Thank you for your interest in purchasing a home in the St Charles St Louis metropolitan area. Please contact Dwight Puntigan at River City Real Estate in order to receive your FREE personal Listingbook account!
Buying a home is one of your most important financial decisions! You want to make the right choice - an informed decision. Why not use the best service available - the service that gives you the ability to find the perfect home at the right price? Listingbook is the most efficient, effective, and satisfying home buying experience available.
With Listingbook you have it all! 24/7 access to in depth property details and all photos, area sales report, loan data, price history, tax data, location maps, school info, and virtual tours. You have the freedom to search for homes like a real estate agent; yet your agent's expertise and knowledge is a click away. Your agent customizes your search and creates your personal Web site. Want to change criteria? It's easy and only takes a few moments!
Finally, you know what's happening. Store your favorite homes in a special list you share with your agent. If there is any relevant change, you are immediately notified. No more sifting through 100's of listings - you are now up to date.
If your curiosity is ever piqued, Listingbook's Quick Search is the answer. Find how many homes have "workshops" or "open floor plans." Investigate a favorite sub-division or street. This is your personal site - it works for you!
Only two clicks of a mouse and a message to your agent is on its way. No
fumbling for an email address, no frustrating phone tag, no virus concerns;
communication is easy and convenient. Home details are automatically included in
the message - just click and view! What could be easier?
You and your agent are a team. Listingbook allows you to quickly get
your teammate's answers and stay informed.
Seven days a week, twenty-four hours a day, Listingbook delivers your information. Whether you are at your home, your office, or on vacation, you can access your Morning Report, property information, and messages.
Finding your perfect home has never been easier!
Also at http://www.StCharlesHousing.com and at St Louis metro housing
First time home buyers may take advantage of the $8,000 tax credit http://www.digits.hrblock.com/tipsandpodcasts/text/homecredit.php?otpPartnerId=2889&CampaignID=2889_0017&pgm=31444300
The Missouri housing and development are offering $15,000 to buyers of foreclosed homes http://www.mhdc.com/homes/nsp/index.htm
St Charles county is offering an incentive program to gain new St Charles County home owners. The county provides $500 which is matched by the lender, builder, or seller to provide a one thousand dollar assist with your closing costs. Joe Calcaterra at 314-368-9515 is cooperating with this matching fund program. See http://www.homestcharles.org./ While there also look at the tab for down payment programs available from the cities of St Charles, St Peters, and O'Fallon.
Remember, your least expensive money to purchase housing should be conventional financing. However, this will also require your credit to be at its best, and adequate down payment. FHA mortgages help fill this gap. Read this comparison http://www.fhainfo.com/fhavsconventional.htm
Your VA benefits help your home purchase buy not requiring the 3%+ down payment that the FHA does but also due to government guarantee the credit restrictions are not as strict. Read http://www.vamortgagecenter.com/f/conventional_vs_va_loan.html
As close as Lincoln, Warren, Jefferson, and other rural counties are it is worth looking at USDA funding. The advantage is near 100% financing with less attention to credit score. Read http://www.usdaloanapproval.com/usda_loan_guidelines_index.html
Bankruptcy, foreclosure, unemployment are normally what keeps you out of the housing market. There are tools that often can be used to avoid this if used soon enough. I can't keep you from losing your job, but possibly foreclosure and bankruptcy. Thank you,
Dwight Puntigan
River City Real Estate
636-219-6242 Cell
800-689-6991 Fax
http://DwightPuntigan.Point2Agent.com
http://www.StCharlesHousing.com
http://seniorplanningdwightpuntigan.com/
http://stpetersrealestateinvestment.2trom.com/
Contact:
Dwight Puntigan - River City Real Estate - Real Estate Informational Links
I am Designated by my office to work for my client as a buyer's agent if they are shopping for property. One of the very first things I do is is hand my client the Missouri Brokers Disclosure and explain the methods of agent representation. Read http://www.stcharleshousing.com/buyers.htm
If you are just curious as to what the market has to offer, feel free to ask me or take a look at http://dwightpuntigan.point2agent.com/Popular_Searches/page_203587.html
If you would rather search the MLS yourself before asking me use http://dwightpuntigan.point2agent.com/Search_MLS_Listings/page_203592.html
If you are unfamiliar with the buying process, ask me, or take a look at http://www.stcharleshousing.com/homebuyersguide.htm
Ask if you would like a report on the recent activity of what is for sale, what has sold, at what price, how long it took, and the difference between sold price and list price for any given subdivision.
If you are a renter and would like to recieve a free report call or email me and I will forward it to you.
Please contact:
Dwight Puntigan
River City Real Estate
1014 Country Club Road
SSt. Charles, Mo. 63303
636-219-6242
I look forward to assisting you to meet your goals and needs.
Recently there were 76 active listings for homes in Town and Country, at an average price of $1354,820 with an average size of 4,536 square feet. This is an average cost of $262 per square foot. Sellers the average property here has been on the market for 168 days.
Buyers, these listings are available for your review at http://dwightpuntigan.point2agent.com/Popular_Searches/page_203587.html
If you are considering relocation to or from the Town and Country area call 636-219-6242 or reply to my email address.
I provide free information: Home Buyers Guide, Hiring the Right Agent, How does the Agent Represent You - Agency, Is now a good time to buy, Should I think New Home - Resale - single family - condo - villa, What type of loan is best for this situation - who specializes in those, there are several ways to get down payment assistance. http://www.StCharlesHousing.com
Buyers to see searches from the MLS of other areas use http://dwightpuntigan.point2agent.com/Popular_Searches/page_203587.html
or to search the MLS yourself use: http://dwightpuntigan.point2agent.com/Search_MLS_Listings/page_203592.html
Dwight Puntigan
Century 21 Luetkenhaus
410 Crestview Drive
O'Fallon, Mo. 63366
636-219-6242
For first time home buyers, growing families, relocations, investing, recreational living, downsizing, and to assisted living with attention to the creation, growth, and maintainence of family wealth.
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