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Ed Braciszewski

Affordability Dramatically Has Improved & Now Could Be The Best Time to Buy

Now Could Be The Best Time To But a Home!

How you see the real estate market at the moment depends on what parts you look at. If you focus primarily on mortgage rates and core affordability measures, you may see the country in a recession, but there are some very positive forces at work in the housing sector.

Here's why: Number one -- affordability has dramatically improved since the end of the boom.

Thanks to severe price rollbacks and near-record low interest rates, homes are more affordable to households with average incomes than they've been for almost a decade. Standard and Poor's economist David Wyss calls affordability a major bright spot, and that's confirmed by the Housing Affordability Index compiled by the National Association of Realtors.

Mortgage rates are an important part of that equation, and they dropped again last week -- this time below five and half percent for 30 year fixed rate loans, according to the Mortgage Bankers Association.

Get a FREE list of these afforadble homes emiled to you with pictures, prices in your towns that you are interested in. Now's the time to start thinking about buying a home and beat other buyers to the BEST deals out there. Find homes before other buyers even know they are on the market.

Visit www.MarltonHomes.com and fill out the form at HOME SEARCH or simply contact Ed Braciszewski and start receiving your FREE list today at no cost or obligation.

SELLERS: 80% of The Marketing Is DONE When You Do This!!!

I am seeing this MISTAKE play out all too often in todays' real estate market. Any agent that list a home that is way off of what the market is telling you is just "buying your listing" and you most likely will be helping sell other homes in your neighborhood. You will!

The day you list your house for sale and we price it at current market conditions, is the time and better chance you have selling it especially when we see so many homes flooding the market. Stand out and compete with your neighborhood....become the sore thumb everyone sees!!! Then watch the offers come in and that's when my job gets going. You hire a realtor to represent you during the process and to complete a major transaction of your life. Choose WISELY sellers...choose wisely. Don't hire the FLUFF!!

REMEMBER: You are competing with the massive amount of REO's and Foreclosures hitting the market every month!!!!! The price of homes is still falling. Next year the NAR tells us realtors will sell nearly 5 Million homes and 1/2 will be FORECLOSURES!!!!

Any agent that tells you that the real estate market is rosey or going to recover soon is comitting FRAUD! And there alot of that floating around in the industry. Why do you think this current nightmare is playing throughout the US and around the world right now!

Today it takes skill to sell a home. It is NOT those years when you listed a home and the only skill an agent needed was to try and figure out which offer to take and choose. Now the real estate market dictates an agent be skilled and have the experience and knowledge to get you home sold and that useually means talking the the lenders such as loan mods, shortsales, and foreclosure not to mention REO's.

If you want to list your home any agent will do for that job. If you want to stand a far better chance at selling in todays' market hire an agent who will tell you the truth and listen to him or her. They are the "doctor" you are not. Now if you are a serious seller you will follow the advice of your agent and list your home where the current market is at this time and make sure you build in an adjustment program into the listing agreement to keep current as you travel down the monthly path of time during your listing period.

Now you stand a far better chance at selling your home than the adverage seller!!

ATTENTION: EXPIRED HOME-SELLERS! The Most Critical Questions You MUST Ask Any Agent Before Listing!

1. How many homes have you sold in the last 180 days, not your company or your office, but you personally? How many listings do you carry and how many are Under Contract? (Hint: If they have not sold at least 12 homes in the last 180 days, their production may not be at the level that would provide a superior advantage to you. You want aggressiveness not BS!)

2. How long have you been an active, working agent? Not just licensed or in the real estate business, but how long have you actually been selling in our market? ( Hint: If they have not been in our market for 7 years or more, they missed some of the cyclical ups and downs that have defined values. Not to mention the sheer transaction experience needed to benefit you.)

3. Are you willing to offer a GUARANTEE that allows me to cancel at any time, for any reason with no advance notice and with no explanation necessary? (Hint: There is only one reason that a company or agent does not offer this guarantee. If they don't have the confidence in their service to offer this to you, why should you have confidence in their service?)

4. Do you have an all day POWER line that provides information to buyers at any time, 24 hours a day? Do you pay for it yourself or is it provided by a lender or your company? (Having a POWER Line is vital. Consider going no further if one is not part of the agent's marketing. If a POWER Line is part of his marketing, but is provided by his company or a lender, it serves virtually no benefit to you as the seller.)

5. Do you know the difference between passive selling and aggressive marketing? (Hint: Don't say a word. Wait and see if they truly have an explanation or even know that there is a difference. If not, consider choosing someone else.)

6. Do you have an aggressive market plan into which you invest your personal dollars? (Hint: Most real estate companies provide such generic marketing, that if the agent doesn't supplement it, your promotions remain limited.)

7. How does your marketing benefit your sellers directly? (Hint: The largest part of most marketing plans benefits you only indirectly. The same marketing efforts can provide a direct benefit to you if handled properly.)

8. What sort of guarantee do you offer? (Hint: Aren't warranties offered for nearly every service or product that you purchase? Why should real estate service be any different? Expect an iron clad guarantee of performance or else. The "or else" is the teeth of the guarantee.)

9. Do you test your marketing techniques for results? (Hint: If your agent does not know where his best results come from, how can you be sure the best marketing techniques are being used. Not just assumptions or company statistics, but real monitoring of your marketing to determine what is best for you, the seller!)

10. What Internet marketing is done for my home, for you as an agent and for your company? (Hint: Marketing on the Internet is vital in today's environment. If the company and agent does not have a strong Web presence, you will be at a disadvantage.)

11. Do you have a team or an assistant? (Hint: Today's market makes it very difficult for one agent to do it all. Even if an assistant or several assistants are part of the picture, find out how the tasks are divided. Your agent should be concentrating on finding you a buyer by marketing and following up.)

12. How do you have access to incoming transferees and new employees? (Hint: There are at least 5 companies in the Mt. Laurel and Marlton areas that dominate the relocation business and they may not be who you think. Find out more!)

These are direct questions that you should ask your next potential agent, and he or she should be able to answer them. Don't just list your home because you like someone or a Realtor sent you something in the mail. Your home is your largest asset. List it with someone with a track record for sales; someone who sells homes and doesn't just list them!

CALL ME TO COMPARE!

Ed Braciszewski
856-802-6800 Office ext 114

EXPIRED HOME FOR SALE - THINK “SOLD”!

SO YOUR HOME DID NOT SELL!!! NOW WHAT?

It's a Shame for YOU Not To Sell Your Home Quickly and for More Money... When Others Do It So Easily!

This is your chance to find out

My Secrets you must know to get your home SOLD!

You can sell your home quickly and easily next Time Out.....

You can sell your home quickly and easily next Time Out..... Even if you've tried before and

your listing has expired...

99% OF ALL REALTORS DON'T HAVE OR USE THIS UNIQUE MARKETING TOOL - I DO - AND THAT'S WHY MY LISTINGS SELL ON AVERAGE OF 50% FASTER THAN OTHERS EVEN IN TODAYS' REAL ESTATE MARKET!

Call Ed Braciszewski

(856) 802-6800

Enter ext 114