This years Fall Concert Series in Sunrise Park is returning just in time for a touching tribute to the over 3000 people who died in the deadliest attack on American soil on 9-11-2001.
The popular Concert Series will commence on Tuesday, Sept. 11 at Sunrise Park
in Palm Springs. The Marine Corps Combat Center Band will take the stage in an "American Salute Remembering 9/11" from 7:00 p.m. - 8:30 p.m
The Fall Concert Series in Sunrise Park has been entertaining folks in Palm Springs for more than 50 years. It was started many years ago by Mr. Howard Haddock also known as "Mr. Recreation" The concerts in the park carry on a great tradition of presenting community service programs for the residents and visitors here in the Coachella Valley area of Palm Springs.
Michele Cirone-Collier, the Special Events Coordinator/Military Liaison, said, that she is happy to continue the "good work Haddock began more than a half century ago.
The City of Palm Springs Recreation Division features this Fall Concert Series, along with many other free activities throughout the year. Enjoy a picnic dinner and great music under the stars and don't forget lawn chairs, picnic baskets and blankets!!!
Surviving on a fixed income is often feared by those getting close to retirement age. With the high cost of living only continuing to rise, and retired people living much longer than ever before, it is no surprise that the mortgage industry has creatively begun to address this issue. The solution is called the reverse mortgage and obtaining such a mortgage can help a retired couple remain in their home without the pressure of high mortgage payments.
In a reverse mortgage, you have choices to make regarding the way you want to borrow the money. The first type of reverse mortgage is to obtain a lump sum. This type of mortgage allows the homeowner to take out a lump sum of cash for a percentage of the value of their home. Realistically speaking, a home 
that is worth $300,000 will net the homeowner about $190,000. Mortgage lenders take into consideration how old the borrowers are, where the home is located and if the home needs any upgrades or significant repairs when calculating a reverse mortgage payout. You can even pay down your credit cards through the loan.
A lump sum payment has the highest interest rate for all types of reverse mortgages and unless you need a large sum of money, this type of mortgage may not meet your needs as other reverse mortgages can.
The second type of reverse mortgage is technically considered a line of credit. If your current mortgage is not completely paid off, you will need to qualify for a cash payment in order to pay off the mortgage. Once your mortgage is taken care of, you can apply for a reverse mortgage in the form of a line of credit.
A third type of reverse mortgage involves receiving monthly payments from a lender, ensuring that you have extra money every month to meet your needs while on a fixed income. A home worth $300,000 will roughly net the homeowner $1200 a month in cash payments. The mortgage lender calculates the payment amount based on where the home is located, what the home is currently worth and how old the borrowers are.
The final type of reverse mortgage is a combination of the three that are currently available. You can opt to get a small cash lump sum to pay off your current mortgage, get small monthly payments and keep a line of credit open that you can access easily.
To obtain a reverse mortgage, you must be at least 62 years old. It does not matter what your current income is, only that you own your home or you are able to qualify for a cash payment to pay off the current mortgage. People that own mobile homes will not be able to obtain a reverse mortgage for that property.
Borrowers that want to obtain a reverse mortgage are required to meet with a financial adviser that has been approved by the Department of Housing and Urban Development. This is to make sure that the borrower understands exactly what they are getting into and what they can expect from a reverse mortgage.
It is important to understand that when you obtain a reverse mortgage, the loan is not paid back until you die, sell the home, or move to a new location. The loan is paid back once your home is sold from the proceeds of the sale. If you have money left over after the loan is paid back, you or your heirs keep the money. If once your house sells, there is not enough money left to pay back the lender, that was the chance the lender took and the loss is theirs. Your estate does not pay off the balance.
A reverse mortgage can help you stay in your home that you have loved for so long and that you are still able to enjoy. There is no reason that just because you are retired you should have to worry about moving because you can no longer meet basic expenses. Enjoy your home and your retirement. A reverse mortgage may be just the answer for you to be able to continue to live your life as you have been accustomed.
