Bank Owned Property! GREAT Income ($850-$950 per unit) opportunity for the right investor. Sold As-Is. Each unit separately metered 1bd/1ba, living room, kitchen, hardwood floor & Tile. MUST SELL

Do you serve Prince Georges County in any of these capacities? If so you may qualify for tax credit incentives. For more details do to: http://www.pgcar.com/pghome_homebuying/police-and-sheriff-savings.htm

According to Prince Goerges County, here are some of things you need to qualify.

TO QUALIFY:

1. The purchase property must be improved residential property located in Prince George's County, Maryland.

2. At least one of the Purchasers must be employed as a Prince George's County Police Officer or Deputy Sheriff, or a municipal corporation police officer serving in Prince George's County.

3. The police officer must reside in the property as his/her principal residence.

4. A qualified purchaser must maintain their employment as a County Police Officer, Deputy Sheriff, or Municipal Police Officer for three years following the purchase or they will be required to repay the tax.

Regards,

Emmaniece Gordon, CDPE, Associate Broker

B.S., GRI, ABR, e-PRO, ASP, CAS

By the way!Who do you know who is thinking of Buying or Selling Real Estate or simply facing financial hardship in paying their mortgage?Help is only a phone call away! As a Certified Distressed Property Expert, I‘m never too busy to help you, your family and friends. "Together We Achieve More, Because No One Ever Succeeds Alone!"

Gordon HomeSource Group@

Keller Williams Realty Flagship

C: 301-728-0924

O: 410-729-7700

F: 866-890-5678

E: info@MDHomeSource.com

SEARCH ALL HOMES FOR SALE IN MARYLAND BY ALL AGENTS!

www.MDHomeSource.com

If you are a homebuyer looking to purchace a home in Gorgious Prince Georges County, you've just run out of excuses not to purchase in 2009.

Take advantage of these womderful incentives: According to Prince Georges County, http://www.pgcar.com/pghome_pres_message/default.htm here are some of what you need to qualify for the neighborhood Neighborhood Stabilization Plan.

• Applications for down payment assistance are NOW being accepted. You can start your home search, loan qualification and other steps in the process now.

• Down Payment and Closing Cost Assistance loans in amounts up to the lesser of 3.5% - 7% of the purchase price or $15,000 - $20,000, is now available to qualified buyers of foreclosed properties. A wide range of income levels qualify. You may earn from 30% to 120% of the area median income.

• Purchaser's total household income must not exceed 120% of the area median income (e.g. At 120% a family of three may earn up to $106,250 in annual income).

• Applicants must be able to qualify for a first mortgage through a Participating Lender, to purchase the home.

• The prospective property must be a vacant foreclosure located within certain Prince George's County zip codes.

• Applicant must be a first time home buyer, defined as "not owning a home within the last three years."

• Applicant must have a minimum cash contribution of $1,000 to $2,000.

• Applicants must attend 8 hours of HUD approved Home Buyer Education classes.

Regards,

Emmaniece Gordon, CDPE, Associate Broker

B.S., GRI, ABR, e-PRO, ASP, CAS

By the way!Who do you know who is thinking of Buying or Selling Real Estate or simply facing financial hardship in paying their mortgage?Help is only a phone call away! As a Certified Distressed Property Expert, I‘m never too busy to help you, your family and friends. "Together We Achieve More, Because No One Ever Succeeds Alone!"

Gordon HomeSource Group@

Keller Williams Realty Flagship

C: 301-728-0924

O: 410-729-7700

F: 866-890-5678

E: info@MDHomeSource.com

SEARCH ALL HOMES FOR SALE IN MARYLAND BY ALL AGENTS!

www.MDHomeSource.com

I find that many home buyers wait until they sit with a lender to really assess their credit situation. As with any health situations, you wnat to take action before things gets worse. Credit is no different

Your credit is your financial health, so take control ahead of time and save your self the headache of dealing with erronious credit information.

If like to advise my buyers to challenge every/any negative information on their credit report. Don't leave anything to chance.

Here are a few tips to consider and get you moving forward to cleaning your credit for that home purchase.

Your Debt Assessment

• List all your creditors separately
• list the total amount owed to each creditor
• list the monthly payment amount to each creditor

Your Assests Assessment

• List your accounts separately
• list the total value of each item
• for your salaries, list the monthly amount and yearly amount to figure out how much of your salary you are really spending.
• Include all money coming in

Compare your assets to debt, use this format to clear up debt by paying the account with the highest interest rate first and work your way down the list. Make higher minimum payments on all accounts when possible.

Regards,

Emmaniece Gordon, CDPE, Associate Broker

B.S., GRI, ABR, e-PRO, ASP, CAS

By the way!Who do you know who is thinking of Buying or Selling Real Estate or simply facing financial hardship in paying their mortgage?Help is only a phone call away! As a Certified Distressed Property Expert, I‘m never too busy to help you, your family and friends. "Together We Achieve More, Because No One Ever Succeeds Alone!"

Gordon HomeSource Group@

Keller Williams Realty Flagship

C: 301-728-0924

O: 410-729-7700

F: 866-890-5678

E: info@MDHomeSource.com

SEARCH ALL HOMES FOR SALE IN MARYLAND BY ALL AGENTS!

www.MDHomeSource.com

When you are in the Market for a new home or your next home, the information you have at your finger tips is CRITICAL!

Buying a home is an exciting and complex adventure and we take the buying process as seriously as our buyers. That is why it is very important us that you be INFORMED!

• Credit Worthyness
• Appreciation of Asset (your Home)
• Independent Living on Your Term
• Pride of Ownership
• Security and Peace of Mind
• Mortgage Interest Deductions
• Financial Stability
• Property Tax Deductions
• Capital Gain Exclusion
• Preferential Tax Treatment
• Morgage Reduction Builds Equity
• Equity Loans

Here are some of the steps we will take to find your perfect home:

1. Get pre-approved. Do you already know how much home you can afford? There is nothing more frustrating than looking for a home, finding the perfect home, and then discovering that it is out of your price range. Speak with a lender to learn about the different financing options available to you. When you find the right lender get the paperwork processed so that you will be ready to buy when you find the right home.
2. Determine Your Wants and Needs:This is the single most important step. By asking you a series of questions we will be able to establish what you are looking for. Our goal is to not waste your time by looking at properties that are not in your price range or homes that doesn't meet your needs. Throughout the buying process we will maintain your confidentiality and represent your best interests.
3. Avoid major purchases. In order to determine the amount of home you can afford a lender uses your debt-to-income ratio. This ratio is the percentage of your pre-tax income that you spend on debt. Your debt ratio will include: monthly housing costs, car payments, cards, student loans, and any other installment debt. If you take on more debt right before buying a home it is going to have an impact on the amount of the loan that the lender will finance.
4. FIND your perfect Home and sign up for Property Watch. In order to make an educated decision on your next move, you need to know what is available and how much homes are going for. You can search all the active listings from my website. Once you have found some homes, you may want to save those searches and sign up for property watch so that new listings will be emailed to you as soon as they are entered on the MLS. The best homes move fast, so you need to make sure that you are on top of the available inventory at all times so you don't miss out on a great OPPORTUNITY!
5. Home Shopping:We will use every available method to locate a property that matches your search parameters. This will include properties listed with our office, offered through other real estate companies, as well as unlisted properties. We will disclose all known facts about the property that are likely to affect your decision. When we find the home that meets your criteria, we will assist you in writing an offer and act as a liaison between you and the seller.