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Dom Naidoo - Pacific Palisades Real Estate

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Pacific Palisades Real Estate Blog - Wednesday 09-30-2009 - Pacific Palisades Hotsheet

09-30-09
Dom Naidoo - Pacific Palisades Real Estate

Happy Hump Day! Here is the hotsheet for Pacific Palisades:


Active
TYPE ADDRESS LIST PRICE BED BATH SF LSZ YB LD CH TYPE
1. HOUSE 971 CHATTANOOGA AVE $1,049,000 2 2.50 1,590 9,365 1956 06/04/09 Price Change
2. HOUSE 4 VISTA $359,000 2 2.00 1,200 0 2000 07/07/09 Price Change
3. HOUSE 16754 EDGAR ST $1,150,000 2 2.00 1,236 5,052 1950 09/21/09 Active
4. HOUSE 14852 W SUNSET BLVD $1,298,000 2 2.00 1,962 8,280 1950 09/29/09 New Listing
5. HOUSE 640 PALMERA AVE $2,795,000 5 5.50 4,255 8,581 2009 09/29/09 New Listing
6. CONDO 17350 W SUNSET #706 $1,199,000 2 2.00 1,444 1963 09/21/09 Active
7. CONDO 17153 PALISADES $825,000 3 3.00 1,767 1974 09/22/09 Active
8. LAND 17549 Posetano Rd $199,000 0.00 0 4,360 01/09/09 Active
9. LEASE 18440 COASTLINE DR $9,300 4 3.00 0 42,688 1962 09/10/09 Price Change
10. LEASE 18105 SANDY CAPE DR $8,500 3 3.50 2,700 8,699 09/21/09 Active
11. LEASE 17561 CASTELLAMMARE DR $4,500 3 1.50 1,506 4,270 1948 09/22/09 Active
12. LEASE 1337 AVENIDA DE CORTEZ $4,999 3 2.00 1,995 7,020 1975 09/22/09 Active
13. LEASE 17153 PALISADES CIR $3,500 3 3.00 1,767 2,984 1974 09/22/09 Active
Looking For Backup
14. HOUSE 609 LAS LOMAS AVE $3,499,000 7 7.50 6,870 9,191 2008 05/01/09 Looking For Backup
15. HOUSE 16727 BOLLINGER DR $1,439,000 3 2.00 1,907 4,965 1953 06/04/09 Looking For Backup
16. HOUSE 3652 SURFWOOD RD $1,395,000 4 2.50 2,140 7,100 1964 08/27/09 Looking For Backup

-
Hold - Do Not Show
TYPE ADDRESS LIST PRICE BED BATH S.F. LOT YEAR LIST DATE SALE PRICE CH TYPE
17. LEASE 609 LAS LOMAS AVE $15,900 7 7.50 6,870 9,191 2008 05/08/09 Hold
Sold
18. HOUSE 631 Palmera Ave $1,169,000 3 2.00 1,908 4,922 1951 05/01/09 $1.17m Sold
19. LEASE 431 ALMA REAL DR $33,000 7 8.00 12,246 15,810 2008 08/10/09 $35000 Sold
Expired
20. HOUSE 800 ENCHANTED WAY $1,838,000 3 2.00 1,982 9,300 1956 01/28/09 Expired
21. CONDO 16123 Sunset Blvd 404 #404 $1,285,000 3 3.00 2,091 0 2007 03/30/09 Expired
22. LEASE 18105 SANDY CAPE DR $11,900 3 3.50 2,700 8,699 1965 10/01/08 Expired
23. LEASE 800 ENCHANTED WAY $7,500 3 2.00 1,982 9,300 1956 01/27/09 Expired
Canceled
24. HOUSE 14852 W SUNSET BLVD $1,298,000 2 2.00 1,962 8,280 1950 04/29/08 Canceled
25. HOUSE 14705 ORACLE PL $2,695,000 3 2.50 2,640 64,468 1995 09/25/09 Back On Market
26. HOUSE 14705 ORACLE PL $2,695,000 3 2.50 2,640 64,468 1995 09/25/09 Canceled
Withdrawn
27. HOUSE 605 SWARTHMORE AVE $1,949,000 4 5.00 2,649 6,011 1990 07/16/09 Withdrawn
28. HOUSE 640 PALMERA AVE $2,885,000 5 5.50 4,255 8,581 2009 08/13/09 Withdrawn
Broker/Agent does not guarantee the accuracy of the square footage, lot size or other information concerning the conditions or features of the property provided by the seller or obtained from Public Records or other sources. Buyer is advised to independently verify the accuracy of all information through personal inspection and with appropriate professionals. Copyright © 2009 by Combined L.A./Westside MLS, Inc. Information deemed reliable but not guaranteed. Prepared by: Dominic D. Naidoo DRE# 01343805

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Pacific Palisades Real Estate Blog - Monday 09-28-2009 - California Arts Day 2009

09-28-09
Dom Naidoo - Pacific Palisades Real Estate

Arts Day 2009

California Arts Day this year will take place on Friday, October 2, 2009

What is California Arts Day? On the first Friday of October, the annual celebration of California Arts Day takes place in communities across the state. This year's theme is The Art in Me.

Tool Kit

Take a look at what's happening in California for Arts Day - or post your own event! No ideas yet? Learn about 2008's great events here, too.

 events

Complete tool kit to help organizations plan their 2009 Arts Day celebration.

Promoting your Arts Day event? Download Arts Day icons and images for web or print.

 Arts Day Logos
For Kids

Kids can participate in California Arts Day. Here are three ideas for fun with the Arts.
Resolved: Sample language for your Board of Supervisors or City Council to adopt.

