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David Pylyp

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Talk is Cheap - Some people will promise you anything

11-06-09
David Pylyp
Some will promise you anything you want.
Some of the claims are outrageous.

Here are mine.




I am here to answer your questions. Lets talk about serious issues. Buying before the new HST kicks in. Buying before there are interest rate increases and locking you in. Maybe Curing a few credit problems and buying.
Whats the theme here?

Buying a place for you. Talk is cheap. I will listen to what you want.
2 Comments
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Credit Sucks huh Fix it and Buy a House

11-06-09
David Pylyp
So, You went to the bank. Met with the person across the desk. They told you that the RANGE or Beacon Score that is related to your Credit Record is too low for the money that you want to borrow. You feel that you want to afford that pretty house that your wife wants.

You want to make you family happy, but.....

Your Credit sucks huh


Maybe you just missed a few payments, Often its a forgotten item when you moved. A missed deposit. In any event, rather than being turned down we can have our people look at this for you and straighten a few things out.
It may take a few months, or restructuring your debt to reduce your monthly payments, but if you do nothing, nothing will change. You need to be proactive. We can fix this.
There are people that will sit and expain step by step what needs to be done to repair your credit. It is not as overwhelming as it seems.
Give me a call at 647 218 2414 and lets Go shopping for your new place to live!.
5 Comments
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Toronto Real Estate west Update Nov 02, 09

11-02-09
David Pylyp
Predictions were that we would hit almost 8,000 sales for the month. October 2009 ended up being the highest October in history for number of sales reported to TREB with 8,463 sales.
Available homes and Condos, inventory levels are continuing to fall. As of October 31st there were only 14,404 homes for sale.




Details are available at http://Davidpylyp.com
To put things into perspective, there were 64% more sales this October than in October 2008 and there are currently 47% fewer homes for sale than there were in Oct last year. The numbers show a hotter market than even those spiralling years from 2004 to 2007. To take advantage of this market as a buyer is a little harder to answer.


How to take advantage as a seller is obvious, Stage, Price it well and Hold offers back for 5 days. This multiple offer bidding will continue well past the first snows of December and probably into the new year

Fasten your seat belts and Stand by…
4 Comments
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This house is FU with P

11-01-09
David Pylyp
This house is definitely FU with P.
The first time I heard it, I was a touch shocked. Did I miss something? Was it slang? Could I have missed their intended comment.

Real Estate has many acronyms that we need to learn. The most common it seems is furnace which regularly is referred to as GB & E [gas burner and equipment]. One that seems to have retired is SS&SD, Storms, screens & storm doors. No one seems to mention the myriad of extra outside windows that are bolted, screwed and wedged in to protect us from a Canadian winter. You must have seen Mortgaging that is TAC [Treat as Clear] . Sometimes it will say PTA [Purchaser to Arrange New Financing].

Another often asked category is the closing date with TBA [to be arranged] an as yet undecided or uncommitted closing date. The Listing forms list New, PC [Price Change] and the ever confusing SC. [status change] This means that the property has moved to be under contract but is not sold until the conditions are fulfilled or satisfied, they have financing or inspection contingencies to conclude. The specific conditions are available if you ask the brokerage.

Far from our friends to the South, Closing costs here are always paid for by the buyer. Rebates apply for First Time Buyers that max out at $5725 if you Miller and LTT together. Try the online calculator.

Have you worked out the FU withP? Fixer Upper with Potential. This house is a definite FU with P. I'm still LOL about that or has text speak already aged me?

Are there a few that you would like explained? Lets try. Add your own here.
7 Comments
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Create Multiple Offers - Toronto Real Estate

10-30-09
David Pylyp
Lets Get Multiple offers on that property now! If we reduce the price to an absurd level, surely the Buyers will come out in droves and bid with wild frenzy.
What will happen? Yes the OPEN HOUSES will be absolute traffic stoppers! Yes HUNDREDS of people will come out for the carnival atmosphere that has been created.
Lets take some brand new homes on a busier feeder street in West Toronto and add a frenzy of home shoppers in the hottest propertunity we have had in Toronto Real Estate since 1988.

While reducing the asking price to below the expectation will bring additional attention from shoppers and create a bidding war for your property; Taking listings and placing them on the market at 25% of the intended sales value seems to bring out different reactions.

How would you feel about the advertised price not being available. The owner is not required to sell you the advertised item. YUP Read that again. How would you feel in the middle of 300 other families looking at each other and the same house?

Add your comments or stories.
3 Comments