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I believe that this financial melt-down proves once again that real estate is the best investment one can make. Not to become an investor of real estate but to own a house, live in it and reap the rewards of ownership. Buy a house with the vision that it will provide for your family - for life if need be. Own it, appreciate it and maintain it and it will appreciate for you. Stay within your financial restrictions and you will considerably raise your percentages of selling it when you choose and for a better price.
People have been led to believe that financial gain is the primary reason to buy a home. They are wrong - shelter, enrichment, self expression, storage and stability in life and financial stability, these are the main reasons to own a home. I believe that the first five reasons are the strongest, ask someone who does not have shelter. Like so many other aspects of our culture, homeownership became an idea bastardized by greed instead of being seen for what it is - a basic human need of protection.
Renting provides shelter, enrichment, self expression, storage and stability in life and financial stability; it also is the base of residential and commercial real estate investment.
I hope that financial institutions stick to the current, more strict criteria of lending, but, I doubt they will greed usually wins out just look back at history. I hope that people realize that for the majority of us there are gradations in life - live at home, rent, buy small, have a family and move up - and for most this does not happen overnight. Have patience and enjoy the moment.
edward Peterson, broker
I have been a Realtor through buyer's markets and seller's markets but this is the first buyer's/money lenders market I have experienced. Buyers with good credit, job history and down payment money are still asked to jump higher when previously established lending criteria is met. Seems that the layers of bureaucracy run so deep in some institutions it is fruitless to even try to mark twain.
Remember when people worked harder rather than smarter? It seems that working smarter for some has gone from doing less to doing nothing and technology has given them their excuses; never got your email, didn't get your voice mail, I don't text, the dog ate my homework etcetera, etcetera, etcetera.
Technology has the capabilities to help people to work smarter but working harder seems to have been forgotten. What is old is new again; maybe working harder should not have been philosophically abandoned; this market requires it along with smarter and better professionals. Make the extra phone call, talk to those who should be speaking with others and get them talking to each other. After all it is our clients, the clients of realtors, bankers, attorneys and others that are expecting professionalism coupled with performance and leading to success.
The end game for all should be the success of the transaction. Working towards that end is how we stay in business and advance our business.
Regards,
ed Peterson, Broker
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A Real Estate Company(sm). Offering exceptional real estate services throughout Connecticut; also licensed in AZ.
eDrake Real Estate is an independent, family run and owed real estate company - a true reflection of our times. eDrake Real Estate offers buyers and sellers a refreshing alternative - a new class of service in real estate. As The Concierge Class Real Estate CompanySM in Connecticut, we respect our client's time, money and goals. As the word "concierge" suggests, eDrake is committed to exceptional service, and I ensure our client's needs are met...our "concierge agents" come to you - at home, at work, wherever it's most convenient.
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Licensed in Arizona we are equipped with the knowledge of the area and the buying process in Arizona; we partner with the best in Scottsdale allowing us to offer a unique service to those who are looking to relocate or purchase a vacation, resort, investment or second-home property in the Scottsdale - Phoenix area.
Please feel free to call us directly to discuss our unique service further at 203-435-5010.
Client Testimonials
"Concierge" means eDrake is committed to exceptional service, we will ensure our client's needs are met. Here are a few testimonials from clients who have experienced eDrake's Concierge Class Service:
...It's been a great learning experience, though stressful at times, and your advice helped smooth over the rough spots. - M.E. & T.R. (Hamden, CT)
We love our new home. Thank you so much for everything. We have no words to express our gratitude to you... You have been so sweet, nice, helpful, patient, informative, detail oriented, resourceful and we are very lucky to have had you as our realtor, especially being first time buyers. You made our first home buying experience a very enjoyable, stress-free and successful one. - R. & P. S. (Hamden, CT)
...Everything is great...We love it here. The neighbors are great, lots of friendly dogs that Chester plays with... Thanks for everything. We couldn't have done any of this without you. I will always recommend you to anybody... - A.G & J.G. (Bridgeport, CT)
Thank you for going above and beyond to help me find a condo. I love it... - E.A. (East Haven, CT)
...I was truly blessed to have the two of you referred to me. Every time I look back on my first home buying experience I am impressed with the professionalism you displayed, the patience and willingness to do whatever was needed to get me what I wanted...you two are the only agents I would ever refer anyone to... - I.S. (New Haven, CT)
...thank you for all your time and your patience. The house was definitely worth waiting for... P.C. (New Haven, CT)
Thank you so much for your diligence and attention as our REALTORS®. We are so happy with our new place and the life we will live there... - E.F. & J.F. (Hamden, CT)
I can't thank you enough for all your hard work and for your patience...You were so kind to me and always kept me informed of the various procedures taking place. I'm happy that S. & S. suggested you as my agent. It was a great choice! Thanks a million!! - E. R. (Guilford, CT)
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