John Cashion

Why Infinity Home Mortgage Company?

Infinity Home Mortgage Company is an independent Mortgage Banker. Our only business is taking mortgage applications, processing these applications efficiently and closing these loans quickly. We have no other business.

Who We Are

Infinity Home Mortgage Company is a Regional Mortgage Banker with offices throughout North East. We bank our loans which mean that we use our own source of funds to close your loan. We are not brokers. While we do have the ability to "broker" a loan, we only do so when it is beneficial to you, our customer.

We are licensed in most States. Our approach to the mortgage lending business is simple - we focus on the needs of you, our customer, and deliver the mortgage loan that is best suited to your needs.

We underwrite your file. With rare exceptions, your loan file is processed and underwritten by our employees. Unlike most other mortgage lenders, including the national banks, our processing and underwriting is local. I have the ability to sit with the underwriter (in his or her office) to discuss your loan application.

We pride ourselves on customer service. We do not offer checking or savings accounts; we only offer 1st and 2nd home loan mortgages that best serve our customer's needs.

Who We Are NOT

Not a Division of a National Bank - Infinity is not a division of a national bank. All of our decision making is directly and solely related to the origination and closing of home loans.

Not Understaffed like a Community Bank - we are not a department in a Community Bank. Respectfully, a Community Bank's focus is not dedicated to efficient mortgage processing and loan closing. Checking accounts, savings accounts and commercial loans compete for resources at Community Banks.

Not a Broker - Infinity is not a loan broker. We are a direct lender. We underwrite and close our loans... with our money. Unlike a loan broker, our loan officers can sit across the desk from the underwriter to discuss your loan. That underwriter has the authority to approve your loan.

Loan brokers don't have this ability

Areas of Expertise

FHA

203k Renovation Loans

USDA

VA

Conventinal

No Income Verification Loans

Construction Financing

2nd Homes

Investment and Rental Properites

Extensive knowledge of realestate in Delaware

Infinity Home Mortgage Company offers consumers the best rates, the best services and guaranteed closing costs! Whether you are purchasing a home or refinancing your existing mortgage, we can can help guide you into the best mortgage program at one of the most competitive rates in the industry. Because we are mortgage bankers, not brokers, we have the ability to close in our name and sell directly into the secondary market. Call today to learn more about our programs and services.

As a licensed mortgage banker, we offer a wide range of competitive mortgage programs to buyers of resale properties as well as buyers of new construction. In addition to mortgage services, we provide valuable tools to help you understand the details of buying and selling a home. We also provide many other additional resources to ensure that you have the knowledge to make informed decisions.

We are committed to the customer and provide top-notch customer service. We have earned our reputation through the outstanding relationships that we have developed with builders and realtors around the state.

The cornerstone of our company is our Customer Service Guarantee. Please review our web site and call or e-mail us with any questions you may have. We look forward to working with you.

Our approach to the mortgage lending business is fundamentally different from most other mortgage entities. Unlike most traditional mortgage companies, our lending philosophy begins with first understanding the needs of our customers. We then "work backwards" to create the origination and closing processes that best serve our customer's needs.

Infinity Home Mortgage Company was established by Individuals who have extensive experience in mortgage banking and real estate law. Our collective expertise provides special "value-added" insight to our referral sources and customers. We truly understand the entire real estate process from the pre-qualification through the loan closing. As an organization built with a "can-do" mentality, we understand the demands and pressures placed on all parties in the real estate transaction.