Sample Resolutions

Art in Me

 This year's theme centers around the song "The Art in Me," also known as the California Arts Song. Click here to read the lyrics!
Take a look at artwork sent by creative Californians celebrating "The Art in Me" for California Arts Day 2009

Arts Day Images

Mashup

"The Art in Me" multi-media competition: remix, mash-up or cover the song "The Art in Me" and potentially win $500.

Deadline: March 1, 2010 Details

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Pacific Palisades Real Estate Blog - Sunday 09-27-2009 - Ten Tips for Homebuyers

09-27-09
Dom Naidoo - Pacific Palisades Real Estate

Ten Tips for Homebuyers

What You Should Know Before Buying a Home

  1. Before you start looking for a home, get pre-qualified for a loan. Banks, credit unions and Prequalify mortgage bankers make home loans; mortgage brokers process them. The lenders will take an application, process the loan documents, and see the loan through to the funding stage.

  2. If you have marginal or bad credit, consult your lender. You may be able to qualify for a loan depending on how long ago and what reason(s) caused the bad credit. A lender should be able to advise you on whether your credit history will prevent you from qualifying for a home loan.

  3. You will need a down payment. Down payment requirements vary depending on the type of loan. Many down payment assistance programs exist. These programs may loan or grant you the funds necessary for the down payment. Consult with a lender about programs available in your area.

  4. You will need funds for closing costs Closing costs are charges for services related to the closing of your real estate transaction. They include, but are not limited to:
    • Escrow fees charged by the company handling the transaction
    • Title policy issuance fees charged by the title insurance company
    • Mortgage insurance fees
    • Fire and homeowners insurance
    • County Recorder fees for recording your deed
    • Loan origination fees

      Consult your lender for an actual estimate of these costs, as well as information about loan programs which can assist in financing your closing costs

  5. Ten tips for homebuyers

  6. Some loans have "points" and some do not. A point is a loan origination fee equivalent to 1% of the loan amount. Together with the interest rate they constitute the yield on your loan for the lender. Some lenders charge a higher interest rate to compensate for charging no points. It is important to comparison shop lenders to make sure your loan is at a competitive yield.

  7. Should you select a mortgage with a fixed rate or an adjustable rate? The answer to this question depends on whether mortgage rates are at a high or a low point when you purchase, and on how long you plan to live in the home. If rates are high, an adjustable rate might be attractive since subsequent rate drops could reduce your monthly payments. Additionally, lenders may offer a low rate during the first few years of an adjustable mortgage to make it appealing to you. If interest rates are low you might want to take a fixed rate to protect yourself against the possibility of rising interest rates.

  8. Be aware of the two main types of loan categories.
    • Conventional Loans. Conventional mortgage loans are available with fixed or adjustable interest rates. Some loans may require mortgage insurance.
    • Government Loans. These include Federal Housing Administration (FHA) fixed and adjustable rate mortgage loans, and Veterans Administration (VA) fixed rate mortgage loan

  9. If you are a low or moderate income homebuyer, there are special programs designed to help you. These loans are available through private lenders, as well as local and state housing agencies, like the California Housing Finance Agency (CalHFA). Most lenders specializing in real estate mortgage loans are aware of these types of loan programs.

  10. Why might I have to pay mortgage insurance? Mortgage insurance protects the lender from potential loss if you should default on your mortgage loan payment. Generally, conventional loans that require larger down payments do not require mortgage insurance. Mortgage insurance is always required on FHA mortgage loans.

  11. Many organizations offer home loan counseling to prospective homebuyers. These organizations provide classes for homebuyers to cover the steps to homeownership. They will cover home selection, realtor services, lenders, loan programs, homeownership responsibilities, saving for a down payment, and other important pieces of information. Many first-time homebuyer programs require homebuyers to attend this type of class to be eligible for selected programs.

FREE MLS search

Homebuyers interested in applying for financing should contact one of CalHFA's approved lenders.

CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program

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Pacific Palisades Real Estate Blog - Saturday 09-26-2009 - Welcome to Green California!

09-26-09
Dom Naidoo - Pacific Palisades Real Estate

At the direction of Governor Schwarzenegger, California is leading by example on energy efficiency and conservation, sustainability, green building and green purchasing practices.   Through Executive Order S-20-04, known as the "Green Building Initiative," and the accompanying Green Building Action Plan, the governor calls for state buildings to be 20 percent more energy efficient by 2015 and encourages the private sector to do the same.

Green California is your gateway to the latest information about how the state of California is working to reduce energy and resource consumption in state buildings, while lowering greenhouse gas emissions, and creating healthier environments in which to work, live and learn.

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Pacific Palisades Real Estate Blog - Friday 09-25-2009 - New Home Sales Rise!

09-25-09
Dom Naidoo - Pacific Palisades Real Estate

I found this article from the Los Angeles Times very interesting and wanted to share with you...

New construction rises WASHINGTON -- New U.S. home sales posted a tepid 0.7 percent increase last month, missing Wall Street expectations and providing more evidence that the housing market recovery remains tentative.

The Commerce Department said Friday sales inched up to a seasonally adjusted annual rate of 429,000 from a downwardly revised 426,000 in July. Economists surveyed by Thomson Reuters had expected a pace of 440,000.

While it was the fifth straight increase and the strongest report in 11 months, sales were 4.3 percent lower than the same month last year. Sales have risen 30 percent from the bottom in January, but are off about 70 percent from the peak of four years ago.

The report was the second straight disappointing sign for the U.S. housing market, which is struggling to emerge from the most severe bust in generations. On Thursday, the National Association of Realtors said sales of previously occupied homes, which make up the bulk of the market, dipped 2.7 percent last month.

To view the full article please follow this link: New Home Sales Rise!

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