Enid Beitzel, MRE, CRS, GRI

American Recovery and Reinvestment Act of 2009

This temporary credit is available January 1, 2009 through December 1, 2009 * 10% of the cost of the home up to $8,000. * Buyers claim the credit on their federal tax turn. If credit is more than their total tax liability for the year they will get a refund check for the balance. * Only for first-time home buyers. A first time home buyer has not owned a home in the last 3 years. * Buyers adjusted gross income no more than $75,000 (or $150,000 if filing jointly). * Tax credit does not have to be repaid if the buyer stays in the home at lease 3 years.

Young couples can live comfortably in a rental apartment or small house initially, but inevitably the prospect of children or other considerations will create a demand for more space.

At some point, you will feel that it's time to buy a house, but accumulating the cash for a down payment, moving expenses and up-front loan costs may make it seem out of the question.

But don't despair--home finance is part of a Realtor® training and after discussing your financial picture with them, you may well discover that your prospects for a mortgage are better than you think. If your ability to qualify for a loan in other respects is adequate, creative solutions for a tight initial cash position are available.

A short-term lease-purchase arrangement with the seller, for example, or perhaps a lender with a program that minimizes the down payment and allows some of the loan costs to be included in the payment schedule.

Your agent is aware of these and other alternatives. If you're ready to buy email me. I can help make it happen!

with permission--Realty Tips

Thanksgiving week is upon us. Midst all the turmoil in the economy and the distressful time in the real estate world there is still much to be thankful for. We live in a wonderful country with a capable military that is paying a big price for our freedom and keeping us safe. I am blest with a wonderful family, a comfortable home, food to eat, and a car to get around. This is only the beginning of all the many blessings I have to be thankful for. My real estate career is a bit slow right now but that is to be expected this time of year. I wish you all a week filled with the knowledge of all the good things that come our way each day.

Skyway Heights update-November 8, 2008

Skyway Heights is a delightful place to live. From every home there is a view of our beautiful Colorado Springs, or a mountain view and some homes have a view of Garden of the Gods.

There are currently 2 homes for sale in Skyway Heights with prices of $649,900 and $845,000.

Five properties closed this year with prices ranging from $525,000 to $700,000