I have a lender that can help in the Palm Springs area if you need more information on Reverse Mortgages Click Here
If you are looking for Real Estate in the Palm Springs or surrounding area, give us a call, we would be glad to help.
(760) 391-4415 Office
(760) 668-2399 Mobile
Established for over 21 years, the Palm Valley Country Club has built a solid reputation of excellence, perfection, and individuality. Offering premium features and many amenities, their background for delivering quality performance is strengthened daily, rivaled only by their determination to provide an exclusive club that out shines the rest and the best.
Both courses, the Challenge course and the Championship course, features a play over rolling emerald fairways framed with the stark beauty of the desert with its sun cast hues. Water features add a jeweled elegance in the almost surreal setting. With multi level greens and challenges along the way, either course promises to deliver a satisfying time for the golf enthusiast in you.
After playing the 63 holes on the Challenge course, or the 72 holes on the Championship course, wander in to the clubhouse; spread over 100,000 square feet, supplying the enjoyment of a myriad of activities, dinners, and so much more. You may want to relax with family or friends over a cold drink. Play Tennis or go swimming, to round out your day of exercise, or visit the fitness center for more focused workouts giving you a way to ease those tired muscles before you end your day indulging in a spa treatment that will have you very relaxed.
The staff at Palm Valley take your relaxation and satisfaction quite seriously, and constantly search for ways to better their services whether by example or through offering a myriad of amenities ranging from a warm up on the course, to all the best pro equipment available in the Pro Shop. The Pro Shop includes the best sports equipment available to assist you in your game. With the options to relax and unwind or exercise and stay fit, the best of both worlds are available here, at Palm Valley.
The real estate listings qualify as prime locations with the variety of 14 different floor plans offering a range of sizes from as small as 949 square feet to as large as 3,485 square feet. Homes these sizes are built to perfectly suit their occupants, and with the perks of a spa, golf courses, tennis courts, and so much more, the life is good. You can experience the stark beauty of the desert, paired with the luscious desert life.
These homes offer a sense of community while building an atmosphere of enjoyment and relaxation through a full schedule of activities and social engagements enabling you to interact with new and old friends both. The charm and elegance are the membership options that give you, the guest, and the choice of level of interaction you prefer. The member advantage plan, the platinum club, or various club committees are the choices, and all of which will serve to enhance your overall enjoyment of the club.
If you would like to see property in Palm Valley Country Club, give us a ring,. We will show you around and help you find the home that suits you best.
Elaine Stewart - Remax Real Estate Consultants - La Quinta, CA (760) 668-2399
The Palm Desert Historical Society Museum has brought their creative genius into play, making available a truly magnificent venture guaranteed to tempt young minds to indulge in learning about their culture rich history, as well as capture the hearts and attention of everyone with a finished product worthy of display in any home or office.
Investing their talent and attention, Lynn Englar, Mark Lunn, and Terry Cardinal have created a spectacular tool geared toward educating people about the desert and the community surrounding it that comprises their life story, both past and present. Terry Cardinal, the Director of Membership Development (Palm Desert Chamber of Commerce) in 1977, determined the need for passing on the wealth of knowledge gained from the pas, to the future generations was a task that was both necessary and important.
Rallying the aid of a knowledgeable educator named Lynn Englar; the solution to this educational and fun learning adventure was planned and brought into existence after the addition of Mark Lunn to the creative team. ColorMeOnline.com is a brilliant display of a myriad of pictures covering a broad range of topics from historical buildings to animals of the desert, famous masterpieces, and locations.
Currently available online, are 100+ paintings that are fully downloadable to be colored by children or anyone else interested in viewing history in a colorful and fascinating way. Embarking on an intellectual journey made simple and easily remembered through beautiful designs and paintings, the Palm Desert Historical Society Museum has produced a valuable tool for not only helping to educate young children, but also enabling them to maximize the learning process by actively taking part in determining their view of color and design to some of the most famous masterpieces known to man.
