Steve Schneider

Hello my name is Steve Schneider; I’m the Vice President of sales for First American Consulting Group. First American Consulting Group is dedicated to assisting home owners facing foreclosure or who are in an adjustable rate mortgage that has either adjusted or is getting ready to adjust modify their home loan.

Most people, when I tell them what First American Consulting Group is and the service we provide, had no idea it was even possible to modify the rate and term of their current mortgage. That being said, it not an easy process as most if not all of the lending institution do not what to do it because it takes money from their investors.

How is it then that First American Consulting Group can show a 94% success rate with close to 10,000 modifications year to date? The answer is years of experience and a very dedicated staff. First American Consulting Group in divided into 4 main part all working to gather to achieve our final goal (your loan getting modify).

The first part of the process not unlike most companies is sales. That’s the part I truly love but unlike most companies trying to push a product that you either don’t want or don’t need or probably already have, First American Consulting Group is doing one thing better than anyone else, we are saving people’s homes.

Like I mentioned, so few people even know they can do this that the hardest part of my job is convincing them it can be done. Most people are already programmed to think of a refinance as the only solution; after all it was the standard of the day for many years. Unfortunately most of us know simply by watching the news that refinancing is next to impossible.

I have friends that are mortgage brokers, who have already given out over a 1000 denials this year due to the strict lending practices. Let’s face it; banks don’t want to lend money right now because they need it. We have seen most if not all the large institution either fall or get bailed out by our government as part of the 700 billion rescue plan.

Now that we all know the financial institutions will be ok, the question now is WHERE IS THE PEOPLES RESCUE PLAN? The banks got their money so now they are ready to help you save your home right? Wrong, banks do not want to help you save your home nor do they care if you live on the street. If I sound jaded, I am. Every night I turn on the news and every night it says the same thing, FORECLOSURE, FORCLOSURE, FORECLOSURE.