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Emanuel Rodriguez

Free Online Pre Approval

NOW AVAILABLE! - FREE ONLINE PRE-APPROVAL.

We have created a special pre-approval form that you can fill out, right here, right now. It's secure, private, fast, easy and...best of all...FREE!

Find out how much you qualify for and get expert advice from a reputable lender, including:

-How to get the best rate and payment on your next loan

-How to get started with a bi-weekly payment program

-How to pick a payment amount that fits your needs and lifestyle

Get FREE mortgage tips and FREE home buying tips

FREE REPORT

Learn 3 Industry Secrets That Will Help
You Buy a Home For Less Money

NEVER PAY FULL PRICE!

FREE Industry Report reveals 3 simple strategies that will help you
successfully slash thousands of dollars off the price of the home
you want to buy in New Jersey. Don't buy a home until you read this report!

To order your FREE Copy
of this industry report, visit:

www.freenjmortgagetips.com

First Time Homebuyer Mistakes

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There are so many mistakes that first time home buyers make when looking into buying a home and for the potential new home buyer, Not Obtaining a Mortgage Pre-Approval is defiantly one of them.

In some areas, a seller may not even deal with you until they can verify that you can actually afford to purchase their home. To them, a pre-approved buyer is essential. But even in cases where pre-approval is not mandatory, it is still wise to consult with a reputable mortgage company and receive a pre-approval. Especially considering that the pre-approval process is fast and easy...not to mention FREE!

Once you are pre-approved, you can embark upon your home buying journey with confidence, knowing that once you find your dream home, obtaining the money to buy it will be the easy part!

To get more Home Buying Tips, visit my website where you can obtain many different FREE reports.

7/13/2009 Mortgage Rates

Mortgage Interest Rates*
Rates as of Monday, 13th July, 2009:
Conforming APR Payment per
$1,000
Jumbo APR Payment per
$1,000
30 Year Fixed 5.375% 5.458% $5.60 6% 6.261% $6.00
15 Year Fixed 5.00% 5.138% $7.91 5.75% 6.184% $8.30
30 Year FHA 5.375% 5.570% $5.60 5.25% 5.609% $5.52
5 Year Arm 5% 5.082% $5.37 5.25% 5.5% $5.52
*Rates are subject to change due to market fluctuations and borrower's eligibility.

6/23/2009 Mortgage Rates

Mortgage Interest Rates*
Rates as of Tuesday, 23rd June, 2009:
Conforming APR Payment per
$1,000
Jumbo APR Payment per
$1,000
30 Year Fixed 5.75% 5.835% $5.84 6.25% 6.515% $6.16
15 Year Fixed 5.25% 5.389% $8.04 6% 6.437% $8.44
30 Year FHA 5.75% 6.432% $5.84 5.75% 6.120% $5.84
5 Year Arm 5.125% 5.207% $5.44 5.5% 5.753% $5.68
*Rates are subject to change due to market fluctuations and borrower's eligibility.

If you or anyone you know are in need of mortgage financing, give me a call direct at 908 868 0685 or email me at erodriguez@arkmortgage.com