Divided under two main categories are three additional sub categories that include numerous sub-headings covering a compilation of art history lessons taught through pictures for coloring? Each individual picture includes an explanation of the painting, animal, or location being displayed. The masterpiece paintings also include a number of multiple choice questions created by educators in the grade school level, geared specifically toward encouraging memory enhancement.
The two main categories are Masterpiece Collections, and Nature Collections. Under these two are the three more in depth headings of Color Me Masterpieces which gives children a vast number of choices between such pictures as Matisse's "Lady Playing Guitar", Rousseau's "The Sleeping Gypsy", "Portrait of Mother" by Whistler, and the ever popular "Mona Lisa" by Advance, along with so many more. Also parts of this collection are the American Art Masterpieces and some Masterpiece Sculptures that serve as an integral part of the history of the United States. Color Me Nature gives children a wide variety of bird and mammal pictures to choose from, while Color Me Location provides pictures of local historical locations in the surrounding Palm Desert area as a means of teaching the children about their community. Currently undergoing construction is a number of other collections, Plants, California, and Reptiles & Amphibians.
Sharing history with your children in a fun and relaxed manner is what ColorMeOnline is all about. They have created a tool to help you build a strong foundation for your children as they search for knowledge and understanding of their past, in an effort to perfect the future.
With over 20 years of experience in the Real Estate market, Elaine truly enjoys helping people in the process of buying or selling a home. Elaine specializes in Palm Springs Real Estate. 760 391-4415
To buy or sell a house in the Palm Springs, Palm Desert, Indian Wells, Rancho Mirage, La Quinta, or the surrounding areas, Elaine Stewart is the Real Estate Agent to call. With 20 years of experience in the Real Estate market, Elaine Palm Springs is a desert resort city located in the Coachella Valley 110 miles east of Los Angeles. It boasts more than 350 days of sunshine per year with warm, mild winters. Recreational hiking and horseback riding in the valley are popular activities. There are also more than 200 golf courses making it the world's premier golf destination. There are also events and attractions such as the Palm Springs International Film Festival and the National Date Festival. One of the hottest Real Estate market in the country, the Coachella Valley is a great place to raise your children or spend your retirement years. That makes having a home here a great Real Estate investment. Perhaps you would like to view all the Palm Springs or other Coachella Valley homes available that meet your specific criteria - by calling us or using the form below, we can match your needs and find whatever you are looking for whether it is a 1-2 Bedroom, 3 BR, 4 BR or even a 5-7 BR home. In fact, we are so use to assisting folks in finding "exactly what they are looking for that we already know all your most frequently asked questions. We know our clientele and we have customer testimonials to prove it. Click Here to get custom home listings emailed to you as they are posted on the local MLS. Catalina Grove Condominiums 
truly enjoys helping people in the process of buying or selling a home. Elaine is a member of the Remax Platinum Club, The Platinum Club was first introduced in 1994 to recognize the significant increase in earnings among the very highest producers in the RE/MAX system. We also specialize in foreclosures, pre-foreclosures, and REO's.
The 3rd Phase of Catalina Grove Condos is sold out and there are only 12 units left. These Condo's have been totally remodeled and have granite kitchen countertops, stainless steel appliances, crown mouldings, laminate floors and tiled showers. They are located approx. 5-6 blocks from the Palm Springs Convention Center and Spa Resort and Casino, and about 8 blocks from the center of downtown. Prices start at $189,900. Click Here for a slideshow and pictures.
Elaine is the Marshall Reddick representitve for the Palm Springs Real Estate Market which is part of the Coachella Valey area.
The Marshall Reddick Real Estate Network started in 1978, and today is comprised of outstanding real estate professionals in 200 cities in more than 40 states. These agents find new homes for us in the $120,000 to $220,000 price range with affordable property management, fabulous lenders, and nationwide insurance.
The network makes it possible for people to purchase properties safely and easily all over the country. It is comprised of 65,000 members, most of whom have taken one of Marshall's seminars, and 30,000 who have actually purchased property through the network. Over 800 of his students purchase property every month through this network of agents, lenders and property managers.
