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David Van Noy Jr. <<<<

OPEN Mortgage is The Mortgage LENDER that I recommend......here is why

It becomes increasingly difficult to find the lenders who have been in the business 10+ years and who make a point to stay on top of the everyday changes in the marketplace right now. I have used OPEN mortgage for years and I would not go on the line for them if they were not seriously qualified and experienced.

Open Mortgage is proud to be granted an FHA Full Eagle Lender endorsement. To earn this designation, a number of difficult criteria had to be met. Very few mortgage companies achieve this prestigious endorsement by the Federal Housing Administration.

As mortgage bankers they have access to multiple investors nationwide including their own portfolio products. If there is a loan out there, they will find it. With more than 50 years of experience in the lending business, the people at Open Mortgage understand your specific needs. Their PRIMARY role is being your strategic partner not only today but YOUR mortgage and financial partner for life.

From cost to customer service, Open Mortgage will provide you with the best overall loan. ----------------

They set themselves apart with the highest levels of personal service and advance technology to provide you “real time” updates of your loan status.------------------------------------------------

As you take on perhaps one of the largest investment in your life, Open Mortgage will be with you each step of the way. Whether you are a first time home buyer, investor, making a move up or a senior looking for additional income, they can help you achieve your financial goals by working with a trusted mortgage professional. They take this serious.

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The TOP 10 recession proof investments you can make in your HOME

Cork Floors Cork is quickly becoming an alternative to pricier tile and wood-plank flooring. Low-density cork is an effective insulator, plus it doesn't rot when exposed to water nor does it absorb dust. Premium cork flooring from a company such as Luxury Home Products will run $6.75 per square foot, assuming that you're looking to cover a space of 600 square feet or up. Bamboo Countertops Compressed to the thickness needed for a countertop, bamboo is significantly harder and more dense than woods such as maple--often used for cutting boards--which makes it last. Bamboo is sold in different swatches depending on how much space you need to cover. A good option from Totally Bamboo is the parquet model, which sells at the size of 96 inches by 30 inches for $517 LED Lighting Short for light-emitting diode, LED lighting systems use less energy than standard bulbs, which translates into a lower electric bill. LED lights are more expensive than conventional light bulbs, but can pay for themselves over time. Swing by Home Depot and you'll find120V light bulbs like this one for $39.99. Garage Doors No one does garages like Vault, which can be best thought of as the Williams-Sonoma of garage design. Luxury carriage-door models and revamped pavement leading up to them can boost your home's curb value; this is especially important if your garage is one of your home's dominant features. Costs depend on how many garage doors you have and the style and the quality of the pavement you want leading up to the garage door. It's not uncommon, however, to spend $10,000 for a Vault custom solution. EnergyStar Windows You'll definitely pay a bit more for an EnergyStar certified window, like this $175 32-inch-by-62-inch American Craftsman 8500 model, available at Lowe's and Home Depot, but you'll get a 10% rebate from Uncle Sam. You'll also enjoy hundreds per year in saved heating costs. For an expensive place to heat your home, like Boston, the Environmental Protection Agency estimates an annual savings of $465 a year. More moderate climates like Los Angeles can only expect about $100 in savings. Water-Saving Toilets Based on the American Institute of Architects' 2008 research, homeowner demand for water-saving toilets has grown. It's easy to see why: 1.6-gallon per flush models like this $370 Royal 2010 use about half the water of conventional toilets. They're sold at hardware stores or at online plumbing outlets like my-bath.com. Water Heater Conventional heaters warm water continuously. The $770, 13.8-inch-wide Takagi Flash T-K3 heats water on demand, a more energy-efficient system that in some households might pay for itself in a year. Plus, since it works on demand, you'll never run out of hot water in the shower. Radiant Heat The U.S. Department of Energy estimates that radiant heating is 20% more efficient than conventional heating systems. Though it can be inconvenient and pricey to install a radiant heating system, many of which run between $5,000 and $7,000 if you're looking at an 800-square-foot space, this luxury buy may save you 20% a year in heating costs. Landscaping Besides the aesthetic and health benefits of a garden and yard, it's often the first thing buyers see when they're looking at a home. The National Association of Realtors estimates that 70% of home buyers start the buying process online, and if your front yard pushes people away before they even come to visit the house, you're in trouble in this kind of market Doorless Showers Also called walk-in showers, this is a design trend that likely isn't the function of a down economy, but is mentioned again and again by builders and architects as something consumers want. This $1,550 polished-silver trimmed Kohler Cyan walk-in shower enclosure is popular among boomers as they get older, and is a design element that can also be found in high-end urban apartment complexes.

The Power and Light District in Kansas City raises eyebrows as promised....what about residential?????

