Good Day! Click on any link for details Feel free to contact me with questions
Local 94 year old agent George Johnson said, "In this market, any young person that hasn't bought a house ought to buy one".This is from a man that’s been through the great depression and in Real Estate for over 7 decades. Young, old, or just re-financing, now is the time.
Local Marysville lender Dan Bliven, indicated today that FHA “Fixed” home loans are at 4.0%! However, this is due to the Fed’s announcement yesterday that they would keep rates down until mid 2013. Though there is no assurance that they will remain at 4.0% and change daily anyway. They averaged 4.55% in July.
Fannie Mae is still paying up to 3.5% for buyer’s closing cost but this promotion ends October 31st, 2011. There’s a very good selection of these homes currently in Snohomish County and surrounding areas. Let me know and I’ll send you some. I just closed a nice one in Marysville last month for under $150k.
Zero down USDA home loans are readily available in selected areas. This is a great way to take advantage of the market and even skip a month’s rent! After buying a home, you don’t pay your 1st payment for one month.
Lake Stevens is a great place to live. Check out Aquafest, Catherine Creek & more.
Aquafest 2011-Free Concerts-Summer Schedule
The Crossings at Catherine Creek
Specially Priced Lake Stevens Homes
Specially Price Snohomish County Homes
It’s now substantially cheaper to buy a home than to rent. Coupled with zero down loans and great selection it’s pretty hard to not get a Smokin Deal.
Best of Regards, Terry Ervig
Real Estate Specialist
Building “Client for Life” relationships through excellence in customer service.
Looking for a Home or Multi-Plex? Do You Have Specific Commercial Needs? I Can Help!
425 870-9452 * 7 Days a Week 9:00 AM to 9:00 PM* 
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Scan Me! Call to see if you qualify Terry Ervig - 425 870-9452
Aside from being a well kept secret, this is a GREAT program!
Lake Stevens Homes for Sale 
A first time buyer would receive a monthly tax benefit of $306.83dollars a month to offset the cost of the home on a $375K loan.
This is the qualify payment the bank is obligated to use! 
Home Buyer Requirements: 
1. The borrower must be a first-time home buyer.
*Unless the home is located in a target area*
2. The borrower’s annual income must fall within the program income limits.
Call me today and see if YOU qualify!!
Call me for details! 425 870-9452
Visit the "Washington State Housing Finance Commision" for more information:
Visit the "IRS" for extremely detailed information:
Information provided by Guild Mortgage Company/The Thomas Group/Lynwood, wa. Not all lenders are qualified for this program. Consult your tax preparer for additional information.
Lake Stevens Homes for SaleLenders:
Dan Bliven 
Tom Lasswell
Sandy Johnson 
MCC Approved for up to $60,000 in home buyer credits, Click to learn More
Terry Ervig - Direct 425 870 9452Home Realty Everett South Scan Me!
What Is An MCC?
Free Forclosure List & Zero Down Loan Info.
I Offer a “FREE” one year home warranty to my buyers and sellers. A comprehensive plan provided by Old Republic Home Protection Company. They have been around since 1974 and are rated “A+” as an accredited business by the “Better Business Bureau”. This is just one more way 
I provide Peace of mind, for my clients.
Detailed Overview 
Better Business Bureau
Questions, Answers and more Lake Stevens Homes for Sale *Buyer's Specialist* Scan Me! 
Real Estate Specialist Building “Client for Life” relationships through excellence in customer service.
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