder of Farmscape.
"The thinner gardens won't replace the food budget, but it would offset it a bit," Williams said. "Some of our clients get more food than they can handle, and others get just enough to eat good tomatoes with their salad."
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Santa Monica Real Estate, Pacific Palisades Real Estate, Venice Real Estate, Westside Real Estate, Malibu Real Estate, Beverly Hills Real Estate, Bel Air Real Estate, Marina Del Rey Real Estate,house
I have been a Los Angeles Westside resident for most of my life(30+ years), I was born in South Africa and moved to Santa Monica in 1981. After graduating from Santa Monica High School in 1990, I enrolled in Santa Monica College where I spent the next two years taking Business & Management courses. After attending UCLA for a short period, I decided to help my family run our restaurant, Palisades Garden Cafe(formerly Palisades Bakery), in Pacific Palisades.
Being in such a great part of town, it was not long before I realized that I should join the Real Estate world. After spending a short while working with a Top Producer in Pacific Palisades, I decided to work for Coldwell Banker in Malibu. Working with top producers and high-end properties in Malibu was an amazing experience and helped me gain knowledge of the Real Estate industry. I have assisted in successfully closing over 1600 transactions amounting to more than 6 billion dollars in sales!
In 2006 I decided to leave "Corporate America" and accept an Associate Manager position from Bill Toth, owner of Windermere Real Estate/Bill Toth & Associates. Helping manage, train, and mentor the agents was a great deal of enjoyment and experience. The experience I gained was priceless!
In 2008 I joined forces with one of my best friends and associates. We created Westside Properties. With the vision of an upscale boutique real estate company, we have chosen to grow very slowly and are carefully selecting our agents and support staff. Westside Properties now employs 30 real estate professionals.
I am a committed husband to my amazing wife and I am a father to a beautiful little girl. My family is my life and joy! To sum it up, "integrity and honesty are the models I live by."
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It has been a pleasure to work with Dom throughout the years. His personal qualities of enthusiasm, honesty, intelligence and integrity equip him with the natural ability to do an exceptional job for his clients. Added to that is his devotion, high energy level, great judgment and experience in the business. The personal interest he takes in his clients leaves them feeling that they have a strong ally to assist them through what is often a stressfull time. One of Dom's most exceptional skill is as a negotiator. He is fair, but firm, in his negotiations and has high credibility with other realtors in the city. His sound judgment about the value of homes and his understanding of comparable sales gathered through his years of experience guarantees that his clients, whether buyers or sellers, obtain the best value. Any vendor or investor would be thrilled with their decision to engage this amazing man as their realtor. -N. Ghaffari, Architect.
"Professionalism, patience, openness and resourcefulness are those valuable characteristics I tend to look for in a real estate professional and Dominic Naidoo was definitely the right person for me to work with during my search for investment properties. He was always able to fit his schedule into mine and was relentless to obtain all the information I would need for making a purchase decision. He was very thoughtful and straightforward in pointing out issues that could make rental problematic later. After making a purchase in Santa Monica, Dom speedily continued to help me with marketing and leasing the apartment. I would certainly like to work with him again in my search for additional investment properties in the future." -K. Hall, Entomologist.
"I was really lucky to have Dom as my agent. I just purchased my first home, and without the kind of help I received from Dom's team, it would not have been possible. He guided me through every step of the process to ensure that it was as painless and efficient as possible. I'd recommend Dom to anyone!" - Bruce Guido, Producer.
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