About a year ago on my radio show Door 2 Door with David Van Noy Jr. on Hot Talk 1510 I featured a series of shows outlining the future of downtown Kansas City and all the tenants that the Cordish Group were in talks with and the commitment from the huge developer and the city to bring BILLIONS of dollars worth of construction and development to the once blighted area. About the time the gentrification seemed inevitable to me I bagan to talk about it with local residents and business owners. I am not claiming that I am at all responsible for it...dont get me wrong. I just mean to say that it was a good topic of discussion then and now it is undeniable. EVERYONE is talking about it now and I cant say I blame them. The Kansas City Power & Light District or Power & Light District is a shopping and entertainment district currently under construction in Downtown Kansas City, Missouri, USA, developed by the Cordish Company of Baltimore, Maryland and designed by 360 Architecture. When completed, the district will comprise nine blocks on the south side of the downtown loop. It is is located between Baltimore Avenue to the west, Grand Boulevard to the east, 12th Street to the north, and Interstate 670 to the south. The $850 million mixed-use district is one of the largest development projects in the Midwestern United States. The Power & Light District will be one of only a few places in the United States where possession and consumption of open containers of alcoholic beverages are allowed on the street, although they remain prohibited on the street throughout the rest of Kansas City. The Power & Light District is immediately to the west of the Sprint Center. It originally was to be named Kansas City Live!, but the Cordish Company decided instead to name the district after the art deco Kansas City Power and Light Building. The present headquarters of the Kansas City Power & Light Company (a subsidiary of Great Plains Energy) is also located on the northern side of the district. A one-block area within the district, however, is called Kansas City Live!, and will contain three floors of bars, restaurants, and nightclubs, as well as a large, partially-enclosed courtyard and concert venue. some of the MAJOR tenants include: * Angel's Rock Bar - 4,000 square foot music venue and club† (opened March 7, 2008) * Bristol Seafood Grill - 8,000 square foot seafood restaurant (opened February 26, 2008) * Chefburger - 3,300 square foot, locally owned, build your own burger joint (opened March 10, 2008) * Chipotle Mexican Grill - 2,400 square foot location of the Denver-based Fresh Mex chain (opened on February 27, 2008) * The Drum Room - restaurant, martini bar, and live entertainment lounge located in the historic President Hotel * Famous Dave's Legendary Pit Bar-B-Que - 6,300 square foot location of the Minnesota-based barbecue restaurant chain (opened February 22, 2008) * Gordon Biersch Brewing Company - 8,500 square foot location of the Chattanooga-based chain of brewery/restaurants† (opened March 10, 2008) * H&R Block world headquarters (opened October, 2006) * Hilton President Kansas City - 213-room refurbished historic 1926 hotel, featuring the Drum Room (reopened January 5, 2006) * Howl at the Moon Piano Bar - 4,700 square foot location of the Cincinnati-based chain of "dueling-piano bars"† (opened February 7, 2008) * Lucky Strike Lanes - 23,000-square-foot, 12-lane upscale Hollywood-based bowling alley, featuring live DJs, food, and drinks† (opened on March 6, 2008) * McFadden’s Sports Saloon - 6,900 sq ft Irish-themed sports bar† (opened November 9, 2007) * Raglan Road - Irish pub comprised of pieces transporpted from Ireland† (opened March 4, 2008) * Sprint Studio - 5,500 square foot store in the district. The interactive, high-tech store will “coach” customers on the latest technology from Sprint Nextel. (opened March 5, 2008) * Ted's Montana Grill - location of the Atlanta-based chain of restaurants featuring bison on its menu (opened February 12, 2008) * Tengo Sed Cantina - Mexican-themed bar and nightclub (opened March 7, 2008) * Vinino - concept Italian restaurant and wine bar† (opened November 16, 2007) So now I think I can start talking about what a HOT spot it is going to be to LIVE and about a year from now I dont think you will be able to touch a place near GRAND for less than $300 a foot....thats about a 50% increase from todays average prices. Cordish also plans to build four residential towers in the project. As of August, 2007, only one is under construction: a 38-floor 350-unit residential tower, which may include a boutique hotel. The site is just north of the H&R Block headquarters, on a lot once occupied by the Jones Store Company's flagship store. The department store building was demolished during the summer of 2005 and the ground was leveled and dug out beginning in March, 2006. If you would like to tour some of the residential components or get on the list to be notified when the best deals come available just send me an email or sign up for latest listings at www.davidvannoyjr.com

Here are a couple of tips for navigating your way through the wonderful JOHNSON COUNTY

Johnson County has a grid network through most of the county with a road every mile. The grid has facilitated rapid growth and easy access.

Major highways

  • I-35 - Southwest corner with Franklin County northeast through Edgerton, Gardner, Olathe, Lenexa, Overland Park, and Merriam to the northeast corner with downtown Kansas City
  • I-435 - Northern border with Wyandotte County south through Shawnee and Lenexa to K-10 then east through Overland Park and Leawood to the Missouri border
  • K-10 - Western border with Douglas County east through DeSoto, Lenexa, and Olathe to I-435
  • US-69 - Southeast border with Miami County north through Stilwell and Overland Park past I-435 to I-35
  • K-7 - Southern border with Miami County north through Spring Hill, Olathe, Lenexa, and Shawnee to Wyandotte County
  • US-56 Southwest border with Douglas County east though Edgerton and Gardner to I-35

Other major roads

  • Shawnee Mission Parkway - Interchange with K-7 in Shawnee east through Merriam, Mission, Fairway, and Mission Woods then joining up with Ward Parkway in Missouri
  • Metcalf Avenue - Runs parallel with US-69 from Miami County north through Stilwell and Overland Park past I-435 and Shawnee Mission Parkway to join up with I-635 and I-35 in Wyandotte County
  • 175/179th Street - Interchange with US-56 and I-35 as 175th St. east to Pflumm Rd. where it turns southeast to become 179th street then east to US-69 and Metcalf Ave.
  • 199th Street - Intersection with US-56 in Edgerton east through Spring Hill and Stilwell to the Missouri border

Navigation tips

  • Santa Fe Street is in Olathe, Santa Fe Trail Drive is in Lenexa, and Santa Fe Drive is in Overland Park, each of which go through their downtown areas. There is also a Santa Fe Street in Gardner that is parallel with 175th St..
  • Downtown Olathe and the County Courthouse are located at Santa Fe St. and Kansas St. apox. one mile west of I-35 on Santa Fe St..
  • Downtown Overland Park is the area around Santa Fe Dr. and 80th St, most easily accessed from I-35 on 87th Parkway east continuing northeast on Santa Fe Dr..
  • Most Kansas City Citizens refer to anywhere south or west of I-435 as Southern or Western Johnson County even though this is incorrect.