If you believe your shingles were installed between July 1987 through 2005 in that states of Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Nebraska, South Dakota, and Wisconsin, they may be part of a class action law suit. Signs of premature wear include: curling edges, granular loss and delamination (separation.) This applies to single and multifamily residential properties and commercial properties. I have a certified shingle master company that works directly with the manufacturer to recover your claim. If you are a home owner or a property manager and you believe you may have defective shingles please contact me and I will put you in touch with the right people.
WE ARE BUILDING
TAKE ADVANTAGE OF LOW INTEREST RATES & SPECIAL FINANCING
AFFORDABLE NEW CONSTRUCTION IN EXECUTIVE DEVELOPMENTS
MANY FLOOR PLANS AND LOCATIONS AVAILABLE
Windchime Trail, Brooklyn Park, Hennepin Co., Minnesota
Wild Bush Acres, Scandia, Washington Co., Minnesota
Niagara Falls, Monticello, Wright Co., Minnesota
Happy Knoll Estates, Maple Lake, Wright Co., Minnesota
Happy Knoll Estates Future Development, Maple Lake, Wright Co., Minnesota
Buffalo Pass, Buffalo, Wright Co., Minnesota
Wood Duck Ponds, North Branch, Chisago Co., Minnesota
Granite Ledge, Taylors Falls, Chisago Co., Minnesota
East Wild Run, Princeton, Mile Lacs Co., Minnesota
Stone Sheep Crossing, Princeton, Sherburne Co., Minnesota
Big Lake Twp., Sherburne Co., Minnesota
Murphy's River Bend, Pine City, Pine Co., Minnesota
Blue Wing Teal Estates, Rock Creek, Pine Co., Minnesota
Oslo Heights, Willmar, Kandiyohi Co., Minnesota
Michael's Beach, Ellsburg Twp, St. Louis Co., MN
Island Lake, Bemidji, Beltrami Co., Minnesota
For questions or to schedule an appointment to begin building your new home today please contact Renee Johnson 612.636.2807, Dennis Dorman 612.875.0033 EXIT Three Rivers Realty
Dear Home Owner,
Did you know that if if you own or purchase real estate in the City of Woodbury, Minnesota you are now required to carry flood insurance.
In February 2001 Woodbury residents made a request to the City asking them to join the National Flood Insurance Program (NFIP.) No maps were available at that time showing the high risk flood zones in the city. The city was placed in an "Emergency Phase" until flood hazard maps were produced. The city's final flood hazard maps became effective on Feb. 3, 2010. Approximately 500 parcels will be affected by this new ordinance. Woodbury is among some 20,000 communities nationwide in the FEMA Flood Insurance Program. High risk flood zones for the City of Woodbury can be found on FEMA's final map for the city. More information, including a map, will be available here in early February.
FLOODPLAIN ORDINANCE
FEMA also requires that communities adopt appropriate floodplain regulations to protect structures that may be built after the effective date of the flood hazard maps.
The ordinance adopts FEMA's flood hazard maps by reference; establishes floodplain zoning districts including the Floodway and Flood Fringe districts; provides permitted and conditional uses for the districts and standards for the uses; provides information related to the floodplain for subdivisions, public utilities and manufactured homes; establishes an administrative process for floodplain issues and a penalty process for noncompliance and includes provisions for existing nonconforming uses.
Woodbury's ordinances and standards have provided developments and homes reasonable protection from flooding. Most homes are the flood elevations, even if part of the home's parcel is within the flood zone. The National Flood Insurance Program has provisions for exempting mandatory flood insurance for structures that are located above the flood risk zones.
What is Flood Insurance?
For affected properties whose mortgage is federally backed, FEMA requires property owners to obtain mandatory flood insurance. Any property whether in part or in whole located within a flood hazard zone is now required to carry flood insurance. If any buildings located on the property are surrounded by a flood hazard zone, the property owner is still required to purchase mandatory flood insurance.
