Naoma Doriguzzi - New Media Director

Whew it has been a whirlwind the past few months and I can't complain. I started with New American Mortgage in the beginning of March and had more successes in the past few months I think than in my whole career as a mortgage consultant in the past 6 years. I am so greatful for the quick success but sad for the amount of time it has taken me from my young and growing family.

As most of you know I have a 4 yr old and a 1 yr old little boys. I have spent many evenings lately working and doing events with my referral partners. I work so hard now so I won't have to in a few years.

Last night I went to an event and made some great connections in the community but didn't get home until 9:30 and my 4yr old was still awake waiting for me. I will be away from them Wed, Thurs and probably Fri night this week.

So, today I got home at 6:30 and decided to take my boys on a date night. We jumped in the car and off to the mall we went! We walked around the mall and stopped at the pet store to admire the cute little puppies and kittens.

Next we went for dinner at the food court. Anything my boys wanted - I was not going to tell them no. Hunter picked out cheese pizza and white rice so that his baby brother could share with him.

As we were sharing our meal together Hunter ( my 4 yr old) asked me "What did you do today?" And we had a nice little conversation talking about our days. I wasn't prepared for what he would tell me next....

"THANK YOU FOR COMING HOME TODAY"

Thank you Hunter for reminding me how lucky of a mom I am to have 2 of the greatest little guys I could ever imagine! Thank you for loving me unconditionally and for forgiving me! Thank you for making my life wonderful and for pushing me to be a better person!

So yes I am a Mortgage Professional, Blogger, Speaker, Organizer, Trainer in Virginia Beach but ABOVE ALL THINGS I AM A MOTHER TO HUNTER AND ETHAN DORIGUZZI!

I am 100% on board with technology, social networking and making things easier to communicate by emailing, texting and even skyping. I have been teaching and speaking quite a bit lately around Hampton Roads for various groups and organzizations.

Well yesterday I got a handwritten card in the mail from a real estate agent thanking me for speaking at an event. I thought it was so thoughtful and something that I will keep in my binder of recommendations.

Thank you Robin McIsaac!

When was the last time you took the time to say thank you the good old fashioned way?

Thanks Tina Merritt and all the volunteers and sponsors who put on a successful REbar Camp here in Virginia Beach. Otherwise known as #REBCVB

This was my first experience - I had been able to lurk in on a few of the other ones around the country thanks to the Dakno guys Bobby and Brad Carroll. But being able to experience the excitement, sharing and networking in person was invaluable!

I got the great pleasure of meeting some great bloggers, social media, facebook friends and twitterers that I have been networking with for years and already had the connection with but meeting in person was so much fun!

I was getting hugs from all of them - it didn't even bother me because I already knew so much about them and had created the relationships online. These online connections ARE real - with real people.

Thanks again for a great day!

If you haven't been to a Rebar camp - it's not too late! Sign up in a city near you!

RE BarCamp San Francisco - Aug 4 #REBCSF

RE BarCamp Columbus - Aug 20 #REBCOHIO

RE BarCamp Miami - Sept 14 #REBCMIAMI

RE BarCamp Lynchburg - October 8 #REBCLBG ( I will be attending this one)

RE BarCamp DC - October 27 #REBCDC

Here are a few photos from the event.

AND Yes....the event was in a bar - Buffalo Beach!

UNDERSTANDING YOUR MONTHLY PAYMENT

So are you ready to be a homeowner?

One thing to consider in preparing for this huge step is the added expense. I am not trying to scare you but there is more than your mortgage payment to be prepared for.

As a renter you pay your rent $1000 a month and probably utilities.

As a homeowner you pay PITI. ( Principle, Interest, Taxes and Insurance)

Principle -the amount you owe to the lender - loan amount paid out over a period of time ( usually 30 yrs)

Interest -the cost of borrowing the money ( interest rate)

Taxes - Property Taxes

Insurance - Homeowners Insurance and sometimes flood insurance

At New American Mortgage we offer a FREE Mortgage Consultation for you!