The Marshall Reddick Real Estate Network is an educational and purchasing system based on spiritual values.
Marshall Reddicks Network is a customer-focused network that provides club members:
- Knowledge
- Mentoring
- Research
- Support services
- Quality real estate opportunities
Looking to buy an investment home or second home? Looking to sell your home?
Elaine has access to over 100,000 people who are part of the Marshall Reddick group of buyers. She can profile your listing here and on her other websites as well as emailing it to over 100,000 buyers nationwide.
Buying or selling your house is the most important financial decision you will make in your life. Elaine is committed to helping you make the right decisions by accommodating your special tastes, service needs and financial requirements. Give Elaine a call today because your choice of Real Estate Agent can make a difference.
To Whom It May Concern RE: ELAINE STEWART - REMAX REAL ESTATE CONSULTANTS I represented a group of Canadian investors looking to purchase a vacation condominium in Cathedral City, and, like most people who invest in a foreign country, had legitimate concerns about finding the right person for the job. When one purchases property from a long distance away, it is imperative to have someone who is not only extremely knowledgeable, but trustworthy as well. Happily for me, and the investors I represented, we found Elaine Stewart. Ms. Stewart has not only impressed me with her knowledge and insight regarding the real estate market in California, and in particular the Coachella Valley, but has gone above and beyond the normal scope of her duties to give very helpful advice, and excellent service in assisting us to find the right property, deal with the negotiations for its purchase, and shepherd the escrow process through to its conclusion. In short, she has earned the trust I now repose in her, as well as the gratitude of the investors I represent. I would, without hesitation, recommend Elaine Stewart to clients, friends, relatives, and anyone who is looking for a consummate professional to deal with a real estate matter in southern California. I am happy to have this letter posted on Ms. Stewart's website, as I am pleased to say to any readers of this letter that my experience in dealing with Ms. Stewart was altogether both enjoyable and successful. Yours truly, Delwen Stander Chilliwack, BC. ,Canada
------------------------------------------------------------------------------------------------------------------ We met with Elaine the day after an unsuccessful and frustrating bid on a condo in Palm Springs. She listened carefully to what we were looking for, and, as we were leaving for home in two days, Elaine posted all of our criteria on the MLS properties for sale. Over the next two months, the computer emailed us many properties closely fitting our needs and finally one came up which we and Elaine decided to offer on. After some negotiating back and forth, we got an acceptance and we closed the sale in February, 2008. Elaine then picked the escrow agent and to our great relief and pleasure, agreed to act as a "general contractor" for a fair fee to do renovations on our new home away from home. Elaine is a realtor who gives the buyer professionalism personified, enthusiasm and a determination to get it done that all buyers expect but don't often get. We don't give referrals out lightly but were pleased to do so for her to two fellow Canadians. Lyle & Randi Nanaimo, B.C., CANADA
I had the pleasure during the last two months of dealing with Elaine Stewart, a real estate expert who works throughout the Coachella Valley.
-------------------------------------------------------------------------------------
I wanted to take this time to let you know how wonderful your Palm Springs/Riverside agent, Elaine Stewart , has been to me over the past two months. Her knowledge, perseverance and positive attitude has helped me recently land a great secondary home in Palm Springs at Catalina Grove. Her quick wit and pleasant charm helped me remain calm and rest assured that all would be okay. Elaine was always available 24/7 to answer the many questions I had and still continues to do so.
Thanks for letting me share this with you.
All the best,
Michael P.
------------------------------------------------------------------------------------------------------------------
"I had the pleasure of working with Elaine Stewart in searching for an investment property in the Coachella Valley. The first thing you notice about Elaine is that she is personable, bright, intelligent, and very attentive to your needs, and the details of the current local/national real estate market. The second, is how smartly and hard she works to get the results you need to attain your goals. I would not hesitate to recommend Elaine to anyone looking for a new home or real estate investment property. She is one of my all-time favorite agents to work with!" October 10, 2007
Russel V
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2008 ActiveRain Corp. All Rights Reserved
