Join us for these Brown Bag Sessions! Bring your lunch and learn with us!
Wednesdays at 12 Noon
ERA Landmark's Downtown Office
8 East Main Street, Bozeman
406.556.5001
September 16th - First Time Home Buyer's $8000 Tax Credit
September 23rd - Low Down/No Down Financing Options
"A quick glimpse of the current mortgage opportunity for first time & 'asset challenged' buyers. Also a great opportunity for sellers who may not realize the funds they were hoping for to get into their next home."
September 30th - Navigating This Market
"Looking for a new home? Thinking about buying a place in the near/distant future? This quick session will cover the process from start to finish."
October 7th - How To Pick The Right Property
October 14th - What costs does a buyer incur for purchasing a home?
"Most buyers wonder how much money they will need to have available to purchase a property. This session will put your mind at ease."
October 21st - Home Buyer Scouting Report
"Available now...a password protected, private home purchasing system that puts the buyer in control of their shopping experience. New, innovative & only available through a Bank of America Home Loans representative. "
October 28th - Gifted Funds & Co-signers
Mortgage options are available for buyers who have relatives willing to help out with the transactions. Details will be discussed at this session.
November 4th - Who will protect & watch out for the buyer?
November 11th - Reverse Mortgage Options
Great program for elderly homeowners with limited monthly income!
Contact us for more information or to answer any questions you may have.
info@eralandmark.com
406.556.5001
The top ten US real estate markets for 2009 are not large metropolitan areas, but rather small communities with strong prospects for growth. The following list of high potential housing markets may not appreciate in the short term, but have the highest likelihood of long term appreciation. See the top ten list put together by Housing Predictor for what may be the best real estate markets to invest in for 2009.
The hottest buyers housing markets are places you may find comfort in the worst housing crash since at least the Great Depression. The top 10 buyers markets listed by Housing Predictor at mid-year are markets that aren't necessarily big arts and entertainment centers, mostly found in smaller communities.... Top 10 Hottest Buyers Markets:
Fewer housing markets are forecast to appreciate making the Housing Predictor Top 25 market list for the year as job layoffs and business failures throw the national economy into a deepening recession. There are now eight markets forecast to experience housing inflation in 2009.
North Dakota and Montana were the last two states to produce signs of a downturn in their real estate markets. At the beginning of the year, Montana placed all five of its markets on the list with forecast housing inflation, but since that time economic conditions have deteriorated and show a powerful likelihood of worsening through the remainder of 2009.
Read more from Housing Predictor
1. Amarillo, TX 2.1%
2. Rapid City, SD 1.9%
3. Davenport, IA 1.7%
4. Morgantown, WV 1.6%
5. Lubbock, TX 1.6%
6. Logan, UT 1.4%
7. Aberdeen, SD 1.4%
8. Shreveport, LA 1.4%
9. Sioux Falls, SD -1.7%
10. Lawton, OK -2.1%
11. Albany, GA -2.1%
12. Minot, ND -2.7%
13. Paducah, KY -2.7%
14. Bozeman, MT -2.8%
15. Edmond, OK -2.8%
16. Oklahoma City, OK -2.9%
17. Lincoln, NE -3.0%
18. Billings, MT -3.4%
19. Monroe, LA -3.5%
20. Livingston, MT -3.5%
21. Buffalo, WY -3.5%
22. Great Falls, MT -3.7%
23. Decatur, IL -4.1%
24. Fargo, ND -4.5%
25. Missoula, MT -4.5%
The top ten US real estate markets for 2009 are not large metropolitan areas, but rather small communities with strong prospects for growth. The following list of high potential housing markets may not appreciate in the short term, but have the highest likelihood of long term appreciation. See the top ten list put together by Housing Predictor for what may be the best real estate markets to invest in for 2009.
As we constantly monitor and follow trends in the real estate industry, an interesting movement is emerging. There has been increased consideration given to smaller homes nationwide for a number of reasons. Not to say that "bigger is better" is a thing of the past. But for many, consideration is being given to the simple concept that "smaller is preferred".
First, there are the Baby Boomers who are finding that their empty nest may be larger than what they now want or need in terms of space and upkeep. Many homeowners of this generation are in the position to move to new locations they have always wanted to try out or to just spend more time pursuing hobbies and leisure activities versus upkeep of large lawns and seldom used rooms. The minimized stress can be worth clearing out some closets and downsizing. Some challenges to note are the difficulty in parting with items that hold memories but are truly of little use any longer, as well as the feeling that there is not enough room in a smaller home when the extended family all gathers at once.
Other homeowners who are following the idea to embrace smaller living quarters may be doing so because of the deep seeded need to condense their belongings and simplify their lives. While the initial move to a less spacious home may be difficult, once settled in the positives begin to arise. Economically speaking, the amount of unessential spending should decrease as there is basically no room for items that are only used once or twice a year. There can also be a benefit in the family dynamics as one of two things may happen. Either a family will learn to spend more quality time together as there are less places to "get away" in the house or there will be a greater desire to spend time outdoors away from television and computers.
Robyn Erlenbush
CRS, GRI, CRB, Broker Owner
Phone: (406) 586-1321
Send me an email
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