Age plays a critical role in customer buying decisions. In fact, the generation into which we are born has as much impact on buying and purchasing decisions as income and education. Our shared experiences determine what motivates us toward or away from a sale, according to the report I received from Scott York of Metropolitan Title Company here in Elkhart. He may be reached at 574-293-9111.
Let's take a look at Seniors/Mature catagory. This covers 26% of our population, and they were born between 1909 and 1945. They:
Your Messaging:
If you are looking to Buy or Sell Real Estate in Elkhart, call your Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
70 something waqys to lose your home started a while back and you can catch up here. We are talking about the reasons why you would want to use a reputable Title Company when you purchase your residence or any other real estate. Let's review numbers 61 thru 70...
61. Forged notarization or witness acknowledgment.
62. Deed not propertly recorded (wrong county, missing pages or other contents, or without required payment).
63. Deed from grantor who is claimed to have acquired title through fraud upon creditors of a prior owner,
64. Deed to a purchaser from one who has previously sold or leased the same and to a third party under an unrecorded contract.
65. Claimed prescriptive rights, not of record and not disclosed by survey.
66. Physical location of easement (underground pipe or sewer line) which does not conform with easement of record.
67. Deed to land with improvements encroaching upon land of another.
68. Incorrect survey (misstating location, dimensions, area, easements or improvements upon land).
69. "Mechanices lien" claims (securing payment of contractors and material suppliers for improvements) which may attach without recorded notice.
70. Federal estate or state inheritance tax liens (may attach without recorded notice).
If any of these bring up questions about your property's title, please call Scott York with Metropolitan Title Company at 574-293-9111, If you have questions about Real Estate, call your local Elkhart Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
The first thing you should do if you are behind in your mortgage payment, is, call your Mortgage Lender and ask for their help, says Elkhart REALTOR Evelyn Johnston with Prudential One Realty. Your Mortgage Lender does not want your home back, they are in the business to loan money, and accept deposits.
Give your Mortgage Lender the opportunity to modify your loan, if possible, and stay in the home. Do not move out! Once you leave the home the Mortgage Lender can accelerate the foreclosure process and take possession of the home, when there may have been a chance for you to keep it.
If you have concerns about your situation, call a government approved counselor like La Casa Goshen, they are a non profit agency who is paid with grant money based on the number of homeowners they help in the community. For Real Estate questions, call your Elkhart Real Estate Expert Evelyn Johnston at 574-304-7148.
To continue with our list of 70 something ways to lose your home, I will list items 41 to 60. To go back and beging at the first posting of 70 something ways to lose your home part 1, click here.
41. Undisclosed but recorded option, or right of first refusal, to purchase property.oven
42. Undisclosed but recorded covenants or restrictions, with (or without) rights of reverter.
43. Undisclosed but recorded easements (for utilities, access, drainage, airspace, views) benefiting neighboring land.
44. Undiscloes but recorded boundry, party wall or setback agreements
45. Errors in tax records (mailing tax bill to wrong party resulting in tax sale, or crediting payment to wrong property).
46. Erroneous release of tax or assessment liens, which are later reinstated to the tax rolls.
47. Erroneous reports furnished by tax officiaqls (not binding local government).
48. Special assessments which become liens upon passage of a law or ordinance, but before recorded notice or commencement. of improvements for which assessment is made.
49. Adverse claim of vendor's lien.
50. Adverse claim of equitable lien.
If you have any questions about the title to your property, call Scott York at Metropolitan Title at 574-293-9111. If you have questions related to real estate, call your local Elkhart Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
The Elkhart Fall Home Show held at the RV/Motorhome Hall of Fame in Elkhart was small but cozy when compared to the Spring Show. However, it left time to talk to the different building related companies that displayed their products and services.
Garden Homes out of South Bend, Indianaadded to their standard, a higher commitment to living green. Today's home buyers want to lower their energy bills and live in healthier homes. Garden Homes is now certified by the NAHB (National Home Builders Association) National Green Building Program, which has a flexible green rating system to fit their budgets. For green home building that's workable, authentic and affordable, go to www.nahbgreen.org.
Also according to their literature, it's hard to go for 24 hours these days without hearing something about green - green lifestyles, green products, and green buildings. So what does it mean to build a green house? To homeowners, green means a water-conserving, more durable, healthier, and more energy-efficient home. to planet Earth, green buildings mean much more. According to the Environmental Protection Agency (EPA), buildings are responsible for:
By adopting green building strategies to reduce these numbers, we can maximize both economic and environmental performance. For more information about making your next home "green" call Tim Schrock at Garden Homes, Inc at 574-532-8344. For more information about Real Estate, Call Elkhart Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
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