Rates for annual policies for structures that are low-risk can be as little as $350. Properties that are in a high-risk will have rates that are in excess of $2,000 for the required policy annually. The city encourages all home owners to review flood insurance options available to all properties within the city, whether or not the structure is within the flood hazard zone.
Persons wishing to purchase flood insurance should contact their insurance agent. As with any product it is recommended to shop for the best rate before purchasing flood insurance or other insurance needs please. Dave Dawson at The Loretz-Johnson Agency, Inc. will provide you with answers, competitive rates and is ready to assist you with your insurance needs.
COULD I BE "EXEMPT" IN A FLOOD ZONE?
If the structure(s) are above the flood elevation, the property owner can pursue an "out as shown" determination or by filing a "Letter of Map Amendment" with FEMA requesting to be exempt from the mandatory insurance requirement.
The following is a general outline for the process involved in determining whether all or part of your property in the City of Woodbury is in a flood zone hazard or not from a survey standpoint
The first step is to determine if your property lies within a Special Flood Hazard Area (SFHA) as shown on FEMA's FIRM (Flood Insurance Rate Map) map. This information is available by visiting: http://www.ci.woodbury.mn.us/planning/femamap.pdf
•· Next, if you are listed in an SFHA area, your entire property is considered within the flood hazard zone if it is either wholly or partially covered by the zone. If the buildings on the property are encompassed by the flood hazard zone (low building elevation is below the calculated flood hazard zone elevation), the owner is required to purchase mandatory flood insurance. If the structure is above the flood elevation, the property owner has the option of pursuing either an "out as shown" determination or filing a Letter of Map Amendment with FEMA to be exempt from the mandatory insurance requirement. The "out as shown" option is where the survey comes into play.
•· Lenny Carlson with Sunde Land Surveying has performed a multitude of surveys for FEMA maps for the purpose of exempting your property from this mandatory flood insurance.
•· We would survey your property within the guidelines and instructions as set forth in FEMA's application (LOMA or LOMR-F) as required for your property.
•· For a typical FEMA survey we would need to survey the property boundary, locate the main physical features (house, garage, sheds, etc.) and take elevations across the property including specific locations as determined by FEMA.
•· The field surveyed data then would be filled out for the appropriate FEMA form (MT-EZ or MT-1) along with other base data as required by FEMA (i.e. Name, Address, Legal description, etc.)
•· This information as described above along with a copy of the effective FIRM (Flood Insurance Rate Map) panel and a copy of the recorded subdivision plat from the county are mailed to FEMA.
•· Your application will be processed once FEMA receives the completed form and all appropriate supporting materials. A determination will be issued usually within 30 to 60 days of receipt of all necessary materials.
City staff is in the process of providing information to affected property owners that will help them understand the program requirements.
Public Information Meeting Dates
Affected property owners should receive a written notice in the mail approximately two weeks prior to their assigned meeting.
Further questions regarding the FEMA Flood Insurance Program may be directed to your insurance agent, the Woodbury Engineering Division at (651) 714-3593, the Woodbury Planning Division at (651) 714-3533, or FEMA at 1-800-427-4661. You also may wish to visit the FEMA Web site.
Related Links
One of the largest decisions and emotional events a person undergoes in their lifetime is to purchase or sell a home. As a dedicated Realtor it is my goal to make your real estate experience enjoyable and successful. I have positioned myself to work directly with a full service team of professionals that will assist and support every transaction from start to finish. I would value the opportunity to share my experience and knowledge with you. Thank you for your trust; I look forward to assisting you with all your real estate needs.
SOLD, but we have others!
Welcome to 3827 Washburn Avenue in Minneapolis. This two bedroom, two bathroom home features over one thousand finished square feet on the main level. This old world charm home displays hardwood floors, built ins, leaded windows, french doors all in pristine condition. The updated kitchen, newer appliances, mechanicals and roof make this home move in condition. As you settle into your home you will appreciate the opportunity to expand the upper and lower levels. We have provided a home warranty giving you peace of mind. The location is ideal (close to parks, lakes, schools) the home is beautiful, all we are missing is you!
