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Benjamin Clark - Exclusive BUYER'S AGENT - Certified Negotiation Expert - SLC, UT

RE BarCamp - You will leave wanting more!

Real Estate Bar Camp LogoRE BarCamp is a fabulous FREE day of sharing and learning.

What makes a BarCamp the best event you'll attend this year? YOU set the agenda. YOU come to learn and to share only the things YOU are interested in!

The main focus of the Salt Lake BarCamp on June 5th is Social Media & Technology.

Topics Include:

  • Blogging
  • Twitter
  • You Tube
  • Facebook
  • Search Engine Optimization
  • Podcasting
  • Web Marketing
  • Google
  • and MORE!

Come learn about the tools and technologies successful agents are using in this economy. Have YOU found a tool or strategy that has helped your business? Come share it with a group of people EAGER to listen!

BarCamp is:

  • fun
  • interactive
  • fulfilling
  • exciting
  • refreshing
  • eye-opening
  • motivating
  • inspiring
  • powerful
  • FREE

You can't afford NOT to come to this FREE event if you want your business to thrive like never before, even in this economy!

There will be a wide variety of topics and no hard selling of products or services. This is about SHARING information so that we can all take our businesses to the next level. Recent BarCamps in Phoenix, LA, New York and many other major markets have had as many as 50 or more sessions, all within 1 amazing day of opportunity.

RE Bar Camps are FREE for attendees. There are prizes and giveaways. Lunch will be provided for AT LEAST the first 100 who register, so don't delay!

Register NOW at www.rebarcamp.com/slc/rsvp/

DATE: Friday, June 5th, 2009

TIME: 9 a.m. - 4:30 p.m.

PLACE: Salt Lake Board of Realtors Campus
230 W. Towne Ridge Parkway, #200
Sandy, UT 8407

Anyone who has ANYTHING to do with a Real Estate Transaction is invited to attend. Again, this is FREE. All we ask is that you register.

An Exclusive Buyer's Agent is the Only Way to Go

Satisfied Home Buyer Clients of an EBA in front of their new homeI recently transferred to Salt Lake City from California. Having owned a few homes, and also having dealt with various agents in the past, I did not relish the stress and hassles involved in the home buying process. I investigated my options, and wanted an agent that would be a good fit for me. I wanted an agent who was willing to work only for me. Little did I know that I was about to embark on one of the most rewarding and remarkable adventures of my life.

Benjamin Clark is the best! He made the buying process an absolute pleasure. He was with me every step of the way and made sure that it was as smooth and hassle-free as possible. He was always available and prepared to take me to as many locations as possible, giving me a great overview for location and price. When I found my future house, he handled the negotiations with all the professionalism I could ever hope for. He was knowledgeable, courteous, patient, and tireless in his efforts to find, obtain and help me purchase the right house.

Ben helped make my purchase a truly enjoyable experience. I would highly recommend Ben (an EBA - Exclusive Buyer's Agent) for your real estate needs.

Ben, thank you for everything.

Merlin and Rose Hubbard
Salt Lake City, Utah

Is your job transferring you to Utah? Want to settle down? If you have excellent credit and will be buying a $300,000-$800,000 home in the next 1-3 months and would like an agent who will work exclusively for you, make sure you get an Agent on YOUR side of the transaction! Make sure you hire an E B A! Call us at (801) 969-8989 or contact us via the link on this page.

Exclusive Buyers Agents do not list homes and never represent Sellers. They represent Buyers ONLY on the Buyer's side of the transaction. They work to get BUYERS the Best Price and Terms when they Buy...

©2009 Homebuyer Representation, Inc. - "The Real Estate Agents on the Buyer's Side" TM - Salt Lake City, UT

Exclusive Buyers Agents (EBA) - All Rights Reserved

Finally...

real estate agents on the buyers side

Beware the Bailout Buzzwords

buzzwords: bailout obama stimulusBeware the Buzzwords.

I had a recent experience with my current mortgage holder that makes me wonder if consumers are accepting "deals" from banks that are not "deals" at all.

First, to be clear: I have equity in my home and I don't need a loan modification. I'm just in the market to refinance because rates are pretty good right now.

  • I called to get a payoff on my existing loan.
  • I got transferred to a loan retention department where they had a "special deal" for me if I stayed with them. I think it was something like 1/8 less than my current rate. AND I had to pay origination fee and other junk closing costs...
  • I told them that their retention rate was terrible. It was 7/8 higher than another option with no points or fees.
  • They told me I might qualify for a loan modification under Obama's plan.
  • I told them I likely wouldn't go for that even if I did qualify, but I would listen to their sales pitch just to see how low my special government "bailout" rate could be.
  • Turns out the Obama "special deal" was only 1/8 better than the lender's deal. Still about 3/4 higher than the rate I had locked in elsewhere with no points or fees. I even pointed that out and asked what was up with that? The rep just said that some people thought it was a good deal and that the program wasn't meant for everybody.

