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Emanuel Rodriguez

6/22/2009 Mortgage Rates

Mortgage Interest Rates*
Rates as of Monday, 22nd June, 2009:
Conforming APR Payment per
$1,000
Jumbo APR Payment per
$1,000
30 Year Fixed 5.875% 5.959% $5.92 6.625% 6.799% $6.40
15 Year Fixed 5.5% 5.640% $8.17 6.25% 6.532% $8.57
30 Year FHA 5.75% 6.432% $5.84 6.624% 6.798% $6.40
5 Year Arm 5.625% 5.708% $5.76 5.25% 5.410% $5.52
*Rates are subject to change due to market fluctuations and borrower's eligibility.

If you or anyone you know is in need of mortgage financing, give me a call direct at 908 868 0685 or email me at erodriguez@arkmortgage.com.

6/19/2009 Mortgage Rates

Mortgage Interest Rates*
Rates as of Friday, 19th June, 2009:
Conforming APR Payment per
$1,000
Jumbo APR Payment per
$1,000
30 Year Fixed 6% 6.087% $6.00 6.625% 6.800% $6.40
15 Year Fixed 5.5% 5.643% $8.17 6.25% 6.534% $8.57
30 Year FHA 5.75% 5.835% $5.84 5.75% 6.486% $5.84
5 Year Arm 5.625% 5.710% $5.76 5.25% 5.411% $5.52
*Rates are subject to change due to market fluctuations and borrower's eligibility.

If you are anyone you know are in need of mortgage financing, call me direct at 908 868 0685 or email me at erodriguez@arkmortgage.com

What is better... Knowledge or Action?

I recently read an article that was very interesting. I don't even know where I read it but the idea has stuck with me for a couple of days now and I wanted to share.

The article posed a question of "is knowledge any good without action?" I put that last sentence in quotes but it is not a direct quote, that was the general idea.

The article talked about how too many professionals, including real estate professional, spend too much time thinking about how they are going to get more business and how they are going to do this and how they are going to do that and then go and do this...... but in the end they never actually go out and do anything at all.

The article tried to convey that you can be the smartest person and have the smartest ideas but if you do not go out and do what you are thinking, you are wasting your time and you will never get anywhere.

There were a few pointers that were mentioned that I remembered and I will share with you all.

1. Don't procrastinate - This tip is obvious and self explanatory. The more you wait, the longer it is. Do it now!!

2. Break down projects into small pieces - I guess this is like setting small attainable goals to get to the big goals.

3. Don't over analyze - This is an important one. If you keep thinking and thinking of how you can make something better and better you will create paralysis by analysis.

4. Believe in the power of action - Know that action can probably be more important than knowledge. People that act give themselves at bats and have a better chance of increasing their batting average.

I think these tips are great and I hope you find them to be helpful.

If you or anyone you know are in need of mortgage financing, give me a call direct at 908 868 0685 or email me at erodriguez@arkmortgage.com.

Also Click Here to view my personal brochure.

6/18/2009 Mortgage Rates

Mortgage Interest Rates*
Rates as of Thursday, 18th June, 2009:
Conforming APR Payment per
$1,000
Jumbo APR Payment per
$1,000
30 Year Fixed 5.75% 5.835% $5.84 6.5% 6.674% $6.32
15 Year Fixed 5.375% 5.517% $8.10 6% 6.282% $8.44
30 Year FHA 5.75% 6.432% $5.84 5.5% 6.274% $5.68
5 Year Arm 5.5% 5.584% $5.68 5.5% 5.664% $5.68
*Rates are subject to change due to market fluctuations and borrower's eligibility.

If you are anyone you know is in need of mortgage financing, give me a call direct at 908-868-0685 or email me at erodriguez@arkmortgage.com. For your free copy of a home buyer's handbook, click here.

6/17/2009 Mortgage Rates

Mortgage Interest Rates*
Rates as of Wednesday, 17th June, 2009:
Conforming APR Payment per
$1,000
Jumbo APR Payment per
$1,000
30 Year Fixed 5.625% 5.710% $5.76 6.375% 6.548% $6.24
15 Year Fixed 5.375% 5.517% $8.10 6% 6.282% $8.44
30 Year FHA 5.75% 5.835% $5.84 6% 6.169% $6.00
5 Year Arm 5.375% 5.458% $5.60 5.625% 5.790% $5.76
*Rates are subject to change due to market fluctuations and borrower's eligibility.