Click On The Movie Reel To Start The Virtual Tour and Pre-Recorded Information
Other related articles: Top 10 Reasons To Buy Now, Current Market Conditions, Search Like A Realtor
Prospective home builders, buyers and investors!
Land Developers, Real Estate Agents, Builders, Bankers and a Title Company will all be available at the auction to assist you.
Owner financing and low interest new construction loans available to qualified buyers.
Three lots will be sold absolute on the day of the auction, a total of fifty six lots will be auctioned on this day! This will be a live and on-line auction. Auction to be held at the Northland Inn in Brooklyn Park, located off Hwy. 169 and 694. See our website for online registration information WWW.ROIAUCTIONS.COM On October 24, 2009, there will be a partial inventory reduction auction of 56 developed lots. These lots are located in Hennepin, Wright, Chisago, Mille Lacs, and Sherburne Counties in Minnesota. Single and acreage lots, all fully developed buildable sites. www.roiauctions.com Return on Investment Auction Service, Grasston, MN Auctioneer: Mike Harris, Lic. 33.36, 763.245.7058 Exit Real Estate Agent: Mike Berglund, 952.452.4441
Click On The Movie Reel To Start The Virtual Tour and Pre-Recorded Information
PRESS RELEASE
EXIT Realty Nexus and ROI Auctions announce a partial inventory reduction of over 50 properties going up for auction on October 24th. Renee Johnson, Dennis Dorman and Mike Berglund, all REALTORS® with EXIT Realty Nexus, along with Mike Harris of ROI Auctions are the key facilitators of this event.
Held at the Embassy Suites in Brooklyn Center with registration starting at eleven o'clock, this special auction will showcase 55 lots with bids starting at below market value. These auction lots, which are developed building sites in their respective municipalities, are available in Brooklyn Park, Maple Lake, North Branch, and townships in the Princeton area. These lots range from city lots to acreage lots.
"This is a tremendous opportunity for anyone looking to build either now or in the future," explained Mr. Dorman. "Additionally, we have owner financing available for those who qualify." In the current economic climate, lots have typically been placed on the lower rungs of the credit priority ladder and financing has been difficult to obtain. "Owner financing along with these lots being held in a traditional way makes it so that the purchaser does not have to wait for weeks or even months to get approval, only to wait again to close as they would with short sales or bank owned properties." said Ms. Johnson.
"Forty percent of sales in August were lender mediated sales according to the Minneapolis Area Association of REALTORS®; in most cases, it meant a lot of waiting on the part of the buyer to secure their property of interest. Whereas with purchasing through an auction is vastly different" added Mr. Berglund. Auctions have become a successful option in this ever-changing real estate market. Consumers are able to leverage auction situations to set their own pricing, reduce waiting times, and in many instances purchase a property at below market value.
"We are really excited about presenting these properties to the public," explained Mr. Harris. "We have some properties that will be sold absolute. In other words, the property will be auctioned to the highest bidder regardless of the final bid amount. There will be no minimum bid on the absolute sales."
Walk-ins are welcome; however, space is limited. Pre-registration is recommended for everyone interested in attending. Consumers and real estate professionals can visit www.realestateauctiondeal.com for additional information and questions on registration, financial requirements, the auction process or the inventory itself. Furthermore, this team of experts has also set up a 24 hour hotline for general information on this event, 1.800.961.6706 ext 7326 for consumers and agents to call at their convenience.
For real estate questions and information, please contact one of the following; Mike Berglund at 763-548-1424; Renee Johnson at 612.636.2807, Dennis Dorman at 612.875.0033. For auction related questions and information, please contact Mike Harris at 763.245.7058.
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