Beware. Not all of the "deals" out there are deals at all.

I just KNOW someone somewhere would be laughing all the way to the bank (pun intended) if I bought into either of those deals.

I'm not saying there aren't a select few out there who cannot benefit from some of the programs out there. But most have to live in an area where no depreciation has taken place in the past 2 years...

Some in the real estate and lending industries feel the most touted "programs" are merely publicity stunts. They wouldn't be surprised to find out some conglomeration of lenders lobbied for such programs. The main benefactors of many programs are not really homeowners, but lenders... "Just follow the money," they say.

I certainly don't even know if the "Obama" program being pitched by my loan servicer was really tied to the "stimulus package". It could just be that lenders are trying to find the "some people" out there who will think the offer is a good deal because they used certain buzzwords in the sales pitch.

If you hear "Bailout" "Obama" or "Stimulus Package" watch out. Slow down. Do your homework.

The lender could just be trying to stimulate their own bottom line...

If you have excellent credit and will be buying a $300,000-$800,000 home in the next 1-3 months and would like an agent who will work exclusively for you, make sure you get an Agent on YOUR side of the transaction! Make sure you hire an E B A! Call us at (801) 969-8989 or contact us via the link on this page.

Exclusive Buyers Agents do not list homes and never represent Sellers. They represent Buyers ONLY on the Buyer's side of the transaction. They work to get BUYERS the Best Price and Terms when they Buy...

©2009 Homebuyer Representation, Inc. - "The Real Estate Agents on the Buyer's Side" TM - Salt Lake City, UT

Exclusive Buyers Agents (EBA) - All Rights Reserved

Finally...

real estate agents on the buyers side

How to REALLY Get a Free Credit Report

The NOT SO Free Credit ReportMany "FREE" credit reports turn out to not be so free at all.

Some people get charged a processing or handling fee, others get signed up for credit monitoring or other unwanted recurring services.

The Federal Trade Commission sets things straight on their website.

See: http://www.ftc.gov/freereports

The Fair Credit Reporting Act gives you the right to receive a copy of your credit report annually as reported by the 3 main credit bureaus: Equifax, TransUnion and Experian.

Before you fall for a "Free" credit report offer, make sure you visit the FTC's website first.

 As they say on their website: Anyone can write a catchy jingle or dance a jig. Here are some ads from the FTC's website. Not too bad if I must say so:

 

If you have excellent credit and will be buying a $300,000-$800,000 home in the next 1-3 months and would like an agent who will work exclusively for you, make sure you get an Agent on YOUR side of the transaction! Make sure you hire an E B A! Call us at (801) 969-8989 or contact us via the link on this page.

Exclusive Buyers Agents do not list homes and never represent Sellers.  They represent Buyers ONLY on the Buyer's side of the transaction. They work to get BUYERS the Best Price and Terms when they Buy...

 ©2009 Homebuyer Representation, Inc. - "The Real Estate Agents on the Buyer's Side" TM - Salt Lake City, UT

Exclusive Buyers Agents (EBA) - All Rights Reserved

Finally...

real estate agents on the buyers side

5 Reasons Utah is Weathering the Economic Storm

bright field amonst storm cloudsA recent ABC4 news report points out some reasons why Utah is weathering the economic storm better than other states. Diversification seemed to be the main theme. All of Utah's eggs aren't in one basket.

Here are 5 of the examples given:

  • International Exports
  • Tourism
  • Alternative Energy Research & Development
  • Technology Research & Development
  • Population Influx - People AND Businesses are relocating to Utah

While Utah isn't an economic Utopia, the diverse interests of it's residents and it's industrial pursuits certainly make it a great place to live.

Utah generally receives favorable scores in surveys and analyses regarding great places to live. Health, access to recreation, educational opportunities and even access to museums and the "arts" all help make Utah a well-rounded place to live with something for almost everyone.

If you plan on relocating to Salt Lake City or the Surrounding Area, make sure you get an Agent on YOUR side of the transaction! Make sure you hire an E B A!

If you have excellent credit and will be buying a $300,000-$800,000 home in the next 1-3 months and would like an agent who will work exclusively for you, call us at (801) 969-8989 or contact us via the link on this page.

Exclusive Buyers Agents do not list homes and never represent Sellers. They represent Buyers ONLY on the Buyer's side of the transaction. They work to get BUYERS the Best Price and Terms when they Buy...

©2009 Homebuyer Representation, Inc. - "The Real Estate Agents on the Buyer's Side" TM - Salt Lake City, UT

Exclusive Buyers Agents (EBA) - All Rights Reserved

Finally...

real estate agents on the buyers side